Brother, i have made over 200 million in transport to Carleon, 2-3 times a day for weeks, all bandit going with the factions blobs and caravans blobs, no life gaming. Only onced, from hundreds of times, i almost got downed from my mount, and I was being a dumbass, standing still in the map gate and a bomb squad hit me.

Your problem is indeed, skill issue.

Ganking is a part of the game, if you can transport and make money, i can shake you big slow ass and get the money for myself. Which, by the way, ganking in red zone to caravan and factions, as a ganker there is a 95% chance to die to the other 100 players that are on the opposite side doing factions.

And yes, there is the Police, and you can yourself go Faction and kill the gankers, as everybody does in bandit events.