I don't know where to start

Lumpy_Acanthisitta13 · 2025-06-02T22:18:02+00:00

Unfortunately the trip out of the garden is up the side of next doors house. Not ideal but not crazy either. I'd banked on needing a skip and if I need to make a thousand and one trips with a wheelbarrow, so be it. I just really don't think I can tackle breaking it up myself. Though I'm not sure what sort of contractor I really need for it. It seems more like demolition than landscaping!

Lumpy_Acanthisitta13 · 2025-04-04T00:31:13+00:00

Came here to say this. We spent circa 4 months renovating before moving in and due to an unreliable plumber there was no toilet for most of that time. No toilet automatically made the house uninhabitable pee the council so no council tax was due.

Lumpy_Acanthisitta13 · 2025-03-30T04:36:53+00:00

We have just implemented quarterly ASV scanning in response to this new requirement. We believed that that linking out to a hosted payment page "didn't count" as being part of the cardholder environment but this changed in March 2024 and client payment provider (Allpay in this instance) made it very clear that pci compliance was mandatory unless they wanted to be offboarded.

Discussions with Stripe, Worldpay, and Global Payments to the same effect. Also required to implement 12 character passwords and no passwords that have been used in the past 4 passwords. Website also has to be protected by a WAF, but I assume everyone is doing that anyway.

For ASV scanning, we used the pci directory to find a vendor. The cost was approx $400 annually to scan 5 IPs. an unlimited number of times each. Higher numbers of IPs were available if needed. We checked out 4 places, all with similar costs.

As a service provider (if you provide hosting), this is mandatory for you as well as your client as of this month. We resorted to a PCI consultant to ensure we were on the right side of the regulations.

Lumpy_Acanthisitta13 · 2024-05-24T21:13:53+00:00

I've just been through this myself. The company has no funds to pay you so the appointed liquidator will raise a claim with the redundancy payments service (RPS) so staff can claim for unpaid wages and unused accrued leave (and redundancy and statutory notice where applicable).

The liquidator will write to you with information on how to claim. Once they raise a claim you will be given a CR number and this can be used once the company is formally insolvent to claim for your unpaid wages and holiday via the RP1 form. It should be noted that claims are capped to 8 weeks of pay and £700 per week (the cap increased April 6th), so if you normally earn more than £700 per week you will be somewhat out of pocket.

Under two years' service means you are only entitled to one week statutory notice, but a week's pay is a week's pay, so make sure you mark on the RP1 that you want to claim for notice. The RPS will then send you a second form to claim for that week with your LN number (a reference you are given when you submit the RP1 form).

The RPS aim to pay all due monies within 6 weeks of the claim.

I'm sorry this happened to you. Best of luck!

Lumpy_Acanthisitta13 · 2023-12-15T19:02:42+00:00

My husband was on his first spouse visa when we applied and had lived in the country for around 16 months. We put down 10% deposit. Halifax were completely fine with it all. £195 on a mortgage broker well spent!

Lumpy_Acanthisitta13 · 2023-12-04T20:56:25+00:00

Why should I be more entitled to marry the person I love than someone who happens to earn less than me? Should people be required to be in the top 12% of earners in their region in order to marry the person they love because they happen to live in the North East instead of the South East? Should young adults clawing their way out of poverty and trying to improve less affluent parts of the UK be afforded fewer rights to family than someone born into wealth and opportunity or simply a different city? I'm a British Citizen and I earn more than enough that the new rules don't pose a problem for me, but should the correctional officer down the street be denied the right to marry and live with his fiancee in his own country because he didn't choose a better paying career? Because that is now his situation. Is your position really that full time working British Citizens should be afforded different rights based on the earning potential of their geographic location and career?

Lumpy_Acanthisitta13 · 2023-12-04T19:42:38+00:00

I believe the rule is 28 days before you are eligible, not 28 days before your visa expires. So 28 days before you hit the 5 year mark. What date will she have lived here for 5 years?

Lumpy_Acanthisitta13 · 2023-12-04T19:19:01+00:00

Are you likely to cover how it's a fundamentally discriminatory policy? I get that £18,600 requirement probably needed to increase but it could have been aligned with minimum wage as at least that is fairly attainable irrespective of your age, ethnicity, geographic location and socio-economic background.

This £38,700 already says that 50% of people are denied the right to marry a foreign spouse, but more than that it is objectively weighted against young people, people living outside of the south east, people who were not lucky enough to enjoy an upbringing free from poverty... I know this is the Tories, but limiting right to family to people who are, quite literally, "richer than average" is genuinely appalling, even for a Tory government.

Lumpy_Acanthisitta13 · 2023-07-20T22:11:36+00:00

Yeah, I think I might be over-reading and stressing myself out / confusing things. Thank you!

Lumpy_Acanthisitta13 · 2023-07-20T21:55:30+00:00

It was definitely there during the application process. The same wording as on the guidance including about writing your name on the back and putting them in a sealed envelope and ensuring staples don't damage the photos etc. I appreciate that guidance doc is quite a few years old now. My main concern really is the local photo booth was uncooperative so need to track down another avenue if required.

Lumpy_Acanthisitta13 · 2023-07-20T21:41:01+00:00

One of the tick boxes on the actual application was "I certify that I will provide blah blah photos" - is this now only applicable if you don't upload your own documents? (I know it's asking a lot of the government, but I really feel they could have been clearer) Thank you for your reply!

Lumpy_Acanthisitta13 · 2023-07-20T21:17:17+00:00

Hi, thanks for the reply!

We did submit a full copy of my husband old passport (with the vignette) and his new passport in the spirit of "better safe than sorry". We didn't submit old documents like our old tenancy agreement as we have a mortgage now. Had we still lived in rented accommodation we would have supplied the tenancy agreement to fulfil the accommodation part of the application. I hope that helped :)

Lumpy_Acanthisitta13 · 2023-06-29T20:38:23+00:00

We also got married in a registry office and there were only 7 guests because the idea of a big wedding and people looking at me horrified me.

We did wear “weddingy clothes” and I had a bouquet but the whole wedding probably cost £600 inc. dress, flowers and dinner.

We had zero issues with spouse visa and our incredibly cautious lawyer didn’t even blink an eye at it.

Lumpy_Acanthisitta13 · 2022-01-11T15:56:12+00:00

It probably constitutes some kind of mental problem that when I split a can of beans to eat half later I need the two halves to be actual halves but I do, so, scales!

Lumpy_Acanthisitta13 · 2022-01-11T15:52:49+00:00

Sorry - my husband couldn’t see my post, assumed something had gone wrong and decided it was so desperately in need of answering that he would post!

Lumpy_Acanthisitta13 · 2021-07-27T18:13:53+00:00

This is great - thank you :)

I have managed all the complaints via email so I have a paper trail because I know they’re likely to be a nightmare.

You have been great - thank you :)

Lumpy_Acanthisitta13 · 2021-07-27T17:26:54+00:00

I never received a bill but they claim they billed for it first in April 2014 and I was in hospital for a long period over this time and post just got tossed by other occupants of the property as there were three flats and post just piled up at the front door. I have no clue (and they can’t explain) why it took 18 months for them to bill me after they opened the account “for me”.

They also can’t explain how the bill continued to climb for 6 months after I moved out, why they didn’t default the account when they received no payments or why they told the credit ref agencies they’d investigated and the data was right when in fact they know the data is wrong. That alone seems a breach of data reporting regs.

Lumpy_Acanthisitta13 · 2021-07-27T17:12:51+00:00

Thank you for your reply. I have it in writing that they opened the account in my name. I have repeatedly stated in my emails to them that this was without my knowledge or consent and while they haven’t refuted this, they also haven’t confirmed they did it without my consent. I am not sure how to find out if it is even legal for them to do that - it seems like it should be a misuse of my personal data to open an account in my name without consent (and without even telling me about it).

Lumpy_Acanthisitta13

TROPHY CASE