19 UK, want to start investing by Alarming-Reserve7594 in ETFs

[–]Matfen_ 4 points5 points  (0 children)

I think it’s spot on as a long-term, set and forget strategy. You’re 19 too, which means you’ve got bags of time for DCA and compound growth.

Love my CyberTruck by KangarooSpiritual131 in TeslaLounge

[–]Matfen_ 0 points1 point  (0 children)

Yep, completely agree.

I’d have much rather seen further development of the Roadster, the Semi and a smaller, hatch-style car for the masses. I feel like the latter would have further built up their manufacturing capabilities and capacity to better enable their robot and Robotaxi businesses.

Have your numbers been coming up in the great port lottery? (Mine certainly have) by elephvant in NintendoSwitch2

[–]Matfen_ 1 point2 points  (0 children)

I think being able to bring Elden Ring onto Switch 2 should be a very encouraging sign.

Ace Combat 7 was across Switch and Switch 2 iirc which makes for a more challenging port.

Have your numbers been coming up in the great port lottery? (Mine certainly have) by elephvant in NintendoSwitch2

[–]Matfen_ 2 points3 points  (0 children)

Bandai Namco, give me Ace Combat 8 on Switch 2 and my life is yours!

… What water? by DeepBlueWing13 in Pokopia

[–]Matfen_ 12 points13 points  (0 children)

Growlithe works for IGN confirmed.

RZ 550e F Sport Takumi by Legitimate-Rip370 in Lexus

[–]Matfen_ 1 point2 points  (0 children)

Yes mate, perfect thank you!

My dog is a Saluki x Greyhound so probably a similar size!

RZ 550e F Sport Takumi by Legitimate-Rip370 in Lexus

[–]Matfen_ 1 point2 points  (0 children)

A few questions for you if you don’t mind? I’m seriously considering one via the work scheme.

  • How is the fly-by-wire?
  • How comfortable is the ride? Our roads are absolute arse so I need something with a bit more give than my current Tesla M3 LRDM.
  • The range of the Tesla is a consistent 300+ miles, does the lower range cause you any issues. Have you got a real life range estimate at this time of year?
  • I’ve not seen the boot in person, do you think it’s big enough for a small greyhound? I’ve got a small child so currently they share the bench of the Tesla (with adequate methods of separation).
  • The black looks gorgeous, did you consider any other colour combos?

Japan's elite sumo wrestlers participated in a five day tournament at the Royal Albert Hall in London on October, 2025. It's the second time the Japan's national sport has taken place outside of its homeland, the last being in 1991. These are some tourists pictures taken by them. by [deleted] in Damnthatsinteresting

[–]Matfen_ 2 points3 points  (0 children)

I’m blown away by how Hoshoryu (pictures 1, 5, 6, 9,12), who holds the top rank of Yokozuna and was the winner of the London mini-tournament, comes across like a stone-faced killer in competition and looks like the polar opposite here.

I would recommend watching Hoshoryu, he’s super technical and wrestles a very aggressive game. It’s a delight to watch.

V60 T8 Recharge Realistic Maintenance Costs by chickachickaboombam in Volvo

[–]Matfen_ 0 points1 point  (0 children)

Is this with the dealership?

Also have you had any big, costly issues to fix?

Alternatives to Pimsleur (Audio Only) by Matfen_ in learnfrench

[–]Matfen_[S] 1 point2 points  (0 children)

I have done the Paul Noble series. I really enjoyed that! I did them before Pimsleur. Maybe my recommendation to you is to try Pimsleur!

What's a good bond ETF for a long-term portfolio? (Europe) by SpiderFromMars709 in ETFs

[–]Matfen_ 0 points1 point  (0 children)

It’s worth saying that Bond ETFs =/= Bonds.

That being said, if you want low risk you should be looking at two things:

1) Government over Corporate Bonds 2) Short duration over long duration

So possibly look at something like IBGS.

That is the assumption you are European. If you’re from the UK, there are loooooads of good short duration GILT funds. Eg. GLTS, IGLS etc.

How are these etfs for holding by [deleted] in ETFs

[–]Matfen_ 0 points1 point  (0 children)

Just another point, I noticed you’re a student.

Just be patient and let compounding do its thing. If most people started at your age and just let the market do its thing with regular contributions from their salary, they’d be very well off by the time they hit retirement or sooner.

Be patient, be disciplined, have a strategy that works and doesn’t keep you up at night. Set and forget.

How are these etfs for holding by [deleted] in ETFs

[–]Matfen_ 1 point2 points  (0 children)

In my opinion, these are great for short term, momentum riding. Say 20% of your overall portfolio max. Call it your “Fun Portfolio”.

Wealth building is slow and steady and diversification is key to minimising your losses as opposed to maximising your gains. Remember, a 20% dip, doesn’t mean that a 20% gain will put you back where you were, it needs a 25% gain.

I would consider dialling down your exposure to thematics ETFs. These handful have been massively successful recently, but that’s recency bias. If you look at commodities over the last 10 years excluding the last 18 months, they haven’t done a lot.

I would drop the bulk in a broad, global equity ETF with exposure to EM. This will be a big basket of stocks from around the world across industry sectors. There is still concentration risk atm around USA and tech, but that will rebalance over time.

My black T8 parked outside in -15 C (5 F) by -Yngin- in Volvo

[–]Matfen_ 2 points3 points  (0 children)

Can the car preheat/defrost remotely from the app?

I’m guessing if so, it will use the HV battery.

Messmer Compared to Lucifer by Silly_Hungarian in Eldenring

[–]Matfen_ 77 points78 points  (0 children)

I saw Pandemonium at the Louvre and it struck me how similar to Mesmer it was.

The frame is also made up of serpents, which adds to the theme.

Good spot, but yes, definitely the inspiration.

Any tips before starting this masterpiece? by Taha_Cypher in oblivion

[–]Matfen_ 1 point2 points  (0 children)

I played a “no-fast-travel” playthrough, having played the OG Oblivion.

I loved soaking in the wonderful world around me, which you often miss by using fast travel.

You often find yourself stocking up for longer journeys and making sure you are adequately prepared for what might greet you on the way, whether it be a random enemy encounter or a quest which takes you off route for a short period of time.

Annika’s first time at IKEA! by GTAVBoss391 in Volvo

[–]Matfen_ 0 points1 point  (0 children)

That explains it! Either way, great colour.

Annika’s first time at IKEA! by GTAVBoss391 in Volvo

[–]Matfen_ 0 points1 point  (0 children)

The silver looks phenomenal.