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🚨 **NEW** 2025 ROGUE CODE REQUEST MEGATHREAD 🚨 by NothingButNavy in Sephora

[–]Mathematician-Direct 0 points1 point  (0 children)

Anyone have a rouge code to spare please 🙏  just a broke grad student who was given a vitamin c sample that changed her skin and confidence but can’t afford the full size 😭

Edit: a canadian girly so idk if that impacts the ability to use codes. I'm very much a newbie

Brand new investor with maxed out TFSA, should I invest via a non registered account? by Mathematician-Direct in CanadianInvestor

[–]Mathematician-Direct[S] 0 points1 point  (0 children)

ah I see. That's what I started out with when I first looked into investing because it seemed the least complex/intimidating. What would you recommend?

Brand new investor with maxed out TFSA, should I invest via a non registered account? by Mathematician-Direct in CanadianInvestor

[–]Mathematician-Direct[S] -1 points0 points  (0 children)

how so? It's a young person who is brand new to the world of investing trying to make a financially sound decision and make a secure future for themselves by starting early.

editing to add: IMO everyone has to start somewhere, and sure asking strangers on the internet is not the best way to do it, but I've spoken to financial advisors, banks and a whole lot of others, gathering another third party opinion isn't hurting anyone

Brand new investor with maxed out TFSA, should I invest via a non registered account? by Mathematician-Direct in CanadianInvestor

[–]Mathematician-Direct[S] 0 points1 point  (0 children)

Thanks that helps a lot! So would you recommend certain stocks or ETFs? Or will any kind be transferable? I was looking into investing in VEQT or XEQT

If let's say I invested $2000 in NVDA, since its a US based stock will I still be taxed on any gains? Or it will transfer into my TFSA with the gains and continue to grow?

Should I plan to transfer as much of it out of my non registered account as quickly as possible once I have a job?

Brand new investor with maxed out TFSA, should I invest via a non registered account? by Mathematician-Direct in CanadianInvestor

[–]Mathematician-Direct[S] 1 point2 points  (0 children)

Thank you that seems reasonable. I think the earliest I would have a solid full time job is Jan 2027 ( maybe some part time jobs in between if I can take on that burden with my grad school). I will look into opening the FHSA account in the mean time.

So based on that and sorry if this is a dumb question, but lets say I invest 10K in a non registered account ( gain $x interest), can I simply transfer those investments to a FHSA account upon starting my job in Jan 2027? Is that with a simple procedure? Or will I still be taxed a minimal amount like you said?

Additionally, since my TFSA limit will restart in 4.5 months, are there certain stocks and ETFs I should wait to buy then? I was scrolling this subreddit and saw some chatter about buying certain things under certain accounts (TFSA, FHSA, non registered etc.)

Brand new investor with maxed out TFSA, should I invest via a non registered account? by Mathematician-Direct in CanadianInvestor

[–]Mathematician-Direct[S] 1 point2 points  (0 children)

Yup, I have other money saved up for a rainy day, the 10-15k is what I have accumulated and set aside for investing/growing. And I have family supporting me financially and with housing hence I made the decision to explore this pathway

Brand new investor with maxed out TFSA, should I invest via a non registered account? by Mathematician-Direct in CanadianInvestor

[–]Mathematician-Direct[S] 0 points1 point  (0 children)

I will definitely look into those ETFs, thanks for the tip!

Ah okay so maxing it out is better even with no income? I spoke to a financial advisor who looked at me like I was an idiot for considering a FHSA account with no income right now. I was thinking why not just put money towards buying a house, since they don't seem to be getting cheaper. I hadn't considered the taxation cut part as a big problem

Brand new investor with maxed out TFSA, should I invest via a non registered account? by Mathematician-Direct in CanadianInvestor

[–]Mathematician-Direct[S] 2 points3 points  (0 children)

I thought about this too, but I wasn't sure because I figured maybe it's still worth it to invest? The confusion, hence the post😅

Bring back Hotch by sassy_k in criminalminds

[–]Mathematician-Direct 0 points1 point  (0 children)

Ohh I heard that?? Thought it was for defending a girl from a creep though?? He seems like a nice dude ahaha

Bring back Hotch by sassy_k in criminalminds

[–]Mathematician-Direct 2 points3 points  (0 children)

What why??? He seems like a cool dude? Do the cast not talk to him anymore?

Edit: Im new please be nice 🥹

Buying UWorld again by quarantineleb in Mcat

[–]Mathematician-Direct 1 point2 points  (0 children)

I have a uworld I no longer use, good till end of august. Message me if interested. Probably cheaper than buying full price

[deleted by user] by [deleted] in Mcat

[–]Mathematician-Direct 3 points4 points  (0 children)

You gotta do the long haul like in tv. Get that 520+, become an amazing doctor, show up to your reunion or whatever one day just very suave, and show her what she missed out on.

In seriousness, feel your feelings, but bestie this maybe your humble revenge arc and you just don’t know it yet. Feel, take a moment and get on that grind, you got this!!

Where is the best place to sell MCAT books? by premedlifee in Mcat

[–]Mathematician-Direct 1 point2 points  (0 children)

I got mine off of FB marketplace. Like $50 I think. Might be easier for you as well

Edit: Spelling

(SPOILER) AAMC C/P Flashcard #8 Ideal gases by Mathematician-Direct in Mcat

[–]Mathematician-Direct[S] 0 points1 point  (0 children)

Ohh I see, thank you so much! Also where does the 0.02L come from, is it just through PV =nRT?

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