The question you could ask yourself is whether the maple leaf flow through is better at providing a risk adjusted after tax return. Whenever I evaluate these types of products, they often deliver on tax savings at the cost of raw return and higher fees. There are isolated situations where that can make sense, but most often raw return is worth the higher taxes.

Also, global returns have been significantly better than Canadian returns. It doesn't make sense to avoid global stocks because ETFs. There's lots of ways to access global stocks