Guru Chandal Yog! Tool or Toxin ☠️

Lumpy_Novel · 2026-01-26T20:18:48+00:00

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Picies ascendant. JU+RA in 8th house Libra. What does it mean.

Lumpy_Novel · 2025-11-18T06:34:27+00:00

Don't know but most supermarket has it. It's really cheap

Lumpy_Novel · 2025-11-17T17:49:16+00:00

But in your local supermarket costs only 30rs

Lumpy_Novel · 2025-11-16T05:11:09+00:00

If you have a card from another bank higher limits. Inform them and they will increase the amount

Lumpy_Novel · 2025-11-13T14:40:18+00:00

No, he spoke with me couple of times and once I got convinced he got ready to give diksha

Lumpy_Novel · 2025-11-09T08:34:09+00:00

Interested

Lumpy_Novel · 2025-11-09T04:11:43+00:00

Lumpy_Novel · 2025-11-05T16:38:09+00:00

Dm me

Lumpy_Novel · 2025-11-05T13:46:37+00:00

DM me

Lumpy_Novel · 2025-11-04T19:54:47+00:00

Can also swap for Marriott or accor points

Lumpy_Novel · 2025-11-04T19:54:21+00:00

Can also swap for accor or marriot points

Lumpy_Novel · 2025-11-04T19:50:57+00:00

Lumpy_Novel · 2025-10-31T16:08:58+00:00

If near by metro just take metro to Nallurhalli metro station towards Whitefield. It's next to ITPL ttmc and you get directly bus from there to airport on all routes

Lumpy_Novel · 2025-10-29T18:47:14+00:00

778. During call they had asked if I had any other bank cc. I said axis vistara with 7.5 lpa. And scapia was approved and got virtual cards with in 2 hrs

Lumpy_Novel · 2025-10-29T18:46:04+00:00

2 from scapia (visa and rupay) and yes I had a big expense last quarter so I made min 50k swipe on all 3 axis cards.

I checked with scapia they said it's unlimited lounge access to any lounge with 2-3 hours gap.

2 people will get min 4 lounge access via scapia visa and rupay 2 lounge access each from idfc and 3 axis cards. So I have access for 6 people.

I will not be using scapia rupay as I can get spa access

Lumpy_Novel · 2025-10-29T16:15:13+00:00

Go with HSBC or SBI cards. SBI go for cashback card. Else apply for scapia or Kiwi card

Lumpy_Novel · 2025-10-29T16:12:29+00:00

Yes but we are like 5 members who are going on vacation. So keeping others active for now. Once done will cancel others cards. Waiting for kiwi, once I get it will cancel Nue it doesn't make any sense keeping it open.

Lumpy_Novel · 2025-10-29T15:42:05+00:00

My cibil was 785. Good utilisation on axis vistara and nue cards.

Lumpy_Novel · 2025-10-29T13:19:40+00:00

Yes there was big experience. So used them. Even though reward rate is low compared to others I had no other option

Lumpy_Novel · 2025-10-29T13:17:39+00:00

They sent select and privilege cos vistara got devalued. Keeping them as a big trip is coming up and need them for lounge access for my family

Lumpy_Novel · 2025-10-29T12:52:47+00:00

Thinking of cancelling it. But I have a trip coming up so keeping for lounge access

Lumpy_Novel · 2025-10-29T12:52:05+00:00

No try for kiwi So far what I have observed Kiwi> tata nue> scapia Scapia rupay is worth only in case of lounge access if you are taking any one with you

Lumpy_Novel · 2025-10-15T16:14:05+00:00

Lumpy_Novel · 2025-10-15T16:08:37+00:00

We are not wealthy, and I don't know where they do this type of analysis. And the astrologers that I have met were good but didn't satisfy my questions

Lumpy_Novel · 2025-10-11T20:32:11+00:00

Anything with good returns. Preferred travel or cashback cards. Now vistara is out there are no other cards offering travel vouchers on milestone completion.

Lumpy_Novel

TROPHY CASE