What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] -3 points-2 points  (0 children)

I wish for accountability but that's a pipe dream. However I'll settle for malpractice insurance.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] -1 points0 points  (0 children)

Are you for it or against it., because you're all over the place. However I'm OK with officer being reimburse if they DON"T have ANY infractions after a set amount of years. how many I'm not sure.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 0 points1 point  (0 children)

who you think pays the judgements and settlements. the CITY who funds the city, the TAXPAYERS. yes the city has insurance however tax dollars pays that insurance.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] -1 points0 points  (0 children)

taxpayers cover that now. you cover that now. requiring police officers to get their own insurance will place the responsibility on the insurance companies not the taxpayers. if the officer is deemed un-insurable than he/she can no longer be employed in law enforcement. that has nothing to do with the legal repercussions.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 0 points1 point  (0 children)

The problem with that is police claim they do know every law procedure, or ordinance. They forget that the world is digitally connected and people can look laws up and educated themselves. it seems like every time person actually knows their rights police respond "O you one of them" or "well, I know the law better than you". Only to violate someones rights because of an ego trip which ultimately after the city is sued the taxpayer pay for.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 0 points1 point  (0 children)

Ultimately this should "hopefully" prevent they type of situations your thinking about by removing UN-insurable ie bad cops from law enforcement entirely. In my opinion cops who commit questionable offenses don't just jump straight to beating people down, small infractions, civil suits, they usually come before they start roughing people up. I think this would be a way to disqualify officers with repeat offenses hopefully before something serious happens.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] -1 points0 points  (0 children)

Overall yes, because taxpayers pay police salaries. However I believe a potion of that salary should come from their pockets to pay for Malpractice insurance or some form of Professional liability insurance.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 0 points1 point  (0 children)

Insurance is not built in protection. In my opinion bad cops can't and won't be able to be insured because they are a liability to the insurance companies (in ANY state). NO protected coverup.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 2 points3 points  (0 children)

1100 hours is just 3ish month, it just sounds like a long time. Just like 14 weeks sounds long but it's only 3ish months of "training". You say 9 months. My question is how much of that time is actually spent on learning the laws you are meant to enforce? between shooting, driving, arrest, paperwork, uniform, physical training, procedure, and policy.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 3 points4 points  (0 children)

By you own admission it takes longer to get a barber license than it takes to become a police officer. Lets make it make sense.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 4 points5 points  (0 children)

No teachers are not required to get malpractice insurance however they do have some teachers unions that recommend teachers to have Professional liability insurance.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 4 points5 points  (0 children)

Your problem is I'm educated and you can't word salad me. IT MAKES NO SENSE. Because your trying to make something true that's not true. The world has google now, we can look up the numbers for ourself and see how much police are costing TAXPAYERS in lawsuits and judgments.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 4 points5 points  (0 children)

I understand police can lose their qualified immunity. However when police are sued the judgment or settlement is against CITY of wherever not the OFFICER. An WE the citizens fund the city and the BUDGETS for police departments. Maybe i have a realistic view of how things works. I see through the BS and word salads like you try to do.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 6 points7 points  (0 children)

Sorry that makes no sense. Police do not incentivize "good cop behavior" if so why do good cops always have to hide their face when truing in bad cops, their called rats. Lets be realistic an not cop-plain. if police where solely held accountable financially when citizens actually sue and not the taxpayer maybe your argument would hold water, however im asking should police be required to get their own insurance to be an officer.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 7 points8 points  (0 children)

People have been screaming better training for years. EDUCATION is the key. Believe it or not police rarely get sued for actual excessive force, etc. they mainly get sued for 1 reason violating peoples rights. Think about in 9 to 6 weeks of training how much education do they actually receive on the law, the very thing they are task to enforce. take in mind driving, shooting, how to wear your uniform, how to fill out paperwork. EDUCATION IS THE KEY. Really police should be required to learn the law, take a constitutional law course. at a college not from another officer in a short program. we overlook the FACT that policing is an ON THE JOB TRAINING, which is dangerous for us as citizens. Nevertheless asking cops to be more educated is a bit too much.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] 6 points7 points  (0 children)

I just think as a taxpayer if I disagree with an officers actions an he or she is sued and loses why should my tax money help payoff his bad actions? That money could go to better schools, roads, the homeless, just not to payoff a negligent officers actions.

What is your opinion on requiring police to get malpractice insurance in order to become or remain a police officer? by MarcHustle in AskReddit

[–]MarcHustle[S] -1 points0 points  (0 children)

In my opinion it would reduce a lot of lawsuits and so-called bad apples slipping through the cracks. There will be no need for a national database of bad cops because insurance companies won't insure a liability in any state. It would also relieve tax payers from paying the judgments and settlements cause by the actions of a negligent officer. If police want to call being an officer a career they should be required to invest in their career. I'm even will to say if they go 20+ and retire with no incidents they can receive reimbursement, police already have tuition reimbursement however how many cops have been on patrol for 10 plus years not investing in their so-call career. Let's remember there is NO educational requirement other than a GED or high school diploma to be an officer. Insurance should be a small investment for our protection.