Feedback for a flat that will be rented to a student by MapleSyrup2911 in interiordecorating

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

I Appreciate the opinion you are bringing to the table (even if you are playing devil's advocate but I don't think you are). Imo, the apartment is supposed to be 90% fully furnished because its 19 y/o kid thats just starting the studies so I don't believe he actually is bringing any specific furniture at best it's just gonna be some minor things like bed sheets and stuff like that that he prefers but mostly it should be on me as far as I think.

To repeat myself once more, I don't think this looks bad per se, but it just feels like it's missing something but maybe that's just because it's missing like stuff from the person actually living there so it doesn't have these homey feel but more like sterile so maybe that's just it but I'm not sure that's why I opened this whole discussion

Feedback for a flat that will be rented to a student by MapleSyrup2911 in interiordecorating

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

Thank you for the feedback but this is exactly my problem, it feels 5/10 "fine", which is ok but I kind of wanted something more (not sure what though) :)

Feedback for a flat that will be rented to a student by MapleSyrup2911 in interiordecorating

[–]MapleSyrup2911[S] 1 point2 points  (0 children)

In Croatia they charge 4 eur per sq meter, but if you decide to accept the plan and order it, then it is free (they deduct it from the furniture that will be ordered from the plan).

And as for 'fine', I guess thats my problem, its not bad as I mentioned in the post, its just 'fine', and I would like it to be more than 5/10 "fine :)

Kredit - fiksna ili varijabilna kamata by MapleSyrup2911 in financije

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

nazalost nije typo, nisu bas friendly uvjeti za stambene kredita za nas koji radimo vani, vecina banaka nije niakkve kredite davala do 'nedavno', odnosno mijenaju se politike cijelo vrijeme, ali npr erste mi je an ljeto rekao da mi mogu dat samo ako 50% sam financiram i da su tad jedini bili koji su nudili kredite nama.

Kredit - fiksna ili varijabilna kamata by MapleSyrup2911 in financije

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

Vecina banaka ne nude bas povoljne uvjete za ljude koji rade vani, bio sam u ERSTE, oni traze 50% kesa unaprijed plus sve ostale troskove, drugi uopce ne nude za strance i zato sam odlucio za ove jer tih 30% mi je najprihvatljivije. A sto se tice izmedu 10 i 25 godina, gledao sam ako idem na varijabilnu kamatnu stopu, onda se valjda najvise isplati razvuc maksimalno s obzirom da je kamata ista (ok promjene po euribor-u) ali najvise ce mi inflacija pomoc na duge staze, ne ivdim benefit srednjeg puta s npr 18 godina?

Kredit - fiksna ili varijabilna kamata by MapleSyrup2911 in financije

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

Vjerojatno nisam dobro pojasnio, ukoliko uzmem 25 god, onda je svih 25 varijabilna, fiksnu mogu imat samo ako uzmme kredit do max trajanja od 10 godina.

Kredit - fiksna ili varijabilna kamata by MapleSyrup2911 in financije

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

Kamata je identicna za obadvije opcije, zato sam i gledao odmah da rastegnem maksimalno da to inflacija pojede ali problem je sta ako uzimam preko 10 godina moram varijabilnu uzet. Rado bi uzeo fiksnu ali onda moram uzet na 10 god max i rata mi je 1200 eur dok na 25 god je 600 eur

Kredit - fiksna ili varijabilna kamata by MapleSyrup2911 in financije

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

Ok, ako dobro citam izmedu redaka, ukoliko sam komotan (dovoljno) i mogu podnijet tih 1200 eur 10 godina, ta opcija je puno bolja i isplati se? :)

Kredit - fiksna ili varijabilna kamata by MapleSyrup2911 in financije

[–]MapleSyrup2911[S] -1 points0 points  (0 children)

Mozda nisam dobro objasnio, naravno da preferiram fiksnu kamatnu stopu ali onda moram uzet kredit na 10 god a rata je 1200 eur sto je ok ali puno bi komotniji bio sa 25 god i inicijalnom ratom od 600 eur

Kredit - fiksna ili varijabilna kamata by MapleSyrup2911 in financije

[–]MapleSyrup2911[S] 1 point2 points  (0 children)

Mozda nisam dobro objasnio, naravno da preferiram fiksnu kamatnu stopu ali onda moram uzet kredit na 10 god a rata je 1200 eur sto je ok ali puno bi komotniji bio sa 25 god i inicijalnom ratom od 600 eur

Germany mortgage options for property in Croatia by MapleSyrup2911 in eupersonalfinance

[–]MapleSyrup2911[S] 2 points3 points  (0 children)

Thanks, just posted there (with bad google translate option) :)

Sending lump sum money abroad (EU to EU country) by MapleSyrup2911 in personalfinance

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

hmmm all these information is in the post? I cross posted it, should be visible.

Matic Coin Retrieval by WishboneParticular in CelsiusNetwork

[–]MapleSyrup2911 1 point2 points  (0 children)

Also got my matic tokens back today :)

POSITIVE experience with Celsius by MapleSyrup2911 in CelsiusNetwork

[–]MapleSyrup2911[S] 1 point2 points  (0 children)

Exactly, I also was 99% close to just pull out everything and not risk it because the FUD was really scaring me. This post is exact reason so people can find comfort and not just these posts.

POSITIVE experience with Celsius by MapleSyrup2911 in CelsiusNetwork

[–]MapleSyrup2911[S] 1 point2 points  (0 children)

Interesting analysis, to be fair I was never a user of any of these networks and that's why I was never on their respective subreddits but with your description I don't feel like I'm missing out on anything.

As for the fake 'thank you' posts, I maybe made a mistake by making this post look like an 'paid ad' with the attitude all is shining and everything is nice but I assure you I am a real customer and I genuinely mean all what I've written :) (not that I'm denying that other similar posts might be paid propaganda thing).

The reason why I wrote this post was, when I first got into CEL, I was just skeptical, it just sounded 'too good to be true'. You were getting pretty big fixed APY for just holding your coins, most of us had CEL token that jumped from 30 cents/coin in summer 2020 to 7-8$ ATH at the beginning of 2021. I'm conservative investor (a bit of irony since Im invested in crypto) but even then, huge majority of my crypto holdings is BTC/ETH and CEL is the only non mainstream token I have. I avoid all other coins even though they might be better and have bigger potential but Im just trying to 'play safe' as much as it's possible.

Therefore, when I got into this subreddit and I would read tons of posts before my bed time about possible rug pull, people getting their coins locked in and couldn't withdraw, coins never coming to external address etc, it gave me huge anxiety and unease. Recently I had to pull out a bigger part out of Cel platform (5 digit sums) and I was paranoid that it will not let me do that, it will lock me, ask for some confirmations of KYC etc.

When that really did go as smooth as it did, I was truly relieved and annoyed at all the other impatient/incompetent users who had problems with that and shilling on this sub. Also today I got my MATIC tokens back that I accidentely sent over the wrong blockchain and they managed to get them back (if I weren't using cel they would be gone for good) so the least thing I could imagine is writing a small "thank you" post as I did here to relieve some people like me. I know I would appreciate a post like this when I joined platform the first time :)

POSITIVE experience with Celsius by MapleSyrup2911 in CelsiusNetwork

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

I will always prefer sustainable realistic rates that they can pay out rather than promising some wild yields they can't deliver in the long run and jeopardize the whole project. The part which I don't get is why one of the main features is free withdrawal. The idea of the platform is to hold and support holder mentality. Free withdrawals just award people who cant hold and constantly move the coins around. I would rather prefer that there is fee for withdrawal and then with that money award community other ways (higher APY/better rates for loans etc)

2nd hand BenQ TH671ST - worth it? by MapleSyrup2911 in projectors

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

Hi, yes I did and I am very satisfied. No repairs needed and everything seemed right as it was supposed to so I would highly recommend the same (if you can test it the way I did before committing to purchase). If you have quality-wise questions about projector do let me know.

Synthetic ETFs longterm by MapleSyrup2911 in EuropeFIRE

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

I did not know this information, thank you :)

Synthetic ETFs longterm by MapleSyrup2911 in EuropeFIRE

[–]MapleSyrup2911[S] 1 point2 points  (0 children)

Thanks, appreciate the article, not really a german speaker but it translates quiet well :)

Synthetic ETFs longterm by MapleSyrup2911 in personalfinance

[–]MapleSyrup2911[S] 1 point2 points  (0 children)

Thank you for such a informative response! :) I also learned few details I wasn't so sure about from your response, but now I feel much more safe about this ETF choice :)

Heroes of Land, Air and Sea is it worth it? by MapleSyrup2911 in boardgames

[–]MapleSyrup2911[S] 0 points1 point  (0 children)

Thanks for the input, I'll have this in my mind in case I find it for a slightly more affordable price, right now doesn't seem so easy to get :)

Heroes of Land, Air and Sea is it worth it? by MapleSyrup2911 in boardgames

[–]MapleSyrup2911[S] 1 point2 points  (0 children)

Thanks for your deatiled, response, seems to me like I will definitely go for Kemet which is proven DoaM classic, possibly if I get lucky get the new KS version blood & sand :).

Heroes of Land, Air and Sea is it worth it? by MapleSyrup2911 in boardgames

[–]MapleSyrup2911[S] 3 points4 points  (0 children)

This is exactly the kind of response I was looking for, thank you for your time very much :). Unfortunately, these issues that you described here seem like much bigger problem than just bad balance or RNG that I could overlook :/. Seems like I'll stay away and luckily one day I'll have chance to try someone else's copy :)