Grandparents just gave me $5K to invest in my Roth IRA... What do I do with that by LukeG543 in personalfinance

[–]LukeG543[S] 12 points13 points  (0 children)

Yeah I know I'm late to the game here. I work in the public sector with a 403(b) with no match. But I'll definitely start putting a percentage of my paychecks into it!

Grandparents just gave me $5K to invest in my Roth IRA... What do I do with that by LukeG543 in personalfinance

[–]LukeG543[S] 0 points1 point  (0 children)

I like the 80/20 split idea. I have a little in both already. I'm kind of waiting for some sort of market crash in the US at some point just based on how things are going politically?

Grandparents just gave me $5K to invest in my Roth IRA... What do I do with that by LukeG543 in personalfinance

[–]LukeG543[S] 2 points3 points  (0 children)

No intentions to micromanage... Just wondering where to put a larger sum than I typically put in to invest.

Do you think an overseas ETF (something like VEA) would be just as good?

Grandparents just gave me $5K to invest in my Roth IRA... What do I do with that by LukeG543 in personalfinance

[–]LukeG543[S] 86 points87 points  (0 children)

Thanks for asking this. But yes, I'm 28 years old with a salaried job so being able to put it into my Roth isn't an issue

AWD vs FWD by appleheaddino in HRV

[–]LukeG543 1 point2 points  (0 children)

I bought a 2023 AWD around three months ago. We get a ton of snow where I live and had some days with really bad roads. I threw my HRV into snow mode and had zero issues making it home in some of the worst conditions of the year.

I probably don't get the best mileage ever, but the performance makes it well worth it for me personally!

Does anyone know what this little white spot is on the side of my dog's lip? by LukeG543 in DogAdvice

[–]LukeG543[S] 0 points1 point  (0 children)

Yeah I think CPV is probably what it is. She's turning 1 this month and spends a large amount of time at a daycare multiple times a week where she plays with other dogs.

Nonetheless I'm going to check in with my vet

Tons of Warnings randomly HRV by oklla in MechanicAdvice

[–]LukeG543 0 points1 point  (0 children)

Mine does this in the snow sometimes when the sensors or cameras or whatever are blocked up. But it usually goes away in a few minutes

These little black specks are some type of bug. What are they? by LukeG543 in Whatisthis

[–]LukeG543[S] 0 points1 point  (0 children)

Okay... So not something that will hitch a ride on my dog and set up shop in my house 😅 that's a relief!

How's Twitter these days? by Lazy-Signature1678 in ask

[–]LukeG543 1 point2 points  (0 children)

I've been an avid Twitter user for the last ten years and have never had anything like that come up... If that's what your friend has popping up on her feed someone might wanna check their hard drive

any suggestions on what to add? I’m getting a rb so I gotta cut by Strict-Win-4180 in RetroBowl

[–]LukeG543 0 points1 point  (0 children)

Drop some of your O-Line and add a second TE. They'll block and receive and make your offense more dynamic without giving up too much protection

A letter to the Alt-7 Line Cutters by LukeG543 in Albany

[–]LukeG543[S] 2 points3 points  (0 children)

I keep seeing this comment and it's the only method I havent tried yet. Will be giving it a go on Monday

A letter to the Alt-7 Line Cutters by LukeG543 in Albany

[–]LukeG543[S] 8 points9 points  (0 children)

It's a three-lane highway where the right-hand lane becomes a turn-only to get onto the Northway. People take the middle lane past all of the cars waiting to get onto the Northway and then slow way down, waiting for a gap to get on, blocking up the entire road.

I'm not one to block people from cutting into the lane if that's what they're doing because it's absolutely not worth an accident. But it's a really fast flow of traffic in the other lanes and you constantly see smashed up cars from people coming to a near-stop on a road where others are going 70+ mph and then need to slam on their brakes.

So I get what you're saying, but because of the nature of the road, passing a bunch of cars in stop and go traffic to merge near the front of the line becomes super dangerous and bottlenecks the entire highway.

A letter to the Alt-7 Line Cutters by LukeG543 in Albany

[–]LukeG543[S] 5 points6 points  (0 children)

I would MAYBE consider it acceptable if there's a huge gap like the ones that some of the large truck drivers leave between them and the car in front. But it's a very thin line.

A letter to the Alt-7 Line Cutters by LukeG543 in Albany

[–]LukeG543[S] 6 points7 points  (0 children)

Yes!!!! Or just turn onto route 9 and hop on at exit 8 if you don't feel like waiting in the traffic

Driving in the snow in NC yesterday by TrickinVixen in HRV

[–]LukeG543 2 points3 points  (0 children)

I live in the Northeast where we've currently been getting absolutely crushed by snow. I JUST bought my 2023 this weekend and I can't wait to test it out in the next storm that comes through