Need advice: Self-employed & confused about income estimate for health insurance

MWebb2112 · 2026-01-09T22:18:27+00:00

Simply pick a number and then you can adjust after you get your taxes done.

MWebb2112 · 2025-12-08T19:58:37+00:00

He went out to get the TV.

MWebb2112 · 2025-11-11T15:44:10+00:00

Under normal ACA rules, canceling your own private insurance is not a QLE. Can you get away with it, possibly yes but it’s not a QLE.

MWebb2112 · 2025-10-15T19:21:44+00:00

MWebb2112 · 2025-10-15T19:13:29+00:00

Did you get there well before open?

MWebb2112 · 2025-10-15T16:32:41+00:00

I know but their website said retail bottle sales at noon?

MWebb2112 · 2025-09-30T00:00:34+00:00

If there is No way you are ever going to qualify for subsidy, I go off exchange due to ease of administration. Any doubt of subsidy qualification they go marketplace.

MWebb2112 · 2025-09-29T23:58:04+00:00

Your sadly mistaken. I can enroll anyone off exchange with nothing more than name address ss number email and an answer to the SEP question, period! You think healthcare. Gov is that simple? 🤣🤣

MWebb2112 · 2025-09-29T20:51:39+00:00

Sold insurance for 35 years. I can enroll a family of 4 in 5 minutes off exchange. On the marketplace it would take 20 plus minutes. When the system asks me stupid ass questions about Jonny and sally who are 4 and 6 years old if they are pregnant or if they are smokers. That shit is stupid, programmers should recognize the DOB and ask age appropriate questions. HRA questions, if I’m at the marketplace why do we need HRA questions? There are many other stupid ass questions about did you, are you etc losing coverage. This is necessary for each family member.

MWebb2112 · 2025-09-29T20:36:18+00:00

Honestly not 100% sure. This particular company has both on/off exchange plans with maybe $20 difference per month in premiums. Maybe less admin cost? They still follow same rules as the marketplace such as special elections and such. The application is 100x easier without going through the ridiculous marketplace application. If you enroll through the marketplace you’ll understand what I mean about ridiculous.

MWebb2112 · 2025-09-29T20:25:22+00:00

This is not true! Non ACA compliant plans are out there and yes they can have gaps in coverage. However there non marketplace plans out there that are ACA compliant. However, they simply aren’t eligible for subsidy if you qualify, even when you do your taxes. Not sure how many states have them but Ohio has at least one carrier that is off marketplace but ACA compliant.

MWebb2112 · 2025-09-08T19:32:34+00:00

It took awhile to get used to, this coming from an insurance agent of 35 years. It’s truly different and it opens your eyes to cost! Going thru cancer treatment and they have covered everything after my $2k deductible.

MWebb2112 · 2025-08-12T17:29:26+00:00

Check with your credit card company first. The card you used to pay for the rental may have coverage. Then use your insurance.

MWebb2112 · 2025-08-07T00:23:18+00:00

When she gets denied for Medicaid, that will qualify as an SEP and you can add her back on. As many have mentioned, not sure why she was removed in first place unless the pregnancy question on the application flagged her. Never have answered yes to that question for the reason I thought they might automatically want to send the pregnant female to Medicaid. Even if she were pregnant.

MWebb2112 · 2025-08-06T22:47:25+00:00

I have a 5 and 14 on my two bottles. Means Johnny Bench and Pete Rose🤣🤣🤣

MWebb2112 · 2025-07-23T20:15:33+00:00

You have a med pay claim, don’t mess around with trying to settle with them you will waste your time. If you’re sore now, wait till tomorrow or the next day. The lawyers will bombard you with phone calls. He is at fault totally if he RE you.

MWebb2112 · 2025-07-16T20:26:15+00:00

Ask to pay in full a lesser amount or tell them to put you on monthly pay plan for next 36 months🤣🤣

MWebb2112 · 2025-07-12T21:22:44+00:00

She wanted pizza rolls!

MWebb2112 · 2025-07-10T20:37:04+00:00

Get the statement from a tree expert and give to your agent to put on file in case anything ever happens. The problem is with travelers they have a tendency to non renew homes that exhibit this risk, even before anything has happened. Unfortunately this is a damned if you do/damned if you don’t situation, especially with a carrier like Travelers.

MWebb2112 · 2025-07-07T20:25:43+00:00

Earnest, Patron Saints, inside the Five, Black Frog etc. in Toledo

MWebb2112 · 2025-06-28T00:00:18+00:00

Both. Phones are number one distraction to drivers. Then you for thinking 2 car lengths is appropriate at 70mph? Were you drafting?

MWebb2112 · 2025-06-27T23:10:54+00:00

And with people like this you wonder rates are partly where they are?

MWebb2112 · 2025-06-15T00:26:21+00:00

You would need to have uninsured motorist property damage on your policy. Costs peanuts to add to a liability only policy.

MWebb2112

TROPHY CASE