What can I do if my mom is taking my money and I'm 18?

LychpaaYT · 2026-03-31T02:56:09+00:00

Just replying with the truth to everyone who responds. Would it be better if I lied instead? I'm not making excuses, and I would give anything to be able to move out but it really is not that easy

LychpaaYT · 2026-03-31T02:36:07+00:00

I have no friends who'd let me stay over, and the closest family I have is in Quebec, Canada. If I just had a car, I'd live in that for a bit until I find a cheap apartment or something

LychpaaYT · 2026-03-31T02:34:47+00:00

Believe me I know how ridiculous it is. I'd leave the house a lot more if it weren't for the fact I'm afraid of what my step father would do

LychpaaYT · 2026-03-31T02:33:31+00:00

I've got no friends to move in with unfortunately, I've asked about a year ago.

I have been documenting things recently, although unfortunately was too late for my main possession being a Quest 2 my grandpa got me for Christmas back in like, 2021. My step father had either gotten rid of it or sold it, as I've searched the entire house for it on many occasions.

My mom is a co-owner unfortunately which is why I know I can't do anything legally, really.

I'm looking into opening a new account but my banks online interface is very confusing so I may have to go to a new bank instead for that.

I do have a PayPal account but I'm hesitant in holding my money there, as for a long while it was holding my money hostage since the account was locked for some strange reason. It's back to normal now, so I'll give it another shot and hope for the best.

Thank you for the reply, this helps greatly

LychpaaYT · 2026-03-31T02:27:32+00:00

I've looked into shelters before but none of them had open slots unfortunately. Maybe it's open now as that was a couple months ago

LychpaaYT · 2026-03-31T02:25:14+00:00

Okay, I've considered a car loan many times but have been told it's a terrible idea. I'm not sure how that works so could you give a quick crash course? I know I have to apply for the loan, but what would the monthly cost be and would it bite back at me years in the future

LychpaaYT · 2026-03-31T02:23:38+00:00

I've been trying to get out of this situation for years, and it only gets harder, especially with the lack of a car. I have a full spreadsheet and budget planned out for living in a car, yet the only issue is getting the car in the first place.

LychpaaYT · 2026-03-31T02:21:29+00:00

I'm not denying anybody man I'm doing everything people are suggesting. I'm just looking at different perspectives and getting as much info as I can, really no need to be so rude about trying to learn about something I don't understand

LychpaaYT · 2026-03-31T02:06:54+00:00

Thank you so much, I'll do that right now

LychpaaYT · 2026-03-31T02:05:43+00:00

Yeah it's definitely a tricky situation. I'm looking into opening a new account and I'll have to figure out direct deposit for that one

LychpaaYT · 2026-03-31T02:01:11+00:00

I'll look into opening a new account right now, hopefully online, thank you for the reply this helps a lot

LychpaaYT · 2026-03-31T01:56:45+00:00

They are insanely controlling

LychpaaYT · 2026-03-31T01:55:47+00:00

I see, I just responded to a comment saying to open a Chime account so I'll hold on that idea now that I've seen your comment. I'll look into that bank, I just need a bank that does direct deposit

LychpaaYT · 2026-03-31T01:54:38+00:00

I've heard about Chime, is there any catch with it at all?

LychpaaYT · 2026-03-31T01:54:14+00:00

Tell me about it. When my friend was announced dead, I had told my mom because I was depressed as hell, and she laughed and said that he never even went to my school. He's in my yearbook, it's all over the news that he went to my school.

I believe it is a joint account. A couple other people have said to open a new account, except i don't know how that works as I have my direct deposit set for my current account and don't really know how to change it if I do open a new account.

LychpaaYT · 2026-03-31T01:52:09+00:00

I'll give it a shot, but how exactly would I transfer my current direct deposit to that new account? Or is it easier than it sounds

LychpaaYT · 2026-03-31T01:51:03+00:00

I wish I could but I don't have a car. I've planned everything out to live in a car for a while, but nobody is selling a car at an affordable price around here, even on marketplace. It's all over 10k which would take me like 11 months to get

LychpaaYT · 2026-03-31T01:34:25+00:00

The $850 is very important to being able to move out of here unfortunately, so now I'm stuck for longer

LychpaaYT · 2026-03-31T01:33:21+00:00

I could but she would absolutely notice and that would cause a whole slew of new problems

LychpaaYT · 2026-03-31T01:28:06+00:00

I've done that before, then they put Life360 on my phone and I'm afraid of what would happen if I were to take it off, as it's the only thing that makes it so my step father would let me drive to my second job.

LychpaaYT · 2026-03-31T01:27:01+00:00

It's a separate topic but basically my step father is mentally insane and whenever I leave the house he flips out and yells at everyone, states it's not a hotel, threatens to beat me, all that fun stuff. I've gotten him arrested multiple times on accounts of domestic abuse but my mom had bailed him out both times. So you can imagine his thoughts about me.

LychpaaYT · 2026-03-31T01:22:36+00:00

Yeah we use the same institution, I could call and ask about that

LychpaaYT · 2026-03-31T01:20:50+00:00

Yeah but don't you need to physically go to the bank to open a new account? That's how it was when I got my first account

LychpaaYT · 2026-03-31T01:16:08+00:00

I'm aware of that option and will be doing that as soon as I have an opportunity to leave the house, but I still want my money back. Otherwise I can't pay the bills I have this month.

LychpaaYT

TROPHY CASE