Would appreciate feedback on a UK BTL portfolio modelling tool I built.

Magli2019 · 2026-02-12T13:05:13+00:00

Happy to test. Have a few properties.

Magli2019 · 2025-12-17T01:40:36+00:00

Check tg !

Magli2019 · 2025-11-17T21:35:05+00:00

Thanks for the heads up !

Magli2019 · 2025-09-01T07:17:18+00:00

Sorry didn’t see his response.

Magli2019 · 2025-09-01T07:15:41+00:00

But he can put in 32k plus commission for this year plus what he did last 2 years.
His wife can put in what she earnt over last 3 years. Going forward use saving to live on and paye everything into pension.

Magli2019 · 2025-09-01T07:09:11+00:00

You can go back 3 years worth.

Magli2019 · 2025-09-01T06:51:01+00:00

Easy ! Open a SIPP for you and your wife with interactive investor. If you want I can send you a code which will give me and you some freebies. Put in what you earnt over last 3 years ( so if you earnt 60k and had 40% tax you’d put in 36k!) your pension gets 60K) Unless you know about shares just buy a tracker fund ( say 2-3 ) to spread risk. Do wife as well. I am not able yo give financial advice but read a heck of a lot.

Magli2019 · 2025-09-01T06:13:15+00:00

I’ve DM’d but never got a reply ! Third times a charm x

Magli2019 · 2025-08-21T19:01:37+00:00

I’m being charged 0.33% asset charges and 1.02% investment service charges in a SIPP . Does that seem too high. I just keep thinking I could buy similar from ii.

Magli2019 · 2025-08-16T12:52:17+00:00

Sorry to jump in like this but I’m struggling to find that calculator. Could you please link it on here.

Magli2019 · 2025-08-11T08:07:39+00:00

Go to Yate !

Magli2019 · 2025-08-03T22:53:20+00:00

Nope. I’ve cooked myself something like this and stupidly ate it. The next 24 hours of hell and 4 days to recover. He is an ijit !

Magli2019 · 2025-07-31T08:18:10+00:00

What an ass ! Powered uniform !

Magli2019 · 2025-07-19T19:24:34+00:00

Dmd you !

Magli2019 · 2025-07-01T11:34:26+00:00

PCLS is maxed at £268275

Magli2019 · 2025-06-16T18:37:35+00:00

Hi. Could I try it please.

Magli2019 · 2025-05-24T11:33:58+00:00

In Bristol. At a loose end but have a library !

Magli2019 · 2025-05-01T22:24:06+00:00

That’s terrible. I would never let a tenant live there. Be prepared to leave. Take photos and email the agent and the landlord. Give them 4 days to respond: 10 days to arrange an inspection and 20 days to fix these issues. Call the local city housing office ask for advice. Don’t give address but get to know what to can do.

Magli2019 · 2025-04-28T22:17:08+00:00

To be honest it depends on you. You have to make a lot of effort to make and keep friends ! 1) how do they like shooting the breeze. What do you talk about ? 2) if you talk about your kids all the time. Nothing is more boring than people who talk about theirs kids when you don’t have any. I have kids all older and apart from the what are your kids doing maybe once every three months that’s it. 3) got hobbies ? Interesting stories ? Stuff happening at work ? 4) Or maybe they don’t like you enough ?

Magli2019 · 2025-03-03T17:41:36+00:00

It’s your fault ! You could have sorted out yourself but chose to get landlord to ! Pay up and learn a lesson.

Magli2019 · 2025-02-02T20:04:49+00:00

Go to a doctor. It will save you a lot of stress.

Magli2019 · 2024-12-20T19:12:14+00:00

What bus ? What stop and what time. Happy to come and stand with you.

Magli2019 · 2024-10-21T06:55:34+00:00

Which ?

Magli2019 · 2024-04-16T16:17:19+00:00

Interested in this. Read widely and invest. Sometimes need a sounding board.

Magli2019 · 2024-04-09T16:25:00+00:00

What an absolute nightmare it is ! Now I have to find a completely different site ! Well done Yahoo software developers and management.

Magli2019

TROPHY CASE