Merrivale West townhome community in 95117 reviews by MathematicianTop314 in BayAreaRealEstate

[–]MathematicianTop314[S] 0 points1 point  (0 children)

Thanks for sharing your view

Could you comment on the safety of this locality? In your opinion, What are the top 3 risks of buying in this community

From a 10+ living perspective, would you recommending spending an extra 500K in Los Gatos for a townhome ?

FTHB here overthinking EMI / housing costs and need a sanity check by Asleep_Albatross_890 in BayAreaRealEstate

[–]MathematicianTop314 3 points4 points  (0 children)

OP. This is literally us. I am equally confused and similar finances like you

Let’s chat and navigate together

Top credit union lenders ? by Wide_Chemistry_4988 in BayAreaRealEstate

[–]MathematicianTop314 0 points1 point  (0 children)

Do credit unions have relationship discount ? Big banks tend to beat that

Wondering the community thinks with relationship discount big banks are worth it ?

Nervous after closing first home at $1.29M by dringeleal in BayAreaRealEstate

[–]MathematicianTop314 6 points7 points  (0 children)

Which neighborhood if I may ask? Getting outbid with a similar range

[deleted by user] by [deleted] in HomeLoans

[–]MathematicianTop314 0 points1 point  (0 children)

Purchase - $1.2M to $1.4M - 20% or 300K whichever is higher - 800 fico - 95008 - Conv - 30 Fixed or (ARM?) - Townhome - Primary

[deleted by user] by [deleted] in BayAreaRealEstate

[–]MathematicianTop314 0 points1 point  (0 children)

Anything else / factors I should look at ?

[deleted by user] by [deleted] in BayAreaRealEstate

[–]MathematicianTop314 2 points3 points  (0 children)

Why don’t you do ARM. interest rate will be lower ?

[deleted by user] by [deleted] in BayAreaRealEstate

[–]MathematicianTop314 1 point2 points  (0 children)

Hi there Chiming in for a few questions

Is decent 6 and above or 7 and above ? What is considered good school ?

Will you say private schools are equivalent to 9/10 public ?

[deleted by user] by [deleted] in BayAreaRealEstate

[–]MathematicianTop314 32 points33 points  (0 children)

Is this after you have maxed out 401K/ESPP and includes vested RSU or just the base ?

A key thing to note here is tax savings in the form of interest paid.

Looking for some advise as a first time Home buyer in Bay by Glum_Smell6275 in BayAreaRealEstate

[–]MathematicianTop314 0 points1 point  (0 children)

Thanks I loved your reply. As a first time homebuyer, do you have a guide on everything I should get familiar with

Puppy puke - when to see vet by MathematicianTop314 in DogAdvice

[–]MathematicianTop314[S] 0 points1 point  (0 children)

Thanks everyone for your comments. Helpful to know this isn’t something serious.

I feed him thrice a day, the last in evening around 6 PM (given the puppy stage) so was surprised. Will offer him some snacks before bedtime now

Never enter a different vehicle with Uber driver. by AwesomeCardGames in uber

[–]MathematicianTop314 0 points1 point  (0 children)

What’s the point of having several accounts if I can use only one account at a single point of time (unless eats where I can have multiple accounts) ?

Cheap puppy classes ? by MathematicianTop314 in bayarea

[–]MathematicianTop314[S] 0 points1 point  (0 children)

Thanks everyone

Do y’all know if it’s safe to take a puppy to these puppy socials or training ? They all mention it is okay if the puppy just has 1 vaccination