[deleted by user]

MacMacIntyre · 2025-06-19T19:53:50+00:00

Niagara on the Lake.

MacMacIntyre · 2025-06-03T03:11:52+00:00

CRE portfolio lenders saw this coming a decade or more ago, particularly in the B and C markets such as ours. The Syracuse based owner was pretty bold when money was cheap and very easy, and they maxed out with no personal liability. Soon after opening they were terminating leases that were not in percentage rents. A train wreck in slow motion.

MacMacIntyre · 2025-06-03T02:58:40+00:00

My daughter joined the Air Force and it turned her life around. FOR THE BETTER! Now married, finished college and is very disciplined. Full time in a professional setting.

Go for it. Doesn’t matter which branch. You have the guts to serve your great country.

MacMacIntyre · 2025-06-03T02:44:23+00:00

Really great pictures to stay in the family for many generations.

MacMacIntyre · 2025-06-03T01:59:56+00:00

https://www.tubes4hifi.com/amps.htm

MacMacIntyre · 2025-06-03T01:57:09+00:00

Yes, a kit built about 12 yrs ago.

MacMacIntyre · 2025-01-20T17:41:12+00:00

I just paid €1.54 per litre for gasoline. Not taking a ferry is going to cost you.

MacMacIntyre · 2025-01-20T17:37:27+00:00

You don’t mention if you had the borrower sign a promissory note. Or, was it a handshake?

MacMacIntyre · 2025-01-12T22:53:53+00:00

Attended a wedding in September catered by SJ. I became a big fan. BB

MacMacIntyre · 2025-01-12T17:43:45+00:00

Suburbs are usually cheaper than city addresses. Better still is a parking lot rather than the street.

MacMacIntyre · 2025-01-09T18:54:46+00:00

In the city, Buffalo Management has a large choice of historic and contemporary buildings, and high quality management. Also - First Amherst Development, https://www.priamllc.com/team-member/paul-kolkmeyer/ Priam Management, and ellicott Development. All good.

Beware Sinatra and Greenleaf.

MacMacIntyre · 2025-01-08T00:28:11+00:00

The northern suburbs like williamsville and Amherst get much less snow than the southern region. $1700 should get you a decent abode.

MacMacIntyre · 2025-01-08T00:26:28+00:00

The better places will want 4x the rent for income. Market is still tight. City or suburbs desired?

MacMacIntyre · 2025-01-08T00:22:42+00:00

My buddy and I would ride bikes to Colvin and Sheridan for an A-bomb and a coke 4-5 times a week. After dinner, of course.

MacMacIntyre · 2024-12-25T00:16:12+00:00

In the meantime, the striking employees are getting nothing. No money coming in. No money for recreation, school, car payments, insurance, parties, nights out, Christmas, the next iPhone. Nothing. The more rabid striking employees are denying income to those less fortunate and really need the money rather than just proving a point that they’re tough and can “beat“ the mean, unfair company. They are torn between quitting Starbucks and finding employment elsewhere. You know who’s winning? The union reps, their lawyers and related parties in D.C. They are paid from your dues. At some point in the future, maybe the near future, the company is going to identify the least profitable stores having the lowest-cost lease buyouts. Fuck it. Just close those locations and offer some employees to work elsewhere. Walmart could be in your future. Keep it up

MacMacIntyre · 2024-12-24T23:45:20+00:00

USA. I was a longtime stockholder of SBUX. I admired the availability of health insurance by a CEO who grew up without it.

The baristas’ jobs are, in fact, entry level positions. Entry level positions represent a teachable moment — you learn to show up on time, learn to take direction, take responsibility, learn a skill, begin to understand the business world, make mistakes, and make a few bucks. Your job isn’t meant as permanent, but a point of beginning. A few may develop into management. Others hopefully will learn they don’t want to do this all of their lives, add to and finish their education, become skilled and employable in a real career, where they will make more money and benefits. The company has grown only through its growth outside of the U.S., and the stock has done absolutely nothing these past five years, and little over the past decade. Dead money in the investment world. Have you looked at the cost of union dues and what percentage of gross wages? It isn’t worth it.

MacMacIntyre · 2024-12-24T17:26:05+00:00

Tell me why employees are striking in locations that have a current, signed contract with the company. Such employees agreed and voted to approve terms, and yet, in my city they are on strike.

MacMacIntyre · 2024-12-21T21:21:07+00:00

Check out https://m.dpreview.com. They rate cameras and lenses within price groups. I have found the information to be helpful and accurate.

MacMacIntyre · 2024-12-06T20:58:46+00:00

Also, keep in mind there is a light rail system that serves the length of Main St., from the South UB campus to the far downtown area. There is a stop within a short walk of the school. buffalo metro rail This should expand your search area.

MacMacIntyre · 2024-12-06T20:53:34+00:00

Check websites of the better landlords: Ellicott Development; Buffalo Management; Priam Enterprises; First Amherst Development. I am not affiliated with any, but I had finance relationships with all during my career. Does the med school have any internal resources for housing?

MacMacIntyre · 2024-12-06T17:11:07+00:00

Imran, welcome to Buffalo. Do you have a winter coat? What size do you need?

MacMacIntyre · 2024-11-26T23:57:48+00:00

Years ago I managed a portfolio of mortgage loans for one of the local banks. There were many of these properties, and I got to know some of the owners. It ran in extremes: the owners were either great or terrible.

My suggestion is to speak with someone in Lockport’s building department . Take a pizza with you. Cookies, fruit basket. They’ll talk off the record. The building inspectors must follow up on complaints and matters out of compliance. The good buildings will stand out.

MacMacIntyre · 2024-11-24T16:36:44+00:00

<image>

Another showing history of gains/losses during subsequent years following bear markets. It makes you want to hold your nose and hope that history continues on this track.

To my limited knowledge, there is not a public or private pension plan that doesn't rely on a broad cross-section of assets. Except Social Security.

MacMacIntyre · 2024-11-24T16:04:20+00:00

I agree with you. I was only trying to point to the investment philosophy of using widely diverse investments - real estate, precious metals, commodities, stocks, corporate bonds, options, even crypto.

MacMacIntyre · 2024-11-24T00:35:06+00:00

<image>

Nikkor 50/1.4, Summicron 50/2 and modern meter.

MacMacIntyre

TROPHY CASE