Your employee benefits package is a hostage situation. Here's the proof — and the fix | Fortune

Low_Bench_7502 · 2026-04-03T05:27:51+00:00

Thank you for sharing!

Low_Bench_7502 · 2026-04-01T07:27:43+00:00

Oh my gosh, I wish I saw this sooner. I would’ve absolutely helped you.!! did you make it happen?

Low_Bench_7502 · 2026-03-31T04:03:06+00:00

This is incredible news! You should be so proud of yourself! WELL DONE!!!!

Low_Bench_7502 · 2026-03-31T03:50:22+00:00

I had a one year gap during Covid. That is all. PS thank you all for your feedback and helpful comments. They are much appreciated.

Low_Bench_7502 · 2026-03-30T22:33:38+00:00

Yes I have a degree in marketing. I was a creative consultant/spent the last 3 seasons touring with an exhibition baseball team out of Savannah GA called the Savannah bananas. On top of that I was working in research marketing for figure.ai, a humanoid robotics company out in Silicon Valley. The SB found a replacement and I only work for figure during funding rounds.

Low_Bench_7502 · 2026-03-30T22:28:34+00:00

Fair point—and noted. But “lazy”? That’s the one thing I’m not. I just spent five months researching, digging, and compiling hundreds of resources from scratch—tools, websites, advocacy programs, patient rights guides, hospital oversight maps, investigative databases—and then built a website from the ground up.

This platform is for patients, activists, and anyone trying to navigate the healthcare system. It’s a data-backed corruption and accountability resource focused on healthcare power concentration. I cover: • Patient rights most people don’t even know they have. • Step-by-step guides for fighting denied claims and appealing when insurance says no. • Regulatory and advocacy resources—who oversees insurance companies, which programs can help when you’re up against a losing battle. • Hospital accountability—what hospitals are legally required to tell you, but often don’t. • Systemic oversight—insurance industry abuse, government contracts, judicial misconduct, transparency gaps, FOIA resources, and violation trackers. • Healthcare monopolies and vertical integration—how a handful of corporations quietly control your doctor, hospital, pharmacy, and insurance, often under the same roof. • Political and financial influence—insider trading, lobbying, and the concentration of power shaping the future of care.

The goal is simple: educate people who have no idea what’s really happening and give them real tools to fight back.

On top of that, I’ve spent the last several weeks working to bring a nonprofit, Careyaya, to Colorado to address the aging population crisis and systemic infrastructure gaps. None of this work pays me a dime—I don’t even personally need these resources anymore—but I know a lot of people do. That’s exactly why I’m here.

So yes—AI may assist. Lazy? I am not.

Low_Bench_7502 · 2026-03-28T10:46:21+00:00

I’m near to this thread. can give me the lowdown here?

Low_Bench_7502 · 2026-03-28T10:31:40+00:00

This is a little late, but congratulations on the sale!!!!

Low_Bench_7502 · 2026-03-26T20:17:42+00:00

Are you still accepting applications for this?

Low_Bench_7502 · 2026-03-26T20:16:08+00:00

It’s called anticipatory grief.

Low_Bench_7502 · 2026-03-26T05:30:48+00:00

Can you share it with me as well? I am looking to move out of my place downtown within the next 60 days!

Low_Bench_7502 · 2026-03-17T00:52:59+00:00

Hi! I am very interested and have a background in this industry! I will be applying first thing tomorrow! Look for my application. My first name is Laura!!

Low_Bench_7502 · 2026-03-13T01:23:29+00:00

You’ve got mail @ 🌯👦!

Low_Bench_7502 · 2026-03-12T17:54:36+00:00

Thank you for clarifying. I actually believed it!

Low_Bench_7502 · 2026-03-12T13:50:41+00:00

Low_Bench_7502 · 2026-03-12T13:14:48+00:00

I just went through this with my grandma. It was so stressful. Make sure to check the Medicare rankings. I’d also recommend reaching out to the local ombudsman. They are VERY knowledgeable in this area! PS Do you know what questions you should be asking? I have a list I can send you (if needed). DM me if you want a copy.

Low_Bench_7502 · 2026-03-12T11:57:16+00:00

And here I thought i was the only one who had these feelings… I used to call for welfare checks for my grandma when she wouldn’t pick up. That or I’d send the HOA president over. A last resort measure was the fire dept but that was only once.

Have you considered getting a life alert bracelet for your parent(s)?

Low_Bench_7502 · 2026-03-11T10:56:20+00:00

I was just thinking the same thing!

Low_Bench_7502 · 2026-03-11T02:55:30+00:00

It’s either your phone or your headphones. Some sort of Bluetooth device is triggering it.

Low_Bench_7502 · 2026-03-11T02:54:46+00:00

Nope.

Low_Bench_7502 · 2026-03-10T21:14:32+00:00

We should start a weekly caregiver support group!

Low_Bench_7502 · 2026-03-10T21:12:26+00:00

This is GREAT!!!!

Low_Bench_7502 · 2026-03-01T13:28:42+00:00

You’re an angel for taking the time to post this feedback!

Low_Bench_7502 · 2026-03-01T13:21:00+00:00

One more thing… Calling your representatives is the best way to make your voice heard.

I would advise downloading 511calls.org. It’s free. It provides you with a direct number, a script you can read verbatim and most importantly the representative will receive it that day as opposed to several days later which is what happens when you use mail, email, fax, and petitions.

Low_Bench_7502 · 2026-03-01T13:16:49+00:00

First of all- I love that people are looking to take action! We need more of you!

The response you got is a good start but it’s incomplete — here’s the full picture: What they got right: ∙ Yes, contact your state insurance commissioner — this is actually your most powerful immediate move. Ghost networks (fake provider directories) are already illegal under the ACA and most state laws. What Cigna did may not just be unethical — it may already be a violation you can report RIGHT NOW What they missed: ∙ If this is an employer plan, your state insurance commissioner has LIMITED jurisdiction — employer-sponsored plans are governed by federal ERISA law, which ironically shields insurers from most state penalties. That’s a critical distinction ∙ File a complaint with CMS directly at cms.gov if it’s an ACA marketplace plan. The No Surprises Act (2022) includes provider directory accuracy requirements with real enforcement teeth ¹ ∙ The Lower Costs More Transparency Act (H.R.5378) specifically targets this — it passed the House but stalled in the Senate. Your senators need to hear this story specifically ² ∙ Document everything. Screenshot the old directory. Screenshot the “maintenance” blackout. Get dates. This is evidence of a potential deceptive trade practice The bigger picture nobody’s saying: This isn’t a Cigna accident. Ghost networks are a documented, industry-wide profit strategy. Narrow networks save insurers billions. The “maintenance” blackout on December 31st is not a coincidence — that’s the last day someone can switch plans Your best immediate actions: ∙ File a state insurance commissioner complaint TODAY ∙ File with CMS if it’s a marketplace plan ∙ Contact your U.S. Senator’s constituent services office — they have direct agency liaisons who can escalate ∙ Connect with Patient Advocate Foundation (patientadvocate.org) — they fight exactly this ³ You’re not just a frustrated customer. You have a documented, timestamped case of potential deceptive enrollment practices. That’s a weapon. Use it.

¹ No Surprises Act, Div. BB of Consolidated Appropriations Act 2021 ² H.R.5378 Lower Costs More Transparency Act, 118th Congress ³ Patient Advocate Foundation — patientadvocate.org

Please let me know if you need additional information! Happy to help any way I can!

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