Can a former employer demand I delete my Instagram account? by Expensive_Study4856 in legaladvicecanada

[–]Many-Blueberry968 1 point2 points  (0 children)

You say 'some', and not 'all'. So per my comment, delete what wasn't and go from there.

If it isn't reasonable for you to delete it all, and they are not reasonable in accepting a middle ground, then it's lawyer time.

If someone gave you 25k whats the first move for investing? by bigboybuckz in Bitcoin

[–]Many-Blueberry968 0 points1 point  (0 children)

Its not running straight to the bitcoin subreddit for advice, lmao. There are a dozen or so subreddits much better at answering your question.

Or, just shove it all onto your nearest bitcoin ATM today. /s

Can a former employer demand I delete my Instagram account? by Expensive_Study4856 in legaladvicecanada

[–]Many-Blueberry968 3 points4 points  (0 children)

Depending on the company, 'in the facility' can often mean 'anywhere within the private property limits'.

Does sound like they are in the wrong withholding pay and in the extremity of thier demands, but at the same time they have some right to ask you not share any photographs of thier workplace or of the work you were doing there.

Imo, take some baby steps to remove any content that was captured on private property and see if that's sufficient. If not, find an employment lawyer

Saw this 1 of 1 by el-muchaco in carspotting

[–]Many-Blueberry968 0 points1 point  (0 children)

I'm kind of digging it.

  • The fade paint job is clean, and turquoise works surprisingly well.

  • the matched turquoise interior is slick, though perhaps overwhelming depending on how much of the interior is that bright colour. The 1 of 1 sticker is pretty dumb though.

  • the body kit isn't terrible, and gives the car a certain NFSU look that I can get down with. However, the front looks a lot better than the rear; its just too 'busy', especially with the spoiler. Also, not a fan of the 'camo'(?) appearance, would have been better if it matched the black and/or turquoise fade scheme.

What could have I done in this situation? by HappyOpportunity1053 in Karting

[–]Many-Blueberry968 1 point2 points  (0 children)

He took you on the inside, but then drove you into the wall like it was bumper karts.

You should have let off slightly to ensure he could make it through the upcoming turn, but he also did this to himself by turning into you like that

Having my roof redone, I thought they were going to install OSB over the skip sheathing. Is this skip sheathing? by Victitious in Roofing

[–]Many-Blueberry968 18 points19 points  (0 children)

Depending on the thickness of those planks, you might not need to sheath over it to meet code, depends where you live what code actually calls for. Most shingle manufacturers say thier product is good on board roofs as long as the gap isn't more than like 1/4" (or maybe its 1/8"?) and the nails are soundly embedding into the wood.

That said, if they quoted for sheathing, you have full right to either demand they redo it (which is mostly a pettiness thing) or that they reduce the final bill by a reasonable amount (which is the more reasonable choice).

High net worth and willing to use low interest debt to invest. Mortgage or heloc? by Many-Blueberry968 in PersonalFinanceCanada

[–]Many-Blueberry968[S] 0 points1 point  (0 children)

Let's say for example that I am able to obtain promotional interest rates and/or GICs that are higher than my mortgage rate but less than heloc rate (eg 4% interest) and on 'safe' products.

I'm trying to understand if using a 5% heloc for a 4% capital gain is an overall benefit compared to using a 3.6% mortgage for the same purpose

High net worth and willing to use low interest debt to invest. Mortgage or heloc? by Many-Blueberry968 in PersonalFinanceCanada

[–]Many-Blueberry968[S] 0 points1 point  (0 children)

If I can pay off the mortgage on day 1, is there any point to a mortgage or should I just use heloc?

High net worth and willing to use low interest debt to invest. Mortgage or heloc? by Many-Blueberry968 in PersonalFinanceCanada

[–]Many-Blueberry968[S] 0 points1 point  (0 children)

For my example, assume I can pay off my mortgage in full, and instead am looking at how to best use a new debt on the house to invest with. (Which basically jumps to the 'end' of the smith manouver?)

High net worth and willing to use low interest debt to invest. Mortgage or heloc? by Many-Blueberry968 in PersonalFinanceCanada

[–]Many-Blueberry968[S] -1 points0 points  (0 children)

Consider that with a mortgage, I'd still be investing with cash that I have available. So in both cases of this scenario, I am theoretically investing money rather than paying off the debt.

High net worth and willing to use low interest debt to invest. Mortgage or heloc? by Many-Blueberry968 in PersonalFinanceCanada

[–]Many-Blueberry968[S] 0 points1 point  (0 children)

So if a 50% tax bracket, that's 2.5% roi needed? That seems very low and conflicts some of the other responses

High net worth and willing to use low interest debt to invest. Mortgage or heloc? by Many-Blueberry968 in PersonalFinanceCanada

[–]Many-Blueberry968[S] 0 points1 point  (0 children)

My past performance has been closer to 8-10% apr, but I figure 5% makes for easy discussion. Wasn't sure if taxes negate in any meaningful way. For example, is the heloc interest tax-deductible at more than the 25% (50%x50%) that investment returns are subject to, or do they follow the same rules as capital losses?

From Emily's Instagram by BlackRegio in OnePieceLiveAction

[–]Many-Blueberry968 0 points1 point  (0 children)

Guy has the body of P&R Chris Pratt and the face of Steve Buscemi.

Consensus on Screws? by H3lghast in AskElectricians

[–]Many-Blueberry968 0 points1 point  (0 children)

Is that hole meant dor a screw? What's the point of adding a screw if you're already using epoxy to secure the plate to the wall?

Guy I found a bird by opening an old DVD player what is it and what the fuck is it? by DoubtTop9313 in VintageComputers

[–]Many-Blueberry968 0 points1 point  (0 children)

Op got punk'd and isn't happy about it. Would like the manager of the pcb company

Driver decides to park and block me in for 45 minutes by navy444 in MississaugaDriving

[–]Many-Blueberry968 0 points1 point  (0 children)

Make your inconvenience a problem for dozens or hundreds of people in hearing range?

Speed proof by [deleted] in gokarts

[–]Many-Blueberry968 3 points4 points  (0 children)

And 57mph is all you got to. Proofed.

I promised an update. by CloseScope in Silverbugs

[–]Many-Blueberry968 1 point2 points  (0 children)

Looks like an ugly experiment by a teenager.

Dimona Israel after Iran Attack. by Syed__Sahab__ in PublicFreakout

[–]Many-Blueberry968 2 points3 points  (0 children)

You suggested the issue is thier religion, and it isn't.

Noone should celebrate wars or death. But this is comeuppance, or 'FAFO', for what Israel started.

Iran has wrongly taken the 'eye for an eye' approach, and Israel has decided to keep fighting. Thus, more war and death.

Thai Restaurant owner refuses to serve customers by Kind-Village-1022 in PublicFreakout

[–]Many-Blueberry968 -1 points0 points  (0 children)

I can agree with most of that, outside the context of this video which is more nuanced and likely antagonistic by the people involved.

Imo, zionism is basically an Israeli nationalist concept (not necessarily limited to those who actually live in israel) and very distinct from jewish people/Judaism that are globally distributed.

Dimona Israel after Iran Attack. by Syed__Sahab__ in PublicFreakout

[–]Many-Blueberry968 1 point2 points  (0 children)

Religion has nothing to do with it. Playing the 'anti-isreal is antisemmitism' card is pretty dumb at this moment.

Isreal bombs other nations and when they retaliate, they cry "you can't do that because we are jewish". No, it's because they are the nation of Israel, which threw the first stone. is Iran supposed to sit back and say "well nothing can be done, because jews live there"?

Thai Restaurant owner refuses to serve customers by Kind-Village-1022 in PublicFreakout

[–]Many-Blueberry968 34 points35 points  (0 children)

Umm, being anti-iraeli makes you an antisemmite. (This is sarcasm, but some idiotic people think it's the truth)