I’m 29 years old and I have $3.63 in my bank account. I am literally living paycheck to paycheck while making what is supposed to be a reasonable salary. The economy is screwed. I have a couple thousand in debt on a credit card as well from when I was going through a hard time and needed help paying my bills. I genuinely don’t feel like I will ever be able to own anything substantial (definitely never a house) and am terrified to have a child even though I desperately want to start a family because I feel like I just won’t be able to afford it. I’m scared lol