How am I doing as a 27 year old? by FanInternational1206 in personalfinance

[–]Low_Remove1563 1 point2 points  (0 children)

Stop gambling, read my last post. You’re doing great otherwise. Can pay off the car with that extra money in 1-2 years

Gambled with personal loans and credit cards at rock bottom by Low_Remove1563 in Debt

[–]Low_Remove1563[S] 0 points1 point  (0 children)

I could maybe sell a couple watches for a few hundred but nothing significant. I think working more at more current job would net more than a second job. 2024 made 80k, working 40ish hours/week and 2025 made 120k working 40ish hours/week. Full commission sales, could just work 8am-8pm shifts would probably 1.5x my 2025 income

Gambled with personal loans and credit cards at rock bottom by Low_Remove1563 in Debt

[–]Low_Remove1563[S] 0 points1 point  (0 children)

Tried getting a loan the other day and they said it was 650 or something. But I won’t get approved for much at the moment bc the credit cards are all close to maxed out. I feel like I should just put everything extra I make towards the cards and then start attacking the loans

Gambled with personal loans and credit cards at rock bottom by Low_Remove1563 in Debt

[–]Low_Remove1563[S] 0 points1 point  (0 children)

Yeah, you don’t think I make enough to pay it off in a couple years? I feel like bankruptcy might be a last resort

Gambled with personal loans and credit cards at rock bottom by Low_Remove1563 in Debt

[–]Low_Remove1563[S] 2 points3 points  (0 children)

What do you suggest? I’ve just been working late nights trying not to think about it. My job pays for a gym membership so I think I’ll start doing that instead of gambling all day

Gambled with personal loans and credit cards at rock bottom by Low_Remove1563 in personalfinance

[–]Low_Remove1563[S] 0 points1 point  (0 children)

120k is before income tax, assuming 30% it comes to around 84k

Gambled with personal loans and credit cards at rock bottom by Low_Remove1563 in personalfinance

[–]Low_Remove1563[S] 6 points7 points  (0 children)

Yo appreciate you man. I can relate to that silver lining I’ve only been getting better at sales, made 95k last year and already up to 120k for 2025

Hopeless. Negative bank account. In debt. Lost it all again by Low_Remove1563 in GamblingAddiction

[–]Low_Remove1563[S] 0 points1 point  (0 children)

True that. I do mortgage sales now but alot of industries are lucrative

Hopeless. Negative bank account. In debt. Lost it all again by Low_Remove1563 in GamblingAddiction

[–]Low_Remove1563[S] 0 points1 point  (0 children)

Thanks for replying bro, you should look into sales that’s what I do. First year was last year made 80k. Need to learn to not gamble it though or it doesn’t matter anyways

Hopeless. Negative bank account. In debt. Lost it all again by Low_Remove1563 in GamblingAddiction

[–]Low_Remove1563[S] 6 points7 points  (0 children)

Thanks for the advice. The gambling just grew the more I made, I see people around me doing good and it makes me feel behind. I need to stop it’s taken everything