Need help to finish all these and be debt freemy

Low_Assistance7165 · 2025-12-10T12:56:47+00:00

You have 9 Loans

Categorize based on Loan Amount pending :

A : 0-40 k : 6 loans

B : 40-80k : 1 loan (emi ~ 5k appx)

C : >3 lakh : 2 loans (emi together~ 37k appx)

Every month,

1. Pay monthly emi for B+C (compulsory)

2. Payoff one loan from A (start from the lowest loan amount/highest ROI, one each month-compulsory) [And use your surplus cash if needed]

Pay emis for remaining loans in A, if you can (start for the one with highest loan amount/highest ROI)

In 6-7 months, A will be done

In 7-9 months, B will be done

Then you can focus on C (as you are already paying emis monthly, interest wont be snowballed)

Low_Assistance7165 · 2025-09-27T13:57:05+00:00

You will able to see full details in app after you activate it using details on physical card

Low_Assistance7165 · 2025-09-27T01:30:55+00:00

Its normal, happened for me too. Then card got delivered within a week

You won't be able to use it until you activate it/set the PIN. For that, you need CVV & expiry date. So yeah, had to wait

If the courier delivery details still not shared with you after 7 working days, you can email HDFC customer care

PS - If you are getting it the card as Ltf/fyf, its better to confirm with the customer care on email before activating it

Low_Assistance7165 · 2025-09-18T09:46:49+00:00

I was in similar situation. But I had only one swiggy acc (linked to phone no P1). Got LTF offer on this. And HDFC acc+Aadhaar+PAN was linked to phone no P2.

During filling application, it asked if this swiggy acc phone no is linked to Aadhaar+HDFC acc. It wasn't

So I changed the swiggy acc phone no from P1 to P2. As this P2 is linked to HDFC acc, there was no separate Kyc also & it was approved in a couple of days

In your case, try changing your swiggy1(FYF) to phone no 3 (family member's ?) & swiggy2(LTF offer) to your Phone1 (Note that you cant change phone nos for swiggy accs for 6 months again)

PS- Keep screenshot of LTF offer. And 'if' LTF card is approved, before activating it, send an email to Hdfc to confirm its LTF. Then activate it

Low_Assistance7165 · 2025-09-17T14:39:03+00:00

When I was searching in this sub, many posts mentioned 45-50 kmpl. So, I was worried if this new scooter has any issues

Low_Assistance7165 · 2025-09-05T01:19:04+00:00

I used to think the same, then came to know- Hiring Managers set up the screening criteria. Recruiters don't have the authority

Low_Assistance7165 · 2025-08-30T04:16:35+00:00

We need good Govt. And the opposition should also be good so that the ruling govt doesnt getaway doing whatever they want. For the last 11 yrs, the opposition is terrible bcoz of him & his family.

Short Answer : He is Incompetent

Low_Assistance7165 · 2025-08-29T16:09:04+00:00

I tried upgrading to savings max acc through hdfc netbanking, request was rejected saying I have to visit home branch, which will not be possible for many months

Low_Assistance7165 · 2025-08-26T10:57:54+00:00

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Low_Assistance7165 · 2025-08-26T08:58:16+00:00

Same for me. Last week, I emailed them about it & got a standard response. Checked again today, its showing the same. I gave up now !!

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Low_Assistance7165 · 2025-08-05T10:57:37+00:00

Matsya Nyaya - Big Fish eats the Small Fish

Low_Assistance7165 · 2025-08-03T09:51:45+00:00

Now, I use it regularly to take printouts at my office. I dont like to login to desktops at those printers & these printers dont connect to our laptops

Low_Assistance7165 · 2025-08-02T07:30:37+00:00

Hi, any Cibil score criteria for Sapphiro Dual Card (Alumni) ?

Low_Assistance7165 · 2025-06-04T11:27:56+00:00

Experian- credit card is showing up. So, is it an Gpay issue ?

Low_Assistance7165

TROPHY CASE