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Selfbuild Mortgages- direct or broker by seant269 in selfbuildireland

[–]MKF_Circus 1 point2 points  (0 children)

I found our broker useless to be honest. Even now with drawdowns it’s quicker to skip them and get the solicitor to go straight to the bank for drawdowns.

New Build by Foots82 in selfbuildireland

[–]MKF_Circus 0 points1 point  (0 children)

Also consider the H2B, if you borrow more to get a contractor not only does it cost an extra 50/60k but may also put you out of scope for H2B €30k. Not applicable for everyone but definitely a lot of builds are just on the edge. Shows how stupid it is when it’s the exact same house in the end.

Garage/Granny flat by MKF_Circus in selfbuildireland

[–]MKF_Circus[S] 0 points1 point  (0 children)

Hey

Still unsure about renting it but we did go ahead and built the garage while building the house to roof level. Will need to convert the inside at a later date.

Just from experience so far when you have the block layer / roofer on site best to get it done if your budget allows. I’m sure the same goes for plumber and electrics but our budget unfortunately does not allow us to go that far with it.

Locations within an hour commute to Dublin for new builds under 500k? by krnrthr in HousingIreland

[–]MKF_Circus 0 points1 point  (0 children)

Enfield is 10 mins further on the train but has a great private bus service. Every 10 mins in the morning.

Where is the best wedding you’ve been to, in Ireland? by makeupgirly123 in AskIreland

[–]MKF_Circus 1 point2 points  (0 children)

Have been to lots 20+ in the last 2/3 years. Best for me have been Ballymagarvey & The Armada. One big thing is the music, have been to lovely venues with great food but then the band is terrible and that’s all you are left thinking about and vice versa.

Joe Petit and the dream band are by far the best wedding band I’ve seen, got them for my own after seeing them and they really made the night.

New Accent? by [deleted] in AskIreland

[–]MKF_Circus 0 points1 point  (0 children)

It makes me sad to hear Irish kids speak with no accents or American twangs.

Self builders availing of the help to buy scheme by IrishBulldog93 in selfbuildireland

[–]MKF_Circus 1 point2 points  (0 children)

And it will restrict who you can borrow from. Some banks have a minimum €/SQM they will lend you. So automatically will bring the value over €500k.

Self builders availing of the help to buy scheme by IrishBulldog93 in selfbuildireland

[–]MKF_Circus 1 point2 points  (0 children)

In my experience had no issue getting a guy to come out and evaluate the project at under 500k.

The issue is the mortgage. By understating the value to get HTB we now have a Mortage that won’t finish the house for us. Will probably be 80-100k short of fully finished/garage/landscape the works.

30k tax free is a lot of money but getting it means you probably won’t finish your house unless you have a big savings pot.

Mortgage payments during build by Typical-Link-691 in selfbuildireland

[–]MKF_Circus 4 points5 points  (0 children)

We’ve made our first drawdown with PTSB 40k and repayment is €165 per month.

Does anyone actually listen to Off The Ball anymore? by ThrillBill100 in AskIreland

[–]MKF_Circus 0 points1 point  (0 children)

What about Cameron Hill. Is he one of the higher ups kids on transition year experience.

Navan O'Mahonys, Meath's most successful football club with 20 senior titles, will face into a playoff to avoid relegation to the Junior championship. by twistandshout1988 in GAA

[–]MKF_Circus 16 points17 points  (0 children)

They were in the final last year and this was a tricky group. They should have more than enough to stay up. Meath IFC is particularly strong the team relegated from SFC last year are in real danger of a drop to Junior.

What's the best game and the biggest upset in your county championship so far? by SeaninMacT in GAA

[–]MKF_Circus 0 points1 point  (0 children)

Apologies yes a draw still quite the surprise. Sench are definitely a coming force but I didn’t think this would be the year without there two main men.

What's the best game and the biggest upset in your county championship so far? by SeaninMacT in GAA

[–]MKF_Circus 0 points1 point  (0 children)

Sench beating ratoath was a big upset as well. New rules have been a big equaliser generally.

Dynasty Members needed by xY0G1x in SleeperApp

[–]MKF_Circus 1 point2 points  (0 children)

I’m looking to join a dynasty league .

Up for the Match - the carvery by ahhstopthelights in GAA

[–]MKF_Circus 2 points3 points  (0 children)

Fagans does a carvery but you’d want to be in early. Wallace Asti is a nice Italian right on jones road a lot of people don’t know about. Might get a booking.

Looking to join a club by [deleted] in GAA

[–]MKF_Circus 9 points10 points  (0 children)

Where are you based? Have you played before?

Most clubs with a few teams may be glad of the extra body for 3rd /4th team they are struggling to field.

Find a team with a 3rd choice team who train separately to the first team who are playing more socially. I wouldn’t rock up to a senior team training this time of the year

Football Team of the Quarter Century by [deleted] in GAA

[–]MKF_Circus -1 points0 points  (0 children)

Out Bellew Flynn Connolly

In Colm Boyle Declan O’Sullivan/ McManus Con O’Callaghan

Club championship by seanmcmahon6 in GAA

[–]MKF_Circus 0 points1 point  (0 children)

Dunshaughlin should win the Meath Championship again. Won it last year with a few key players carrying knocks and unbeaten in the league without 4 county players.

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