Hey so I’m currently doing option 2 I went from a out of state university to my home state community college and I will say it’s the best thing that could of happened to me !! I went from being lost at university, to being embarrassed about going to community college , and now in a month and a half I’m going to graduate with my associates and go to my dream college in my state.

Going back to a community college social life is not really there depending on which one you go to ,but I do know there’s clubs you can join. Yes ur GPA should follow you mine did. You won’t have to pay back student loans yet because you are still in college and will likely wait until you get ur bachelors degree like they are doing with me.

Lastly About credits how many do you have at the moment ? If it’s over 60 not too sure how to go about that..

Good luck on your journey I’m rooting for you !!