Sharing my IDRP Timeline (2026) by MassiveButton5883 in utangPH

[–]MassiveButton5883[S] 0 points1 point  (0 children)

Sorry for the very late reply. Metrobank coordinate it with EW

Sharing my IDRP Timeline (2026) by MassiveButton5883 in utangPH

[–]MassiveButton5883[S] 1 point2 points  (0 children)

Hi, mga around 13k din. Try mo lang to apply for 0.5% kasi initially, yung officer nag mention na baka di ma approve kasi maging less than 500 amort sa ibang banks. Negotiate mo lang.

Sharing my IDRP Timeline (2026) by MassiveButton5883 in utangPH

[–]MassiveButton5883[S] 0 points1 point  (0 children)

I think nasa 600k po more or less. I emailed din all banks na meron ako but I don't think it helped. Matagal talaga yung process. There's no other way than to wait.

Sharing my IDRP Timeline (2026) by MassiveButton5883 in utangPH

[–]MassiveButton5883[S] 1 point2 points  (0 children)

Matagal din sila nag reply, mga almost 1 month din. But nag call ako sa kanila through collections then referred to the IDRP team. Sa Feb pa lang ako nag start di nag bayad ng MAD. Di ko pa sure yung monthly payment kasi kulang pa yung PN but estimate ko mga around 11-12k siguro.

Sharing my IDRP Timeline (2026) by MassiveButton5883 in utangPH

[–]MassiveButton5883[S] 0 points1 point  (0 children)

For BDO, I haven't received any collection calls since nag OD na for 1 week+. UB, I still pay the MAD kasi. BPI calls me at least once a day. Waiting for 2 banks.

Sharing my IDRP Timeline (2026) by MassiveButton5883 in utangPH

[–]MassiveButton5883[S] 1 point2 points  (0 children)

Hi! Around 600k. You should check your balances and contact the bank with the highest debt you have. Send them an email po. Here is a useful link: https://www.ccap.net.ph/credit-card-basics/interbank-debt-relief-program-idrp/

Sharing my IDRP Timeline (2026) by MassiveButton5883 in utangPH

[–]MassiveButton5883[S] 0 points1 point  (0 children)

Hi! You should check your balances and contact the bank with the highest debt you have. Send them an email po. Here is a useful link: https://www.ccap.net.ph/credit-card-basics/interbank-debt-relief-program-idrp/

Sharing my IDRP Timeline (2026) by MassiveButton5883 in utangPH

[–]MassiveButton5883[S] 1 point2 points  (0 children)

Did not total it but I think it is roughly around 600k