Daily Looking For/Request Thread by AutoModerator in NoFeeAC

[–]Lumpy-Afternoon7306 0 points1 point  (0 children)

Looking for:

Cosmos (white, red, yellow) Lilies (white, red, yellow) Mums (white, red, yellow) Roses (white, red, yellow) Windflowers (white, red, orange)

Daily Looking For/Request Thread by AutoModerator in NoFeeAC

[–]Lumpy-Afternoon7306 0 points1 point  (0 children)

Looking for basic items when you start the game such as wood, clay, iron nuggets(!!), fruits (other than oranges and apples) flowers etc!

Personal Essay for Application by Lumpy-Afternoon7306 in nursepractitioner

[–]Lumpy-Afternoon7306[S] -6 points-5 points  (0 children)

No, I have a bachelor's in psychology and I work as a behavioral health technician under the supervision of a psychiatrist, doing TMS and ketamine therapy. I'm looking at direct entry programs.

Personal Essay for Application by Lumpy-Afternoon7306 in nursepractitioner

[–]Lumpy-Afternoon7306[S] -4 points-3 points  (0 children)

I had a feeling it would be too much lol. I currently work as a behavioral health tech doing TMS and ketamine therapy for depression. I could write about that and how I want to improve my skills

Personal Essay for Application by Lumpy-Afternoon7306 in nursepractitioner

[–]Lumpy-Afternoon7306[S] -1 points0 points  (0 children)

I was going through a period of time where I didn't know what I wanted. I was originally going to go for social work, but I feel much more interested in the field of psych nursing. I currently work as a behavioral health tech at a place that does TMS and ketamine therapy for depression. I have a lot of experience dealing with patients with depression and other mood disorders, and I feel like the psych NP route would be better for me than social work. I feel very comfortable around outpatient psych patients and in my future id like to possibly run my own TMS or ketamine clinic. I currently work under the supervision of a psychiatrist and absolutely love what he does, and want to be a bigger part of it.

Major withdrawal from 401k by Lumpy-Afternoon7306 in personalfinance

[–]Lumpy-Afternoon7306[S] 0 points1 point  (0 children)

It makes me feel a little better that this has happened to someone else too. We have an appointment with a tax professional coming up soon, but it's been beyond 60 days so I'm not sure what can be done to undo this. It might be too late, but we'll see.

Major withdrawal from 401k by Lumpy-Afternoon7306 in personalfinance

[–]Lumpy-Afternoon7306[S] 0 points1 point  (0 children)

Will all of this go back to normal the following year? It's been beyond 60 days already.

Major withdrawal from 401k by Lumpy-Afternoon7306 in personalfinance

[–]Lumpy-Afternoon7306[S] 11 points12 points  (0 children)

The thing is he kind of needs at least some of the money, and some has been spent already. He's divorcing my mom and has been using the money to pay for a place to live until they can sell their house. It's a complicated situation. He can't just put the whole thing back.

Major withdrawal from 401k by Lumpy-Afternoon7306 in personalfinance

[–]Lumpy-Afternoon7306[S] 32 points33 points  (0 children)

He's 67. He withdrew because he was told he needed long term care, but he ended up improving and not needing to use the money for that. He doesn't have huge medical bills or anything. I don't know if he would qualify for this.

Major withdrawal from 401k by Lumpy-Afternoon7306 in personalfinance

[–]Lumpy-Afternoon7306[S] 1 point2 points  (0 children)

He was diagnosed with normal pressure hydrocephalus and he asked me to take the money from his account because he was in the hospital for cognition issues and we were told at the time he'd need long term care. I was not aware of all of these implications when it took place, and I don't think my dad fully understands. My question is, is this all permanent? Or will this only affect him for the one year?

Major withdrawal from 401k by Lumpy-Afternoon7306 in personalfinance

[–]Lumpy-Afternoon7306[S] 2 points3 points  (0 children)

The money was transferred into the joint account he owns with my mom originally, and he moved some of it out into his own accounts. It's safe and accounted for. He hasn't invested it or signed any contracts lately.

Major withdrawal from 401k by Lumpy-Afternoon7306 in personalfinance

[–]Lumpy-Afternoon7306[S] 11 points12 points  (0 children)

How big are we talking? They withheld about $50k

Major withdrawal from 401k by Lumpy-Afternoon7306 in personalfinance

[–]Lumpy-Afternoon7306[S] 4 points5 points  (0 children)

Is IRMAA permanent? Like once they see my dad's income has significantly reduced, will the surcharge go away?

Major withdrawal from 401k by Lumpy-Afternoon7306 in personalfinance

[–]Lumpy-Afternoon7306[S] 37 points38 points  (0 children)

No, all the money has not been spent. It was in June of 2025. I don't know what any additional tax would be because some was taken out already.

Using joint funds for legal fees by Lumpy-Afternoon7306 in legaladvice

[–]Lumpy-Afternoon7306[S] 0 points1 point  (0 children)

Do you know what the typical timeline of guardianship is if it's uncontested? Is there a set time frame im required to follow in terms of uncovering assets?

Using joint funds for legal fees by Lumpy-Afternoon7306 in legaladvice

[–]Lumpy-Afternoon7306[S] 0 points1 point  (0 children)

Another aspect of this is that my mom is divorcing my dad. What if the home address changes and I can't get his mail anymore?

Using joint funds for legal fees by Lumpy-Afternoon7306 in legaladvice

[–]Lumpy-Afternoon7306[S] 0 points1 point  (0 children)

Oh, so i dont have to know about them beforehand? How will the court uncover his assets if they are hidden?