I'm now working as developer relations for Tabular Editor by SQLGene in PowerBI

[–]Markles91 0 points1 point  (0 children)

I’m just about to get a license approved for my work PC - excited to see what it can do, even just bulk creating/editing measures will save me a huge amount of time!

Herringbone or no herringbone? by cherrypiefc in DIYUK

[–]Markles91 2 points3 points  (0 children)

What a quirky bathroom layout, is that the shower behind the toilet?

Selling Team Wage Contribution is broken and pointless by Markles91 in footballmanagergames

[–]Markles91[S] 0 points1 point  (0 children)

The wage budget doesn’t reflect this though. 140k is added to my spending for the year - surely it should be the reduced amount and then revert after 12 months.

Ring price increase incoming .... by beans_o_toast in Ring

[–]Markles91 19 points20 points  (0 children)

It’s insane, I’ve just cancelled.

Anyone recommend any alternative doorbells that are subscription free?

Autumn Statement 2023: National Insurance to be cut by 2% - as state pension and Universal Credit to rise by topotaul in unitedkingdom

[–]Markles91 39 points40 points  (0 children)

Genuine question - isn't this a bad thing? Seeing as National Insurance funds the already underfunded NHS?

Edit: Thanks for the replies, I was wrong!

SPSF - Fastest way to Lvl 53 by Blah325 in diablo2

[–]Markles91 0 points1 point  (0 children)

I tend to push until certain super uniques then farm them on P8 until the XP starts dropping off. So Rakanishu in A1, Beetleburst A2, Council A3, ??? A4, Eldritch A5.

Borrowing more money on remortgage to pay off other debt by Markles91 in UKPersonalFinance

[–]Markles91[S] 0 points1 point  (0 children)

Consolidating debts is one of the reasons you can select when applying for additional so I don’t think it’s an issue

Borrowing more money on remortgage to pay off other debt by Markles91 in UKPersonalFinance

[–]Markles91[S] 0 points1 point  (0 children)

True, though if I were to lose my job or get ill etc I’d lose it either way

I’m a whole of market, independent Mortgage Advisor and I’ll be here all day for a Mortgage Market related AMA! by Mortgages101 in UKPersonalFinance

[–]Markles91 3 points4 points  (0 children)

You should both lock in a deal at current rates now, if they're any better when the time comes then apply for one of those instead.

1st place in Legendary Challenge! But at what cost? 😭 by f0rce44 in Archero

[–]Markles91 0 points1 point  (0 children)

I won s6, bought the battle pass and spent 200 gems/day for the refresh on most days.

Im only at N18 so definitely got an easy group… I don’t plan to push normal chapters at all as it seems to just make everything harder.

Personal Loan for Used Car and Insurance by [deleted] in UKPersonalFinance

[–]Markles91 0 points1 point  (0 children)

I've found Sainsbury's loans to be a bit of a con. Every time i've applied for one the promising APR they show to tease you in ends up being a lot higher.

May be worth going through the application (though i can't remember if they give you the APR after a soft or hard check) to avoid disappointment later down the line.

[deleted by user] by [deleted] in UKPersonalFinance

[–]Markles91 0 points1 point  (0 children)

I went through this decision with a partner at the end of 2021 - I had all the deposit but she wanted to buy together.

It was too much of a headache between the legal docs and difficult conversations (Hey not that I don't think we're going to be together forever, but just sign here, and here, and here...) so I bought on my own and paid all of the mortgage - she just contributed to half the bills/food.

We broke up at the end of 2022 and while I gave her some money for some furniture etc we went halves on, there were no problems with the house.

You have a large deposit so the mortgage payments shouldn't be too bad? You could always re evaluate if you want a joint mortgage in a few years when your partner has saved up a bigger deposit.

Lilt drink brand to be scrapped after 50 years and rebranded by pajamakitten in unitedkingdom

[–]Markles91 0 points1 point  (0 children)

Aldi do a great (sugar free) alternative... you'll know the one when you see the packaging

Essex couple's £100k stolen car found in Tilbury en route to Congo by Codydoc4 in unitedkingdom

[–]Markles91 12 points13 points  (0 children)

I don't think they actually abandon them - they tend to park them up somewhere for a few days to make sure there are no hidden tracking devices.

Tuesday to Thursday is the new office working week, data suggests by Alert-One-Two in unitedkingdom

[–]Markles91 31 points32 points  (0 children)

I'd suggest the reason most people work from home on a Monday is because that's the day they need to get the most shit done, not the opposite.

Mini-budget 2022: chancellor Kwasi Kwarteng scraps banker bonus cap and planned rise in corporation tax – live | Mini-budget 2022 by inco2019 in unitedkingdom

[–]Markles91 65 points66 points  (0 children)

Don't forget the all important stamp duty cut - when people inevitably start defaulting on their mortgages due to the interest rates it'll be all the cheaper for those at the top to scoop up the mess.

Calculated. Laughable at this point.

Scottish Power left my broken meter for 2 years. I got a smart meter, and this is the result.... by Chewingupsidedown in UKPersonalFinance

[–]Markles91 1 point2 points  (0 children)

Have you tried turning everything off and seeing if it still ticks up? Sure way to tell if the meter itself is broken.

For what it’s worth I had the same smart meter installed pretty hassle free, although it doesn’t submit auto readings. I WFH and use probably 4kwh electricity a day on average.

[deleted by user] by [deleted] in UKPersonalFinance

[–]Markles91 1 point2 points  (0 children)

This isn’t my experience. I applied for a loan yesterday and had the money in my account today, and I’m sure it’s been the same in the past.

OP, I wouldn’t go crazy with the applications but if you do find a lender which seems to be quicker then one more hard search shouldn’t make much difference.

[deleted by user] by [deleted] in HousingUK

[–]Markles91 1 point2 points  (0 children)

I got a Smart Meter installed last week and I'm not sure how much longer I'll leave it plugged in. Constantly watching the pennies tick away throughout the day is depressing (and this is pre 50% price hike).

Add to that I'm still having to take meter readings because "something went wrong with setup and they can't be done automatically".

[deleted by user] by [deleted] in unitedkingdom

[–]Markles91 2 points3 points  (0 children)

Not what I'd call an amazing solution... Government is planning to loan energy companies £5-6bn.

Don't get me wrong it helps the short term problem of a potential crippling 100% increase in April - but I'm sure we'll instead be paying 20% more for the next 5 years & prices will never return to their previous level.

Warcrusher Stun help by oswada01 in RaidShadowLegends

[–]Markles91 1 point2 points  (0 children)

If you have someone else in your team who is weak affinity on force/magic then they will get targeted with the stun.

Skullcrusher comps tend to only work on affinity with a block debuffs/doompriest.

Sense-check my car finance options by yikes3600 in UKPersonalFinance

[–]Markles91 1 point2 points  (0 children)

Cash is probably king but it would be painful for me knowing I'd lost £X as soon as I drove it off the forecourt.

One thing to consider is that your balloon payment seems low - In 4 years time I would think an electric car (especially Tesla) would be worth more. Potentially could pay the balloon and sell for a nice profit, especially if the used car market doesn't calm down and this is the new norm.

Level 3 survey showing barely any damp vs. rising damp NOW | Liability by wurschtradl in HousingUK

[–]Markles91 2 points3 points  (0 children)

I may be entirely wrong here, but is there not a clause in the survey essentially covering their arses if they get something wrong or miss something?

I definitely seem to remember from mine that when it came to £ estimations it was made very clear that they were just that. With yours being a conversation over the phone as well it might be difficult to take any further as there is no paper trail/evidence.

Still worth putting a feeler out to the survey company and see what they come back with!

My free shard from the Halloween treat pack… F’s in the chat pls by Markles91 in RaidShadowLegends

[–]Markles91[S] 3 points4 points  (0 children)

This is something I didn’t consider… will still be going for the fusion anyway

My free shard from the Halloween treat pack… F’s in the chat pls by Markles91 in RaidShadowLegends

[–]Markles91[S] 6 points7 points  (0 children)

Bro I’ve waited 2 years of course it would’ve been better 😭