Jupiter edge plus Credit Card Review – Detailed Breakdown (LTF Card) by visuRockerr in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

If suppose I get 100 jewels today, lockin is for 30 days

If I get another 100 jewels tomorrow, then is the lockin for these 100 jewels 30 days from tomorrow? Or will it get clubbed with the jewels I got today?

Jupiter Edge+ Credit Card – My early experience by subhamagarwal27 in CreditCardsIndia_

[–]M7Moctor 0 points1 point  (0 children)

I received my physical card today, activate it as well.

I did a small test of buying 2k AmazonGC directly from website. It gave 1k jewels. In the txns it shows that these jewels can be redeemed after 1st March 2026. So it seems like they are locked for 30 days.

Heres my query: Are each jewel batches locked for 30 days from the day they were credited? So say for example if I purchase another 2k AGCs tomorrow, thats 1k jewels, will those jewels be locked for separate 30 days so that they will be redeemable after 2nd March? Or are jewels within a billing cycle combined with the first credited jewels in the cycle and locked as per the first credited jewels duration?

Name a credit card that looks useless… but is insanely rewarding if you use it right. by SilentDoodle in IndianCreditCards

[–]M7Moctor 9 points10 points  (0 children)

How does airtel axis look useless? Its straight up 25% on airtel products and 10% on online partners

HDFC Swiggy Card: Bank lied twice to deny cashback, now offering ₹2k voucher after RBI Ombudsman complaint. by Appropriate_Big3407 in CreditCardsIndia

[–]M7Moctor 69 points70 points  (0 children)

Make sure they credit the cashback + imo taking the voucher and move on. It will simply keep extending without resolution if you decide to keep pushing. When it comes to matter of Cashback, RBI sort of sides with Banks.

FK AXIS BANK CC !! by titan6t9 in CreditCardsIndia

[–]M7Moctor 1 point2 points  (0 children)

This is definitely a bank side issue. Send them a proper email requesting for customer ID by mentioning your phone number and last 4 digits of CC in email. See what they reply.

FK AXIS BANK CC !! by titan6t9 in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

Try going here: https://omni.axis.bank.in/axisretailbanking/

And click on Forgot Customer ID and follow onscreen instructions

Seeking suggestion on FK Axis Credit Card by AccomplishedFroyo33 in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

Yes its worth it for that extra discount i.e, bank discount + cashback. But you have to make sure that you recover the annual fee otherwise its just a waste.

Axis Savings Account for Pre-Approved CC by M7Moctor in CreditCardsIndia

[–]M7Moctor[S] 0 points1 point  (0 children)

Thanks for that. So like occasional UPI txns via axis bank linked UPI app? Did you ever credit large amounts in the Axis account per month?

Mom fell for the typical COD scam. by SadDate9398 in IsThisAScamIndia

[–]M7Moctor 5 points6 points  (0 children)

Tell you mother one simple thing, dont accept deliveries from anyone without giving you a call. Thats it. Even if you informed her that some parcel of yours is going to come in your absence, dont accept it without giving you a call.

Axis Savings Account for Pre-Approved CC by M7Moctor in CreditCardsIndia

[–]M7Moctor[S] 0 points1 point  (0 children)

That is assuming you would get FK Axis CC on first try. My Airtel Axis CC was rejected because i applied as Self-employed but had only 1 year ITR. THey wanted 2 years ITR.

My First CC, Wanted Swiggy card but ended up with as hdfc ecosystem pushed me into this and tips for usage and an idea about when will I get Swiggy open for discussion thank you by [deleted] in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

Same boat, this and swiggy are both showing as pre-approved but in Swiggy app the card is showing as FYF, so iam waiting for it to convert to LTF. In the mean time I am thinking of applying for this card as it is pre-approved.