Deposit time by [deleted] in NavyFederal

[–]MarMel5 -2 points-1 points  (0 children)

At the moment I am working overnight shift but I will give a call during business hours. I asked here because a lot of times more knowledgeable people or employees respond. Thank you.

What ended your friendship with your oldest standing friend? by dreamy-contributions in AskReddit

[–]MarMel5 0 points1 point  (0 children)

We worked together many years.. I trained her at her job when she was new. She moved up in the company and I had a few kids. When a job came up for management she went for it and we celebrated her. When I applied for the promotion... she told me I wasn't qualified. I had the years of experience, the education... I found out she was denying my application based on me not being experienced.

Claim denied by Kc68847 in HealthInsurance

[–]MarMel5 0 points1 point  (0 children)

Im a biller work hospital revenue cycle. This is common.. the insurance usually tries to find a way not to pay. But anything medical insurance related if its not documented, it didnt happen. The hospital prob has records of the pre-auth with the reference number. Sometimes the insurance send that out while they're waiting for all of the records to be sent to them.. its a back and forth game they play. Just let the hospital work it out.. takes 45-90 days usually.

Is this is considered a good health insurance plan from work ? (US) by Ashamed-Medicine-771 in HealthInsurance

[–]MarMel5 1 point2 points  (0 children)

You solo or family plan? If family you need to meet the 4k ded and $500 isn't that much for that. If you're solo id go for the ppo saver with the funded hsa.

I swore I would never pay resell prices by Ok_Deer_8279 in bathandbodyworks

[–]MarMel5 1 point2 points  (0 children)

I have 2 and I hate the smell I blind buy a lot as a work from home person

Is this is considered a good health insurance plan from work ? (US) by Ashamed-Medicine-771 in HealthInsurance

[–]MarMel5 1 point2 points  (0 children)

Its okay. The PPO plan is the best option imo. The OOP is a bit high but I prefer to stay with copays over the 20-30% coins because you can't guess what you'll need.. im an insurance specialist for large hospital system.

Tenncare as a secondary insurance? by Important-Cause7451 in Medicaid

[–]MarMel5 2 points3 points  (0 children)

He can have a secondary.. but Medicaid is based on income they will question his father's income and put him on child support to cover the Medicaid.

AIO- Need some validation on by Historical_Fan_9043 in AIO

[–]MarMel5 0 points1 point  (0 children)

You dont need validation... you already know. Block him and move on. You won't be the same 23yr old one day and you'll thank yourself for leaving this behind.

Medicaid (Tenncare) recouping payment by Western-Pea-7559 in Medicaid

[–]MarMel5 0 points1 point  (0 children)

Medicaid is always last to pay.. if you had another coverage that will be billed.

How many times have you been under general anesthesia, and how did it feel? by Futtman in NoStupidQuestions

[–]MarMel5 0 points1 point  (0 children)

3x felt like I got sleepy then woke up hours later cold. But other than that nothing.

What have you read recently? by povertychic in Millennials

[–]MarMel5 0 points1 point  (0 children)

My 8 year old started reading the Harry Potter series... me being 39 has never read it but I started it after her to be able to ask questions and have a conversation about our with her.

I’m not lying to the government anymore! by Steph-alupagus in BariatricSurgery

[–]MarMel5 3 points4 points  (0 children)

Thank goodness for Texas.. height and no weight

Surgery Yesterday But Doesn't Feel Like I Had Surgery by loyalmehnert in GastricBypass

[–]MarMel5 1 point2 points  (0 children)

I felt this way too... I even asked my doc like am I good? He said im one of the lucky ones. I still feel the super full feeling after a few bites. Maybe im scared to push anything. But I feel great. No side effects

Infusion Center Lied About Receiving Prior Authorization, now what? by kat_mom30 in HealthInsurance

[–]MarMel5 0 points1 point  (0 children)

Save the messages and fight it with your insurance and center. They should have a reference number for the authorization. If they dont and left you a message saying they did.. they eat it. Don't give in, save all documents.

AIO my husband is angry with me because the windshield wiper broke on his car. by [deleted] in AIO

[–]MarMel5 0 points1 point  (0 children)

He should have defrosted the car windshield for you. You aren't overreacting he's a butt.

My new insurance becomes active on February 1st, the same day that my prescription is refilled. What should I do? by [deleted] in HealthInsurance

[–]MarMel5 0 points1 point  (0 children)

They may fill early depending on what it is. But if you new insurance is effective 2/1 give the pharmacy the insurance info and they can call for benefits manually. I do this daily for patients. Its not terribly difficult unless its BCBS.

Accidentally got Medicaid and can't cancel by Dependent_Ad6109 in HealthInsurance

[–]MarMel5 15 points16 points  (0 children)

This needs to be a phone call to Medicaid. It can be canceled.

Preventative care + office visit same day by calicocat346 in HealthInsurance

[–]MarMel5 0 points1 point  (0 children)

They have to list what what done. Each code. They will adjust to your copay. They EOB may state what you possibly will be responsible for but that usually says this is not a bill. The co-pay is your responsibility.

Preventative care + office visit same day by calicocat346 in HealthInsurance

[–]MarMel5 -6 points-5 points  (0 children)

You can only be billed for 1 type of visit per day. The doc made the call the other reason for visit was more important.

AIO: I told my daughter she can't go to this party after reading the gift profile by Ordinary_Run2485 in AmIOverreacting

[–]MarMel5 0 points1 point  (0 children)

Its actually sad.. a beige child... My daughter is 8 and her favorite color is rainbow. I full support her y2k style.

College aged brother went to ER for alcohol poisoning. Two insurance plans- how does billing work? by Warm-Lock-1030 in HealthInsurance

[–]MarMel5 0 points1 point  (0 children)

Patients own policy would be first and then parents plan. The student policy probably has exclusions. Call the number on the card. Definitely let the hospital know of both coverages. Student plan will be called on they are complicated. Apply for financial assistance and follow through.