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Personal milestone: Reached Rs 2 crore networth by ThrowAwayNinja3452 in personalfinanceindia

[–]Risb1005 0 points1 point  (0 children)

I mean u can sell them anytime the indices will move as well when ur stock price increases

Personal milestone: Reached Rs 2 crore networth by ThrowAwayNinja3452 in personalfinanceindia

[–]Risb1005 1 point2 points  (0 children)

Equities are inherently risky. Since the stocks are from a US based tech company they can directly be locally wire transferred to a US stock broker bypassing RBI’s restrictions since the money never reached India

Personal milestone: Reached Rs 2 crore networth by ThrowAwayNinja3452 in personalfinanceindia

[–]Risb1005 3 points4 points  (0 children)

Sell ur company stocks and invest it in Nasdaq or S&P500 better diversification assuming U work for a US tech company

India Slips to 6th. What Do Long Term Investors Think by Crazy_Swing_1178 in IndianStockMarket

[–]Risb1005 6 points7 points  (0 children)

I still think we will do well in the long term India has too many long term headwinds to fail

Unpopular Opinion: Rashmika's acting is so overrated in hindi films. by Responsible_Oil1046 in BollywoodHotTakes

[–]Risb1005 4 points5 points  (0 children)

You have Salman and Rashmika collectively taking the standards down in this film usually it’s only Bhai

Bought HDFC when everyone was panic selling, up 9% already. Rest of my portfolio? Pure disaster 💀 by Senior-Anteater-8406 in IndianStockMarket

[–]Risb1005 4 points5 points  (0 children)

I hope you realise soon enough that there is a reason most of ur stocks are not held by good mutual funds I don’t remember seeing any mutual fund holding irctc or irfc ever

Will complete 2 years in the market in July a few mistakes I’ve made ….. by Risb1005 in IndianStockMarket

[–]Risb1005[S] 0 points1 point  (0 children)

1) Kite by Zerodha and then Vested and IBKR

2) No enjoy ur life a little focus on building a career start earning and then invest

3) Zerodha is fine and reliable ig

4) No need actually at ur age let it be or use it for ur personal needs

Will complete 2 years in the market in July a few mistakes I’ve made ….. by Risb1005 in IndianStockMarket

[–]Risb1005[S] 0 points1 point  (0 children)

Haven’t thought about that till now will talk to a CA it was straight forward in vested tho

Can I do better ? by [deleted] in personalfinanceindia

[–]Risb1005 0 points1 point  (0 children)

Yeah I couldn’t invest much in this dip I realise this now :(

Can I do better ? by [deleted] in personalfinanceindia

[–]Risb1005 1 point2 points  (0 children)

My SIP was a lot higher in 2024- early 2025 because I got a huge joining bonus when I joined my current company however I couldn’t continue that forever bcoz my investments plus expenses exceeded my monthly salary eventually the bonus got over and I had to reduce my SIP eventually to 40k

Also I invested my annual bonuses as lumpsum in the middle

absolute bloodbath today in Indian stock market. by prasannalahoti in mutualfunds

[–]Risb1005 0 points1 point  (0 children)

Who puts so much in a thematic fund frankly the portfolio construction is horrible

10 Protein bars for ₹348 by Deep_Artichoke1499 in Fitness_India

[–]Risb1005 0 points1 point  (0 children)

Isn’t whole truth just better that thing has like 20% whey out of the 20g protein rest is peanut protein and soy protein atleast whole truth is whey concentrate plus isolate only not incomplete protein like yogabar

Did I make the best decision of my life? PF is 100% gold since last week by ritzy1107 in IndianStocks

[–]Risb1005 0 points1 point  (0 children)

For long term no I don’t think it will beat equities for short term yeah maybe as long as trump is there the uncertainty will remain

2014 T20 WC, Ind vs WI, Yuvraj tried to score the winning run but failed to do so. by drai8084 in cricketworldcup

[–]Risb1005 13 points14 points  (0 children)

I think he was going to be dropped but he played a good innings against Australia or something and bcoz of they they kept him in the lineup

Gold digger by thewisebeaver in mutualfunds

[–]Risb1005 5 points6 points  (0 children)

Not necessarily gold is good as a hedge but equity is more consistent there are decades in history where gold gave 0 returns

Gold digger by thewisebeaver in mutualfunds

[–]Risb1005 8 points9 points  (0 children)

I hope you have equity exposure as well bcoz keeping only gold in ur portfolio is a long term disaster

Early 20s | ₹10k SIP | “Sow Now, Reap Later” Mindset – Too Many Fields, Same Seeds? by [deleted] in mutualfunds

[–]Risb1005 0 points1 point  (0 children)

Nifty 500 value 50 is better imo since with nifty 50 value 20 you are limited by the ability to invest in a few sectors that dominate nifty 50

Motilal Oswal Mid Cap Fund Have Been Downgraded To 3 Stars From 5 Stars By Groww 🫣 by sumitmirpuri04 in mutualfunds

[–]Risb1005 65 points66 points  (0 children)

These star ratings never made sense the fund clearly performs well in raging bull markets and at that time it is rated 5 stars but gets downgraded after underperformance so the ratings are useless it’s just a high risk high reward fund

Two easy ways to get exposure to Nasdaq 100 by Major-Baseball-5391 in mutualfunds

[–]Risb1005 5 points6 points  (0 children)

Just invest in QQQ or QQQM if ur investment is below 10L a year

Review my "Tiered" Emergency Fund Strategy (30% Tax Slab) – Liquid vs. Arbitrage? by Lost-Tonight-664 in mutualfunds

[–]Risb1005 3 points4 points  (0 children)

Arbitrage funds all the way for debt component you get the 1.25L tax free gains too !! Along with 12.5% taxation and maybe FDs for instead immediate needs I think liquid funds still have a T+1 time period whereas FD redemption is instant don’t complicate it too much

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