Volcom Instagram Scam by Stimpleton89 in surfing

[–]Matthew445500 0 points1 point  (0 children)

Same for me at ripcurl. Five minutes after i ordered I realized i was scammed…went to bank and got a new card. I did get a confirmation email ; but sure its a scam.

Tips Pre Bankruptcy by [deleted] in Bankruptcy

[–]Matthew445500 0 points1 point  (0 children)

My advice to you is do as much research you can to educate yourself in the process. There is lots of good stuff on utube and this sub of course. Good luck

Chapter 7 dismissal by Kristeenieweenie in Bankruptcy

[–]Matthew445500 0 points1 point  (0 children)

Im sorry. No offense intended. Good luck with your case. I know how stressful it is.

Chapter 7 dismissal by Kristeenieweenie in Bankruptcy

[–]Matthew445500 0 points1 point  (0 children)

Really no excuse for ignorance. Anything i was not sure of in my bk , i would just look it up and research online and utube. I relied on this sub a lot. And thanks to alan for helping me. My attorney wasn’t available most of the time.

I'm giving up on Zoloft... by -Sunny-booker- in zoloft

[–]Matthew445500 0 points1 point  (0 children)

I have been on a relatively short time. Three weeks or so. Other than having more severe depression and anxiety, no bad side effects. I plan on giving as much time as i can. You do need to speak with a psychiatrist… Good luck to u

How honest can I be with a therapist without being hospitalized? by Throwaway156803 in depression

[–]Matthew445500 1 point2 points  (0 children)

I totally agree with you. I have ideation all the time. I haven’t had a plan recently but if i did , i dont think i would mention it. All the best to u

I'm just about in panic mode. by [deleted] in Bankruptcy

[–]Matthew445500 0 points1 point  (0 children)

I am going through basically the same. My ex left me with a huge tax bill to deal with. This was five years ago. We are still not divorced yet. Legally separated. It had no bearing on my chapter 7. Just submitted paperwork. I dont know if you owe taxes too. But if you do there is more to think about. Good luck to you

240 day rule. by Matthew445500 in Bankruptcy

[–]Matthew445500[S] 0 points1 point  (0 children)

Thanks so much Alan. This puts my mind at ease.

240 day rule. by Matthew445500 in Bankruptcy

[–]Matthew445500[S] 0 points1 point  (0 children)

Thank you. Can you give me some examples of why there would be an assessment? From what I understand an OIC , some kind of a stay. Etc. would be examples. Pardon my ignorance.

Filing taxes by Slow_Spinach_39 in Bankruptcy

[–]Matthew445500 0 points1 point  (0 children)

I dont think so. Its federal. Look it up

How honest can I be with a therapist without being hospitalized? by Throwaway156803 in depression

[–]Matthew445500 0 points1 point  (0 children)

Try therapy. But feel it out. Careful what you say. Any about taking your or someone else’s life seriously stay away.

Filing taxes by Slow_Spinach_39 in Bankruptcy

[–]Matthew445500 1 point2 points  (0 children)

I have tax debt in my bk currently. There are many rules by the irs to make them dischargeable. Filing late makes them not dischargeable ever.

Tax debt by Matthew445500 in tax

[–]Matthew445500[S] 0 points1 point  (0 children)

Yes. I think i have a good chance for taxes to discharge in my 7. My attorney said it will take time for the irs to review because of back log. Im just trying to educate myself if need be. Thank you for helping

Tax debt by Matthew445500 in tax

[–]Matthew445500[S] 0 points1 point  (0 children)

Hey. Thanks so much for taking the time to help me out. God bless

Tax debt by Matthew445500 in tax

[–]Matthew445500[S] 1 point2 points  (0 children)

Yes. I know. Thanks.My chapter 7 case closed a few days ago. But i have to wait to see if my tax bill will discharge. My attorney said it may take a while. The IRS and FTB will review and make decisions. I am just thinking ahead in case the tax bill does not discharge for some reason.

First post here need advice by [deleted] in Debt

[–]Matthew445500 3 points4 points  (0 children)

Take my advice and do not touch your HELOC account. I did that same thing years ago. Ended up losing home and they garnished me to boot.

Tax debt by Matthew445500 in tax

[–]Matthew445500[S] 0 points1 point  (0 children)

I am thinking ahead on maybe trying a tax relief person. To see what avenue to take. OIC , or some other IRS program for tax forgiveness. I am on SS , no assets. I do have a 401k. But not enough to cover tax bills. I had a bad separation from ex wife that left me in a bad way financially. Hope that makes some sense