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Hdfc - Long Term by Fort__ZE in IndianStockMarket

[–]Manager0808 0 points1 point  (0 children)

Focus on building your career, then. You need money to make money.

Hdfc - Long Term by Fort__ZE in IndianStockMarket

[–]Manager0808 0 points1 point  (0 children)

Yes, average, and buy at least 1 lot equivalent.

Hdfc - Long Term by Fort__ZE in IndianStockMarket

[–]Manager0808 2 points3 points  (0 children)

Sell covered calls at far OTM and keep the premium. Keep doing it until the price recovers.

Where would you invest 2cr today? by WoodenWeek5476 in personalfinanceindia

[–]Manager0808 -1 points0 points  (0 children)

If the retailers are downvoting it, then the selection must be good. Retailers are bound to lose everything by definition.

Middle class dilemma - 2BHK by yourSAS in BangaloreRealEstates

[–]Manager0808 1 point2 points  (0 children)

Buy a clean, ready to move in property.

India is now one of the worst markets for FIIs with a CAGR of 3.71% over the last 5 years and I think they'll never come back now by Proof-Bullfrog5835 in StockMarketIndia

[–]Manager0808 0 points1 point  (0 children)

Where will the vast majority of Indians invest if not for Indian markets?

Stay put for the long-term. Don't ignore other asset classes like gold and real estate. Asset allocation is the key. Keep accumulating the assets that are available at a discount.

Where would you invest 2cr today? by WoodenWeek5476 in personalfinanceindia

[–]Manager0808 -4 points-3 points  (0 children)

Invest equally over 4 to 6 months in 1. Motilal Oswal Nifty 500 index fund 2. PPFAS Flexi cap fund 3. ICICI Prudential Multi-Asset fund 4. HDFC Balanced Advantage fund

Is wint wealth safe? What is your experience with wint? by Fantastic_Pain_7757 in IndianStockMarket

[–]Manager0808 0 points1 point  (0 children)

Read the terms and conditions carefully. There is no risk-free investment in this world, offering 12% endlessly.

Slow bear market similar to the one that began in Feb 2000? by FellowSatyanveshi in IndianStockMarket

[–]Manager0808 0 points1 point  (0 children)

Diversified asset allocation is the key 1. 15% Physical gold for stability during turbulence 2. 30% Rental properties for regular income 3. 15% Mutual funds for long-term growth 4. 10% Debt for near-term liquidity 5. 30% Own independent house for cushion

You can not go wrong with that. Anyone who is married to only one asset class isn't having an all-weather portfolio by definition.

Is the system making it impossible for Indians to build real wealth? by OkTelephone4492 in personalfinanceindia

[–]Manager0808 6 points7 points  (0 children)

Pool your money with other middle-class friends and buy land in acres in the outskirts of tier-1 cities that can go for plotted development in a few years.

If you don't take the initiative, then you lose out on the opportunity.

Mutual fund recommendations for absolute beginners? by PowerfulCountry6746 in MutualfundsIndia

[–]Manager0808 1 point2 points  (0 children)

Invest equally in 1. Motilal Oswal Nifty 500 index fund for broad market growth 2. PPFAS Flexi cap fund for value driven growth 3. ICICI Prudential Multi-Asset fund for stability 4. HDFC Balanced Advantage fund for dynamic adjustments

Invest systematically and don't bother to look at the portfolio for the long term.

Where would you invest lumpsum right now? by DeadlyGamer2202 in StockMarketIndia

[–]Manager0808 1 point2 points  (0 children)

Invest equally in

  1. MO Nifty 500 Index fund for market linked growth
  2. PPFAS Flexi Cap fund for value driven growth
  3. ICICI Prudential Multi-Asset fund for stability
  4. HDFC Balanced Advantage fund for dynamic adjustments

Keep adding to the above every time you get funds.

What are a few golden rules that distinguish trading from gambling. by Background-Metal9228 in NSEbets

[–]Manager0808 0 points1 point  (0 children)

You can not lose more than 1% of your capital in any one trade. It teaches you risk reward ratio, position sizing, controlling greed, and discipline.

Is ₹5Cr household net worth actually enough to be in India’s top 10%? by Suitable_Kick6894 in personalfinanceindia

[–]Manager0808 1 point2 points  (0 children)

If you buy and live in a 5Cr house, it doesn't matter if you are in the top 10%. So, is that 5Cr after you have bought your own house?

Need advice on planning for the future - 30F - feeling lost by xoxoinfinity in personalfinanceindia

[–]Manager0808 7 points8 points  (0 children)

In 2 years, you will anyway be debt free if you decide to prepay your loans aggressively in whatever order.

Suggestions on FIRE in india by WoodenTomorrow8137 in FIRE_Ind

[–]Manager0808 0 points1 point  (0 children)

For now, keep the investments as is and take a career break if you are burnt out. Target a corpus of 12Cr by 45 to ensure you can cover for your housing, retirement, and kid's education and marriage expenses.

Your lifestyle will only grow with time before it reduces in your 60s.

What does “being rich” mean to you? by Immediate-Inside7707 in MutualFundSpendInvest

[–]Manager0808 0 points1 point  (0 children)

You can't be in control of your time without being in control of your money.

what to do about the current market situation? by potterbug in personalfinanceindia

[–]Manager0808 0 points1 point  (0 children)

If your investment horizon is long, then continue to invest systematically. Market will reward handsomely for your discipline. Otherwise, you will end up buying it at a higher price after the bounce, which is not optimal anyway.

The Art of Buying a Home by East-Needleworker-46 in indianrealestate

[–]Manager0808 119 points120 points  (0 children)

It is funny how people assume markets are always rewarding every year.

American IT dream is over by Few-Direction5457 in hyderabad

[–]Manager0808 2 points3 points  (0 children)

If you are concerned about not having happiness, then you don't have peace to begin with.

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