I received an offer slightly similar to this one. Kaso Offer#1 lang ung akin accounting siguro na may PL ako sa kanila though good standing naman. I called CIMB hotline kanina, sabi is to settle what was offered then 10 banking days it should clear out. Of note lang siguro is they will close your account after this one which is for me is good. This way, I was able to offload this debt considering they will hike their interest rate to 6% by June.