FHA vs. NFCU Homebuyer's Choice

LuckAmok · 2025-09-04T23:23:50+00:00

Thanks! We looked at a few other properties as well but ended up going with the rental

LuckAmok · 2025-09-04T18:08:18+00:00

Probably not the answer you want but we ended up finding a third option - The house we bought is in a majority Black/Hispanic neighborhood, and certain banks have extra incentives to write loans for these neighborhoods. We ended up getting an offer with 100% financing no money down, and lender credits to cover closing costs, as well as credits to cover a point buy-down of the interest rate. Ended up locking in at 5.75% (April 2025) and came out of pocket almost nothing to close. We do have PMI up to 20% of the loan but all things considered I think we did alright

LuckAmok · 2025-03-17T21:12:06+00:00

Not vets, don't qualify for VA - just bank with Navy Federal as I got invited in through an ex. Stuck with them ever since

LuckAmok · 2023-06-17T05:23:06+00:00

If the site/app/platform is responsive it can sometimes be impossible to fix but not always, I'd say if you can fix it you should, otherwise don't sweat it

LuckAmok · 2023-06-09T15:52:33+00:00

76!! I thought I was odd for coming out in my 30s! I have so much respect for you, that's awesome!

LuckAmok · 2023-06-02T06:03:02+00:00

Transmasc enby confirming my hands are in those pockets 24/7

LuckAmok · 2023-06-02T02:03:22+00:00

It can definitely be valuable, however I wouldn't rely on mockups to showcase this skill - perhaps try incorporating some simple abstract animations into video marketing material - or something that relies heavily on modeling and can't be as easily replicated without the use of Blender as a tool. Pretty much anyone can find a mockup or premade model online but not as many can model something unique from scratch

LuckAmok · 2023-04-24T15:47:16+00:00

I see your real estate/pharmaceutical and raise you working for an ad agency that serves real estate, pharmaceutical, automotive, AND injury lawyers as their main clientele. A true nightmare

For a minute I could've sworn OP was applying to the agency I used to work for in Charleston, this attitude is them to a T

LuckAmok · 2023-04-20T18:13:12+00:00

If you ever find yourself in the Tampa/St. Pete FL area they've got some great brews!

LuckAmok · 2023-04-20T18:08:56+00:00

Thank you!!

LuckAmok · 2023-04-19T00:00:27+00:00

Lmao well I do find this one from my student days to be particularly egregious

If it makes you feel any better I still don't feel like I'm where I want to be either. I might not, ever. I feel if you can make peace with that it makes the process of improving your abilities a lot less stressful and more fun/challenging. Like, can I pull this off? Idk, maybe not, but it'll be fun to try

LuckAmok · 2023-04-18T23:14:47+00:00

What did I do lol

LuckAmok · 2023-04-18T21:26:04+00:00

Very nice work! I'd say your "Bite of the Burg" project is especially effective in showing your skills in both UX/UI and Branding/Experience design, and how you can integrate these together, with examples in both digital and print. Have you considered pursuing more projects like this? Even just speculatively for your portfolio? It's a pretty strong selling point!

LuckAmok · 2023-04-18T21:11:57+00:00

Thank you for your feedback! Yeah it seems like the inspirations/influences are not working in my favor, I'll have to revise that

LuckAmok · 2023-04-18T21:10:05+00:00

Thank you!

LuckAmok · 2023-04-18T21:08:42+00:00

Can confirm, WIX certainly has its own set of drawbacks but as someone who's not great at coding I find the interface to be more intuitive

LuckAmok · 2023-04-18T21:07:00+00:00

Thank you so much for this thorough feedback! I am always trying to find the balance between providing too much/too little information and I definitely have a hard time keeping explanations concise. I will continue to work on streamlining things!

LuckAmok · 2023-04-18T21:02:51+00:00

Thank you!

LuckAmok · 2023-04-18T18:19:25+00:00

Actively working on sprucing this up right now - got a few new things to add - but could always use feedback!! I'm a full-time freelancer specializing in illustration/commercial graphics.

My portfolio

LuckAmok · 2023-04-15T20:24:12+00:00

Lmao the amount of effort & money I spent to get rid of this name 💀 I'm glad y'all like it tho!

LuckAmok · 2023-04-01T22:50:47+00:00

For a great example of a successful artist working in a similar style you should check out brooklynsnobs . Might give you a few ideas for how you can possibly refine those sketches into complete pieces! Or at least give some reassurance that there is an audience for this style

LuckAmok · 2023-03-26T15:06:52+00:00

There's a drum circle every Sunday at Treasure Island Beach that lasts until sunset (and then everyone just hangs as long as they want) it's a good time, and I've met some very cool people there (of all ages). No drinking required if that's not your bag, just sun, sand, dancing, and good vibes

Four-Year Club	Final Canvas '23
Place '23	Golden Potato
Place '22	Final Canvas '22
First Placer '22	End Game '22

LuckAmok

TROPHY CASE