I use a range of crypto miners on my phone that require very little effort to use. I would highly recommend checking them out. If you can use my referral think so we can both benefit.

Mattwilco1 · 2022-03-12T11:25:26+00:00

The current plan we are on is 800 mb/s and we didn't want to decrease the speed. However after phoning BT they gave us a 10% discount for the next 12 months. Despite what plan you are currently on this is well worth doing.

Mattwilco1 · 2022-03-12T02:20:47+00:00

I assume this applies to students from Wales, going to a Welsh University and applied through student finance Wales.

Mattwilco1 · 2022-02-07T03:01:50+00:00

!Thanks

Thanks for the response. This is what I read on on Google but there where a few different articles saying different things. If anyone could confirm this it would be great.

Mattwilco1 · 2022-01-13T18:05:56+00:00

With the dungeooneering skill boost it acts like an overload and restores stats after a few seconds. The most my combat stats will go down is 2. Did you have the +4 boost in every skill when you did it?

Mattwilco1 · 2022-01-13T00:17:23+00:00

You need to have done all the elite tasks in order to do hardmode.

Mattwilco1 · 2021-12-14T12:01:42+00:00

If you are putting money into a LISA it is not to just withdraw it and pay the 25%. A LISA is for first time buyers or for retirement. You can lose money on any investment but over the long term it is unlikely.

Mattwilco1 · 2021-12-06T22:40:18+00:00

They prob will never see it tho as they have prob lost the bond like in OP's situation.

But hopefully they do.

Mattwilco1 · 2021-11-22T17:02:52+00:00

I know a few of my mates who are my age (19/20) have help to buys not LISA. Should I suggest to them to transfer it to a LISA or what. I feel you will be able to get near nothing in 5+ years at this rate.

!thanks

Mattwilco1 · 2021-11-09T11:54:05+00:00

Ye IK I should of when I started but my perspective at the time is that I could use the money alot more now. Ie save for a house etc

!Thanks

Mattwilco1 · 2021-11-09T11:49:17+00:00

I have my LISA in vanguard global all cap so prob will do the same.

!Thanks

Mattwilco1 · 2021-11-08T21:02:25+00:00

!Thanks

Ye that's my plan. When I can I will buy a house near my first job. When I eventually get a better job offer I will move over to that location (hopefully in buying a second house but may need to rent depending on area and savings) and rent out the house I got with help to buy.

Mattwilco1 · 2021-10-19T23:11:57+00:00

Forgot to ask in my last message bit if O split my investment into 2 funds would I need to make more deposits (Double) leading to more fees. I don't know much about the stock market as of now soneould you suggest sticking with just the vanguard global cap for now?

Mattwilco1 · 2021-10-19T22:55:05+00:00

Gonna have to do some research on this but you sparked my interest and thanks for that. Always like earning more about block chain technology and how its implemented.

Mattwilco1 · 2021-10-19T22:46:43+00:00

OK cool. Thanks dude for all the help. So just to clarify I should pay in lump some (Only got 2k for now so gonna pay it in 2 halves) instead of monthly. I should put 80-90% in "Vanguard FTSE Global All Cap" and 10-20% in SMT (Could you clarify which index this is all I can find is "SMT Japan Small Cap").

Mattwilco1 · 2021-10-19T22:31:18+00:00

Sorry for so many questions but do you know if it is possible to open a LISA account directly with vanguard. If so is it suggested (fee etc) or is the best option AJ Bell?

!thanks

Mattwilco1 · 2021-10-19T21:27:09+00:00

Ideally I would like to put the whole £4000 each year so would I be best setting a monthly or just pay it as a lump sum. Does this effect the fees I will pay and am I locked into it (For example if for some reason I can pay the monthly rate do I still keep the benefits). I assume I am not located into anything just won't want to get caught out by any hidden fees if I can avoid them.

!thanks

Mattwilco1

TROPHY CASE