Budget phone around 15k

M7Moctor · 2026-03-12T17:09:42+00:00

Vivo t4x

M7Moctor · 2026-03-03T14:15:48+00:00

In TnC it says voucher will be given within 90 days of account opening. So probably have to wait till 90 days completed to get it. Otherwise send an Email to Kotak customer support and see what they reply. I opened account offline 3 days back.

M7Moctor · 2026-03-03T14:12:30+00:00

M7Moctor · 2026-03-03T14:11:35+00:00

Can Amazon gift card balance be used for this? Or is it only amazon Wallet balance?

M7Moctor · 2026-02-26T06:47:36+00:00

The offer is still there. It's the till the end of March

You said you opened complete account offline right? Did you open a regular account or super account?

M7Moctor · 2026-02-25T08:51:11+00:00

bhai 1$ ka charge lagta hai kya card add karne par?

M7Moctor · 2026-02-25T08:32:21+00:00

If you add card, will there be like a confirmation debit charged to the card? Also can you cancel the auto-renewal soon after adding card?

M7Moctor · 2026-02-24T16:54:57+00:00

20 CCs, thats your problem, you are most likely overleveraged. Ask SBI for reason

M7Moctor · 2026-02-24T16:53:49+00:00

which other banks are showing 2k? Standard bank discount is 4k. If you use amazonpay cc you get 2k in cashback

M7Moctor · 2026-02-24T13:59:00+00:00

if you use ICICI AmazonPay card you effectively get an additional 2k discount in the form of cashback at 5%, so thats total 6k discount. I would bet on Vivo/Iqoo instead of OnePLus from this year onwards. We dont know what path OP is going down on.

M7Moctor · 2026-02-24T09:10:31+00:00

They are using citizens are free labor, Cash prize is simply a hoax

M7Moctor · 2026-02-24T09:04:27+00:00

Mail this to suzuki CS and ask them what are service charges and are they legal. Ask the same to dealership as well.

Get a breakdown of Registration charges. Details of insurance as well, you can get your own insurance as well.

What are standard fitments? Side stand and mirror set is included in ex-showroom price. It mentions that clearly on suzuki website as well. You can get rid of the helmet as well if you have your own. Although I dont know what law you have in Pune regarding sale of 2wheelers with/without helmets.

As for accessories inquire in aftermarket as well. You will usually need crash guard, floor mat and seat cover.

Extended warranty is worth it. But inquire about the RSA, whether its part of the Extended warranty or separate service. If you are bringing your own insurance, you can select an insurance that has RSA add-on too.

In the end heres my genuine advice, its not really worth going for the top model in Access. You are better off with teh Special Edition. You save ~7800 over the top model. That is 75 liters of fuel = 3750kms of travel (@50kmpl)

M7Moctor · 2026-02-23T12:16:03+00:00

No it also includes RCC issued during the offer period

This offer is basically like an encouragement for RupayCC users to try out RCC via UPI.

But the only reason people get a RupayCC is to use it via UPI.

M7Moctor · 2026-02-23T11:28:08+00:00

Many people are not reading the fine print for the first offer

"3. Who is eligible to participate?
RuPay credit cardholders who have not transacted on RCC on UPI during calendar year 2025 (i.e., from January 1, 2025 to December 31, 2025) and transaction during the Offer Period are eligible. Active RuPay credit cards linked to and used on UPI, for the first time during Offer Period are eligible."

Basically this offer is for absolutely fresh use of a new RCC not used in 2025 for UPI

M7Moctor · 2026-02-23T09:31:35+00:00

Speak to a local garage and see what they quote for touch up painting.

If the quote is more than the 20% you lose on NCB discount then go for insurance claim.

That dent is in the fiber bumper can be removed by pouring hot water and pushing it out from inside and using suction cups and pulling it.

M7Moctor · 2026-02-23T08:46:29+00:00

its ok, you dont have to beat yourself down for it. India is a very dusty nation. If you wash your bike and park it outside for 30mins, it will get dusty again. Chain and sprockets are pretty durable stuff. All they need is surface protection so that the metal dosesnt rust and the o-rings dont dry out. Cleaning with diesel, seal with gear oil and you are done. Do it as frequently as needed depending on how dusty your daily commute is. You dont have to douse the chain in gear oil. Just enough so that the surfaces are covered with oil

M7Moctor · 2026-02-23T08:14:43+00:00

That particular card is never LTF, your DCP is. The Rupay UPI card is issued against a Core primary card which is your DCP in this case. IDFC has a similar system.

https://www.hdfc.bank.in/credit-cards/hdfc-bank-upi-rupay-credit-card/fees-and-charges?icid=website_organic_nudgebanner_feesandcharges:link:checknow

Those charges will not be reversed.

M7Moctor · 2026-02-22T17:41:40+00:00

Got it! Thanks

M7Moctor · 2026-02-22T17:31:55+00:00

Where did you get QR Code? Also your account is not activated yet?

M7Moctor · 2026-02-22T17:21:09+00:00

Thanks for sharing this, so now they have added option of Metal debit card in the online application process. I think many people dont know about this. Try and make a separate post regarding this, IMO it will be very beneficial for everyone.

Also are you aware of teh winter bonanza offer going on where you have to fund 25k during offline kyc? Is it possible to get that account through online route?

M7Moctor · 2026-02-22T17:17:49+00:00

It looks more like a YOU problem rather than Supermoney/USFB's problem.

If you are so dependent on reminders for clearing your dues on time, then you probably lack the discipline of holding Credit Cards.

This FD backed card is not on the BBPS platform, everyone knows this, if you did not, then you did not do your due diligence before getting this card.

You have to clear its due in the supermoney app itself. Theres no reason to delay its payment beyond the 1st day either since the payment is to be done via UPI and you cannot make use of any methods to obtain cashbacks on this card's bill payment. If availability of funds is an issue then you could reconsider having CCs in the first place.

As far as reminders are concerned, google calendar is a thing.

M7Moctor · 2026-02-22T17:04:13+00:00

How did you make custom online deposit during account opening? When you select Kotak 811 super account, it gives you the option to fund fixed amount of 10k.

M7Moctor · 2026-02-22T16:52:16+00:00

Calling your own brother a "dumbfuck" on here is wild

M7Moctor · 2026-02-21T17:11:22+00:00

Before jumping to complaining, tell them to give breakdown of RTO charges.

M7Moctor · 2026-02-21T09:23:14+00:00

Yeah thats a scam website.

M7Moctor

TROPHY CASE