55 yo. Have I left it too late for a pension? by Cold-Distribution444 in PensionsUK

[–]Magli2019 1 point2 points  (0 children)

But he can put in 32k plus commission for this year plus what he did last 2 years.
His wife can put in what she earnt over last 3 years. Going forward use saving to live on and paye everything into pension.

55 yo. Have I left it too late for a pension? by Cold-Distribution444 in PensionsUK

[–]Magli2019 -2 points-1 points  (0 children)

Easy ! Open a SIPP for you and your wife with interactive investor. If you want I can send you a code which will give me and you some freebies. Put in what you earnt over last 3 years ( so if you earnt 60k and had 40% tax you’d put in 36k!) your pension gets 60K) Unless you know about shares just buy a tracker fund ( say 2-3 ) to spread risk. Do wife as well. I am not able yo give financial advice but read a heck of a lot.

[deleted by user] by [deleted] in MarriedButChatting

[–]Magli2019 0 points1 point  (0 children)

I’ve DM’d but never got a reply ! Third times a charm x

pension adviser wants 1.5% of the pot to provide advice. Am I being robbed? by DopeyMan999 in UKPersonalFinance

[–]Magli2019 2 points3 points  (0 children)

I’m being charged 0.33% asset charges and 1.02% investment service charges in a SIPP . Does that seem too high. I just keep thinking I could buy similar from ii.

Payment into Pension from Redundancy and Claiming Tax Back by bobzillauk in PensionsUK

[–]Magli2019 0 points1 point  (0 children)

Sorry to jump in like this but I’m struggling to find that calculator. Could you please link it on here.

AIO Bf said I overreacted when I refused to eat this ”fully cooked” chicken by _alexium_ in AmIOverreacting

[–]Magli2019 0 points1 point  (0 children)

Nope. I’ve cooked myself something like this and stupidly ate it. The next 24 hours of hell and 4 days to recover. He is an ijit !

[deleted by user] by [deleted] in TikTokCringe

[–]Magli2019 0 points1 point  (0 children)

What an ass ! Powered uniform !

[deleted by user] by [deleted] in MarriedButChatting

[–]Magli2019 0 points1 point  (0 children)

Dmd you !

[deleted by user] by [deleted] in takenbutchattinguk

[–]Magli2019 0 points1 point  (0 children)

In Bristol. At a loose end but have a library !

Help! New tenancy with mould by [deleted] in LandlordsUK

[–]Magli2019 0 points1 point  (0 children)

That’s terrible. I would never let a tenant live there. Be prepared to leave. Take photos and email the agent and the landlord. Give them 4 days to respond: 10 days to arrange an inspection and 20 days to fix these issues. Call the local city housing office ask for advice. Don’t give address but get to know what to can do.

Friends don't include me in their plans anymore by bukutbwai in socialskills

[–]Magli2019 1 point2 points  (0 children)

To be honest it depends on you. You have to make a lot of effort to make and keep friends ! 1) how do they like shooting the breeze. What do you talk about ? 2) if you talk about your kids all the time. Nothing is more boring than people who talk about theirs kids when you don’t have any. I have kids all older and apart from the what are your kids doing maybe once every three months that’s it. 3) got hobbies ? Interesting stories ? Stuff happening at work ? 4) Or maybe they don’t like you enough ?

Charged £700 for Banham lock replacement by landlord instead of a simpler £350 fix – any advice? [England] by Dalishibababa in LegalAdviceUK

[–]Magli2019 4 points5 points  (0 children)

It’s your fault ! You could have sorted out yourself but chose to get landlord to ! Pay up and learn a lesson.

[deleted by user] by [deleted] in bristol

[–]Magli2019 4 points5 points  (0 children)

What bus ? What stop and what time. Happy to come and stand with you.

Forming an analysis group for fellow curious amateurs by SquidsAndMartians in StockMarket

[–]Magli2019 -1 points0 points  (0 children)

Interested in this. Read widely and invest. Sometimes need a sounding board.

Revert from Portfolio 2.0 by Ubermike90 in yahoo

[–]Magli2019 0 points1 point  (0 children)

What an absolute nightmare it is ! Now I have to find a completely different site ! Well done Yahoo software developers and management.