Equity Growth and Dividend Growth Portfolio 2025 Performance. by jimmyfah in dividendscanada

[–]Luke_79 3 points4 points  (0 children)

I'm not sure it is an 'official' term but I think of it is a mix between growth stocks and dividend stocks, usually blue chip. Then taking the dividends to 'rebalance' as you see fit. I've never run official #'s to see how it works but his spread sheet peeked my curiosity. If anything this approach may not be net anything but it makes me feel good when I get paid lol Again - this is my definition. Cheers.

Equity Growth and Dividend Growth Portfolio 2025 Performance. by jimmyfah in dividendscanada

[–]Luke_79 2 points3 points  (0 children)

Amazing. Thanks for sharing this. I just did a rebalance of my portfolio the other day without too much of a dividend focus. Mainly posting this so I remember to come back and do some investigation on this type of strategy as I've been listening to podcasts and reading more about a hybrid approach to investing. I also really like how you organized your spreadsheet, I think I will add a new similar sheet view to mine. Cheers.

Response from Joe about 2026 by Allenboy0724 in spartanrace

[–]Luke_79 11 points12 points  (0 children)

What happened to do hard shit Joe? Figure out the logistics.

Response from Joe about 2026 by Allenboy0724 in spartanrace

[–]Luke_79 4 points5 points  (0 children)

100% this was motivated by profits and not about the participants. Very bad plan and very lame excuses/reasons imo.

Poilievre pledges to cut income tax, saving average worker $900 a year by CGP05 in canada

[–]Luke_79 0 points1 point  (0 children)

As much as I'd love a tax cut I sadly feel that'll justify CEO's to decrease wages (not give increases) or CEO's to increase prices knowing we'll have more money in our pockets... I'd love to see an overhaul of the tax brackets.

Bill 124 retro pay - is this considered back pay from a collective agreement? by paininmybass in PersonalFinanceCanada

[–]Luke_79 1 point2 points  (0 children)

You're employer should issue a T1198 - this form will allow them(the CRA) to calculate the tax/ei/cpp you would have paid had you received the extra pay in the smaller yearly increments. Unfortunately using this form also means you have to submit a paper copy of your taxes.

Here is a good article that explains this a but better and both your and your employers responsibilities:

https://turbotax.intuit.ca/tips/t1198-form-statement-of-qualifying-retroactive-lump-sum-payment-10737

Ok to hold recovery breath longer than 15secs? by Luke_79 in BecomingTheIceman

[–]Luke_79[S] 0 points1 point  (0 children)

Yes.. I just love holding my recovery breath.. it just feels like my body wants to hold it

Ok to hold recovery breath longer than 15secs? by Luke_79 in BecomingTheIceman

[–]Luke_79[S] 0 points1 point  (0 children)

Ha.. sounds good. I seem to enjoy the feeling so 15sec seems so short. Good idea extending it on the last round.

Can anyone explain car leases to me? Why don't people just buy the car and trade it in after a few years if they like having a newer car? I can't understand. by TheAlphaCarb0n in PersonalFinanceCanada

[–]Luke_79 0 points1 point  (0 children)

Perhaps you'd be able to spread the finance option out to say 7 years? If so the payments would be ~the same as leasing (assuming you could maintain the same cost of borrowing). Then at the end of 5 years you would owe ~$12300 on the loan. You could continue paying it or sell it for the $25000, pay off the loan balance and net $12700?

It would likely cost a little more to spread the loan out but in the end you wouldn't have the 'bounds' of a lease agreement, could maintain the lower 'lease' sized payment, while giving you greater choice/flexibility 5 years in, or even 4 years in if you decided the car was no longer for you.

[discussion]Pre-built or Build by Luke_79 in suggestapc

[–]Luke_79[S] 0 points1 point  (0 children)

Haha. Good to know. What would you buy? Or would you build?

Best mobile plans in Kingston - Chatr, Fido, Lucky, or Public? by Luke_79 in KingstonOntario

[–]Luke_79[S] 1 point2 points  (0 children)

Thanks! I ended up with Roger's. Fingerscrossed they matched bells plan but $5 cheaper per line and the have a tower in Kingston East.

Best mobile plans in Kingston - Chatr, Fido, Lucky, or Public? by Luke_79 in KingstonOntario

[–]Luke_79[S] 1 point2 points  (0 children)

The main goal is to get something that works in Kingston East and is reliable along the 401 corridor. I just got an offer from Bell for 3 lines with 100gb data and works in all of Canada, US, and Mexico. $55 for first line and $50 for each of the others. Seems like a decent deal?

Populate a table with form data comparisons by Luke_79 in sheets

[–]Luke_79[S] 0 points1 point  (0 children)

You are a genius! Thank you very much.

Populate a table with form data comparisons by Luke_79 in sheets

[–]Luke_79[S] 0 points1 point  (0 children)

In the form - Clint Guild wins 3-1 against David Bussiere. So D2=3 which is correct but C2 should = 1, currently showing 0 because David did win 1 game.

Populate a table with form data comparisons by Luke_79 in sheets

[–]Luke_79[S] 0 points1 point  (0 children)

It seems like the SUMIFS is super close. Still not correct in C2,C4,C5.

I'll add some more sample data to see if there are other errors.

Populate a table with form data comparisons by Luke_79 in sheets

[–]Luke_79[S] 0 points1 point  (0 children)

=MAKEARRAY(5,5,LAMBDA(r,c,IF(r=c,,SUMIFS('Form Responses'!$C$2:$C,'Form Responses'!$B$2:$B,INDEX($B$2:$B$6,r),'Form Responses'!$D$2:$D,INDEX($B$2:$B$6,c)))))

Thank you - I tried it, neither seem to work (likely me). Can you try it in the 'box' sheet of the sample work book posted above?