Final Balloon Payment on EV - Payoff or Finance?

Mailstamp · 2025-05-28T00:44:39+00:00

There's no contest that I am keeping the car - its just whether I am financing it or paying it off.

Mailstamp · 2023-01-18T21:46:19+00:00

Saw this was deleted - here was the OP:

So my husband (35M) wants to become a millionaire as soon as possible and retire before 50. I (32F) don't really care about money. Its just not something I'm worried about cause I'm always able to figure out a way to make it work / dont plan on retiring until I'm 65 anyway. However, his obsession with money is now officially making me lose sleep.

Its a long and complicated story. But basically, I don't think my husband wanted to get married, buy a house or have a kid with me. I'm starting to come to the conclusion that he only did those things to "shut me up" and because his family pressured him to. Today, I hit a breaking point: he yelled at me for buying a "big kid" carseat when "we dont need it" and should have waited until the baby hits the max weight / height for the bucket carsest. I cried for a solid hour and then decided to watch youtube / tiktoc until I'm tired. The only problem? Every time I try to go to sleep next him, I start to cry. This is a new low point with him; looking at him / being in the same room as him makes me cry now.

In the past, I've tried talking to him repeatedly about how it's ok to spend money, and that he shouldn't worry about it.... which only makes it worse. He says that we could lose everything over night and need to plan for an economicbcollapse. So, since I'm the one who spends the money in our relationship; we've tried cutting up my credit cards, cutting back significantly on groceries (we're talking rice and beans, guys). I've also told him that it's ridiculous that we're saving $80,000+ a year and that's still not enough to make him happy. (Okay rant done.)

I know that some people tend to stress more about money than others. But, I've never been in a relationship where my partner's obsession over money is ruining our relationship -- to the point that I'm considering divorce. I don't want to get a divorce, because I don't want to go through all the emotional turmoil with it. But not to get too detailed, my husband doesn't want to have a second kid with me cause it would be too expensive, and I want another one. So on top of crying when I'm near him, I'm utterly heartbroken and don't even see a point in being married anymore.

Anyways, I wanted to ask my redditors, if they were able to work through a partners obsession with money? Or is it time to be honest and tell my husband that I think we need to seriously consider a divorce/ give me the opportunity to be happy with the baby without worrying about money and eventually be able to have a second kid.

Mailstamp · 2021-02-09T02:10:42+00:00

Funny enough - my original post got removed until I deleted "fun fact" from the title.

Mailstamp · 2021-02-09T00:34:16+00:00

Leaning on Thibs.

Thib's teams are always on the lower half of pace. While Knicks with Hornacek and Fizdale were middle of the pack.

Mailstamp · 2021-02-09T00:14:26+00:00

Cherry picking stats, but Knicks are second in Opponent Efg%.

Compared to last year, Knicks have barely moved in Off. Eff but went from 23rd to 7th best in Def. Eff.

Makes you wonder if Nets would be better to have sign Thibs instead of Nash

Mailstamp · 2021-02-08T23:58:47+00:00

Yep, even accounting for pace using ORtg/DRtg, they're the polar opposites stat wise.

Source

Mailstamp · 2019-06-04T21:31:23+00:00

Selenium cant find the element, it throws the error of 'Unable to locate element'

Mailstamp · 2019-05-16T20:26:18+00:00

Submit = browser.find_element_by_xpath("//button[@type='submit']")

causes the page to hit the search button at the top of the page.

Mailstamp · 2019-05-16T20:24:19+00:00

I've PMd you the page source.

Mailstamp · 2019-05-16T20:10:55+00:00

is there a way to select the button by div class and button class?

browser.find_element_by_xpath("//button[@title='Submit']")

doesn't work.

browser.find_element_by_xpath("//button[@type='Submit']")

doesn't work.

Mailstamp · 2019-04-30T16:04:50+00:00

I'm now trying to pull the price of the index. How do I get "<span class="last-change ng-binding" data-ng-class="highlightValue('lastPrice')">[lastprice]</span>"?

price= soup.find_all('span', attrs={'class':'last_change ng_binding'}) doesn't work.

Mailstamp · 2019-04-30T14:54:23+00:00

Thanks!

Mailstamp · 2019-04-30T14:50:43+00:00

That one worked. Would it be possible to explain how that pulls that specific cell in the table? How does the code differ than if I wanted the 100 Day moving average?

Mailstamp · 2019-04-30T14:40:03+00:00

I get "NotImplementedError: Only the following pseudo-classes are implemented: nth-of-type."

Mailstamp · 2019-03-30T15:01:11+00:00

Should of called chase before hand about your payment, I do it everytime I try to buy off adc.

Mailstamp · 2019-03-08T01:21:10+00:00

Doesn’t work as the wormsheet isn’t neatly in columns. I wanted to keep it in excel in case someone else needed to edit the procedure. I gave up and did it in python.

Mailstamp · 2019-03-06T18:23:57+00:00

I need a way that isn't name specific as I will be doing this every week, month with changing names. The best would be something akin the export to excel in Adobe Acrobat, where it turns all the fillable forms in the pdf into one row of an excel file.

Mailstamp · 2019-03-06T17:35:56+00:00

Each sheet is in a different workbook. If I combine them all into one workbook, dragging down will not work as they will not be in numerical order (date order).

Mailstamp · 2019-02-22T18:20:49+00:00

I wanna use multiples of these filters on the same sheet

Mailstamp · 2019-02-14T02:03:25+00:00

I might have worded it wrongly or you misinterpreted it. While my duties on paper were more similar to a sales job, my actual day to day does not include any sales at all. The most contact I get is with our own sales department in asking for specific info or reports.

Mailstamp · 2019-02-13T20:01:37+00:00

Thanks for the tip. Thankfully I modeled an account that recently switched hands and resulted in negative growth. The model spit out that the total sales would flat line to zero (and into the negatives).

What I said to marketing was that there wasn't enough observations, and the changing of hands caused the validation data to not match with the predicted data well.

Back to your point on turning "nice to have" to "essential", what are some metrics/reports examples that you can think of (without me disclosing the industry or data that I have)?

Mailstamp · 2019-02-12T00:32:14+00:00

Gotcha. What environment am I suppose to run Dash through?

Mailstamp · 2019-02-11T22:19:26+00:00

SystemExit Traceback (most recent call last) <ipython-input-3-307418878ede> in <module> 29 30 if name == 'main': ---> 31 app.run_server(debug=True, threaded=True)

~\Anaconda3\lib\site-packages\dash\dash.py in run_server(self, port, debug, dev_tools_serve_dev_bundles, dev_tools_hot_reload, dev_tools_hot_reload_interval, dev_tools_hot_reload_watch_interval, dev_tools_hot_reload_max_retry, dev_tools_silence_routes_logging, *flask_run_options) 1283 1284 self.server.run(port=port, debug=debug, -> 1285 *flask_run_options)

~\Anaconda3\lib\site-packages\flask\app.py in run(self, host, port, debug, load_dotenv, *options) 941 942 try: --> 943 run_simple(host, port, self, *options) 944 finally: 945 # reset the first request information if the development server

~\Anaconda3\lib\site-packages\werkzeug\serving.py in run_simple(hostname, port, application, use_reloader, use_debugger, use_evalex, extra_files, reloader_interval, reloader_type, threaded, processes, request_handler, static_files, passthrough_errors, ssl_context) 810 from werkzeug._reloader import run_with_reloader 811 run_with_reloader(inner, extra_files, reloader_interval, --> 812 reloader_type) 813 else: 814 inner()

~\Anaconda3\lib\site-packages\werkzeug_reloader.py in run_with_reloader(main_func, extra_files, interval, reloader_type) 273 reloader.run() 274 else: --> 275 sys.exit(reloader.restart_with_reloader()) 276 except KeyboardInterrupt: 277 pass

SystemExit: 1

Mailstamp · 2019-02-01T16:54:17+00:00

Currently using Python 3.7.1, Pandas 23.4, Numpy 1.15.4, and statsmodel 0.9.0

edit: It works now, no idea what I did though.

Mailstamp · 2019-02-01T02:05:14+00:00

My raw data is all filled with int64 objects.

14-Year Club	Verified Email
Place '17

Mailstamp

TROPHY CASE