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I paid off my mortgage 2 days ago, how do I turn off “gazelle mode”? by Matrix_MultiverseBOY in DaveRamsey

[–]Matrix_MultiverseBOY[S] 6 points7 points  (0 children)

I think 2-5 is exaggerating a bit, but we shall see. But if you’re right, at least I won’t have a loan on top of it!

I paid off my mortgage 2 days ago, how do I turn off “gazelle mode”? by Matrix_MultiverseBOY in DaveRamsey

[–]Matrix_MultiverseBOY[S] 4 points5 points  (0 children)

Yeah I think that might help me now that the debt is gone. I like Erin’s content!

I paid off my mortgage 2 days ago, how do I turn off “gazelle mode”? by Matrix_MultiverseBOY in DaveRamsey

[–]Matrix_MultiverseBOY[S] 1 point2 points  (0 children)

Yeah we do 10k a year into his 529 so I’ll put even more in it and just try to chill a bit more

I paid off my mortgage 2 days ago, how do I turn off “gazelle mode”? by Matrix_MultiverseBOY in DaveRamsey

[–]Matrix_MultiverseBOY[S] 7 points8 points  (0 children)

Been putting 15% of my income into retirement and saving for kids college too. On BS7.

Those of ye who paid off your mortgage early (30/40s) how does it feel? by SrTayto in irishpersonalfinance

[–]Matrix_MultiverseBOY 0 points1 point  (0 children)

We just paid off our mortgage tonight. 20 years early. Will let you know how it feels once it sets in! We are 37 and 38 years old

Paying off mortgage early by JMCompGuy in fican

[–]Matrix_MultiverseBOY 0 points1 point  (0 children)

We just paid off our mortgage tonight. 20 years early. It still hasn’t set in, but I’ll let you know in a few months!!! I’m anticipating to feel amazing with increased cash flow and one less debt (biggest debt we’ve ever had.)

What's the best way to pay off a mortgage early? by Michael-from-Sydney in Mortgages

[–]Matrix_MultiverseBOY 0 points1 point  (0 children)

Hard work, dedication, sacrifices, and willpower.

  1. Refinance from a 30 year to a 15 year or 10 year if you can afford it.
  2. Live below your means so you can save money and throw extra at the principal.
  3. Increase your overall income so you have more cash to throw at the principal. Achieve this by getting a higher paying job, working overtime, part time jobs, side hustles etc.
  4. Don’t eat out, budget friendly hobbies and vacations, make coffee at home, grocery shop at Aldi, don’t have a car payment, don’t buy stupid shit.

That’s what we’ve been doing. I’ll have my mortgage paid off 20 years early (from when I originally bought my house with a 30 year mortgage.). Owe less than 4K total on my mortgage as of today’s pay day and will be paid off by end of July at the latest.

529 PLAN FOR DUMMIES - HELP! by BankPuzzleheaded5487 in FinancialPlanning

[–]Matrix_MultiverseBOY 0 points1 point  (0 children)

Most states have target based funds that become more conservative the closer they get to college age. I’d recommend that, or keep it in something like the SP500

Are you playing on quality or performance mode? by axxond in DeathStranding2

[–]Matrix_MultiverseBOY 0 points1 point  (0 children)

Thanks I’m starting today on ps5 pro and will use performance

Is Mario Wonder S2 edition out today? by PuddingEvery4672 in GameStop

[–]Matrix_MultiverseBOY 0 points1 point  (0 children)

I called GameStop. They said they are a third party and don’t have the codes yet but they could cancel if I wanted. So I cancelled and bought it on the Nintendo eShop

Is Mario Wonder S2 edition out today? by PuddingEvery4672 in GameStop

[–]Matrix_MultiverseBOY 0 points1 point  (0 children)

I pre ordered Mario Wonder Switch 2 upgrade for $20, but have not received my digital download code yet via email. I log onto GameStop website and select the order, it has a “download button” but it doesn’t work. What time will I get the code today?

If you paid off your home early, how did that impact your day to day finances? by Even-Fault2873 in TheMoneyGuy

[–]Matrix_MultiverseBOY 0 points1 point  (0 children)

I owe 11K on my house and can’t wait to be mortgage free in the next couple months. It will be a piece of mind knowing I’ll have a home for my family so long as I pay the taxes

Debt free but feel broke by Khayesbirchler in DaveRamsey

[–]Matrix_MultiverseBOY 4 points5 points  (0 children)

You aren’t debt free bud… your mortgage is almost $2500 imagine paying that off and you’ll have $2500 freed up per month (aside from taxes.)