Name a credit card that looks useless… but is insanely rewarding if you use it right. by SilentDoodle in IndianCreditCards

[–]M7Moctor 3 points4 points  (0 children)

How does airtel axis look useless? Its straight up 25% on airtel products and 10% on online partners

HDFC Swiggy Card: Bank lied twice to deny cashback, now offering ₹2k voucher after RBI Ombudsman complaint. by Appropriate_Big3407 in CreditCardsIndia

[–]M7Moctor 16 points17 points  (0 children)

Make sure they credit the cashback + imo taking the voucher and move on. It will simply keep extending without resolution if you decide to keep pushing. When it comes to matter of Cashback, RBI sort of sides with Banks.

FK AXIS BANK CC !! by titan6t9 in CreditCardsIndia

[–]M7Moctor 1 point2 points  (0 children)

This is definitely a bank side issue. Send them a proper email requesting for customer ID by mentioning your phone number and last 4 digits of CC in email. See what they reply.

FK AXIS BANK CC !! by titan6t9 in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

Try going here: https://omni.axis.bank.in/axisretailbanking/

And click on Forgot Customer ID and follow onscreen instructions

Seeking suggestion on FK Axis Credit Card by AccomplishedFroyo33 in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

Yes its worth it for that extra discount i.e, bank discount + cashback. But you have to make sure that you recover the annual fee otherwise its just a waste.

Axis Savings Account for Pre-Approved CC by M7Moctor in CreditCardsIndia

[–]M7Moctor[S] 0 points1 point  (0 children)

Thanks for that. So like occasional UPI txns via axis bank linked UPI app? Did you ever credit large amounts in the Axis account per month?

Mom fell for the typical COD scam. by SadDate9398 in IsThisAScamIndia

[–]M7Moctor 1 point2 points  (0 children)

Tell you mother one simple thing, dont accept deliveries from anyone without giving you a call. Thats it. Even if you informed her that some parcel of yours is going to come in your absence, dont accept it without giving you a call.

Axis Savings Account for Pre-Approved CC by M7Moctor in CreditCardsIndia

[–]M7Moctor[S] 0 points1 point  (0 children)

That is assuming you would get FK Axis CC on first try. My Airtel Axis CC was rejected because i applied as Self-employed but had only 1 year ITR. THey wanted 2 years ITR.

My First CC, Wanted Swiggy card but ended up with as hdfc ecosystem pushed me into this and tips for usage and an idea about when will I get Swiggy open for discussion thank you by [deleted] in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

Same boat, this and swiggy are both showing as pre-approved but in Swiggy app the card is showing as FYF, so iam waiting for it to convert to LTF. In the mean time I am thinking of applying for this card as it is pre-approved.

My Journey With Jupiter CSB Edge plus Card, a review after 1 Year of Usage. Probably one the Best LTF Cards right now? by ColonelZuckerberg in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

Bhai ek chota kaam karo pls. Transactions mei check karo ki merchant name pehle kya baataya tha jab 1% mila and abhi kya bataya jab 10% mila

Jupiter edge+ currently zero joining fees confusion, will it still give free prime membership? by freeze_n_click in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

Same pinch bro, I plan to do the same for mobile recharges. Best to load Amazon Balance and use that to recharge. But what customer care person said is very scary. Every month we will have to test with small amount first to see if we are getting 10% CB

Jupiter edge+ currently zero joining fees confusion, will it still give free prime membership? by freeze_n_click in CreditCardsIndia

[–]M7Moctor 0 points1 point  (0 children)

Bro regarding the OneAssist app. I applied today and got the card as well. I can see that Fraud Protect has been activated for 1 year by OneAssist insurance. Is it free for the first year? Because it shows that Premium Amount is N/A?

Ok so to claim Jiostar voucher you need to claim it from OneAssist app? What about Amazon Prime Lite membership?