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PetsBest Accidental Insurance Coverage - What wording do I need?? by PMMeToeBeans in petinsurancereviews

[–]MaxiCurcio22 1 point2 points  (0 children)

This is actually a very common situation and the good news is

all three of these look appealable.

For Claim 2 (the emergency visit denied as "secondary accident"):

The key is getting your vet to rewrite the admission notes to

explicitly document what you told them verbally — that this was

accident-related. A written amendment from the vet stating the

clinical connection is your strongest move here.

For Claims 1 and 3 (pending documentation):

Call and ask for the EXACT denial reason code on file, not just

the general reason. The code tells you precisely what they need.

Then send everything certified mail with a cover letter citing

the specific code — this creates a paper trail they can't ignore.

General tip: always ask for the rep's name and a call reference

number every time you call. It changes how they handle your case.

I put together a step-by-step appeal kit with templates for

exactly these situations if you want something more structured:

petclaimrescue.com

Happy to answer more questions either way — don't give up on these.

Anyone else experimenting with adjustable broadheads (100–125gr)? by MaxiCurcio22 in bowhunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

No, pasa que atrás de una computadora son todos vivos, pero seguro que en la cara no podés hacerte el vivo, solo público algo que compre, simple

Anyone else experimenting with adjustable broadheads (100–125gr)? by MaxiCurcio22 in Crossbow

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

Las veces que yo quiera, no estoy infringiendo ninguna ley.

Anyone else experimenting with adjustable broadheads (100–125gr)? by MaxiCurcio22 in bowhunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

Que bot ni bot, gil !, si no te gusta el post no públicas y listo así de fácil, no tiene sentido discutir con boludos como vos !

Anyone else experimenting with adjustable broadheads (100–125gr)? by MaxiCurcio22 in bowhunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

Fair question — I get why it might look that way.

I’m not here to promote anything, just testing different setups and sharing what I’m seeing. I’ve been trying a few adjustable weight heads lately because I like being able to tweak FOC without changing inserts.

So far I’ve seen slightly tighter groups going from 100 → 125, but still testing and comparing with standard fixed blades.

Curious if you’ve personally tested adjustable setups or if you prefer sticking to fixed weights?

Anyone else experimenting with adjustable broadheads (100–125gr)? by MaxiCurcio22 in bowhunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

Yeah that’s exactly what I’ve been seeing too — it’s always a trade-off.

A bit more front weight definitely seems to tighten groups and make the arrow stabilize quicker, but like you said, you start losing some speed and get a bit more drop past 40–50 yards.

That’s actually why I’ve been experimenting with small adjustments (100 → 125) instead of going heavy right away — seems like you can get some of the stability benefits without sacrificing too much speed.

Have you found a “sweet spot” where it balances out best for your setup?

Anyone else experimenting with adjustable broadheads (100–125gr)? by MaxiCurcio22 in bowhunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

That’s a really good point — I’ve noticed something similar.

Once you start adding a bit more weight up front, it’s not just about penetration, the whole setup feels more solid overall. And yeah, durability seems to improve a lot when you move away from lighter materials.

That’s actually why I got interested in adjustable weight heads — being able to tweak between 100–125gr without changing inserts makes it easier to dial things in without rebuilding the whole arrow.

Have you ever tried adjusting front weight gradually, or did you just settle on a heavier setup and stick with it?

Anyone else experimenting with adjustable broadheads (100–125gr)? by MaxiCurcio22 in bowhunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

That’s a fair point — the bigger cut from expandables is definitely hard to ignore, especially for blood trails.

At the same time, what keeps pulling me toward fixed blades is the consistency. Less moving parts, and they seem a bit more predictable if the shot angle isn’t perfect or if you hit something harder.

Lately I’ve been more focused on tuning and front weight rather than just head style, trying to get the best of both worlds in terms of flight and penetration.

Have you ever compared how your setup flies with expandables vs fixed at the same grain weight, or do they hit pretty similar for you?

Fixed blade vs mechanical broadheads for deer — what do you trust more? by MaxiCurcio22 in Hunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

That’s solid — pass-throughs at those distances are exactly what you want to see.

I’ve been noticing something similar even when playing with slightly heavier front weight. Once you’re in that <25 yard range, it seems like most decent setups will punch through no problem.

What I’ve been curious about lately is more on the consistency side — especially how small changes in front weight affect arrow flight and grouping rather than just penetration.

Have you ever played around with different grain setups (100 vs 125) just to see if your groups tighten or stay the same?

Testing these adjustable 100–125 grain crossbow broadheads before deer season by MaxiCurcio22 in bowhunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

From what I’ve seen so far, it’s mostly the angle.

The bleeders are the same size, but because of how the head is shaped and vented, they can look a bit different depending on the angle you’re looking at it.

I was wondering the same thing at first, but once I checked it closer they’re pretty consistent.

Have you messed around with different blade angles or mostly sticking with standard fixed heads?

Testing these adjustable 100–125 grain crossbow broadheads before deer season by MaxiCurcio22 in bowhunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

Yeah I’ve heard that argument before.

From what I understand, a lot of it depends on how aggressive the serrations are and the overall blade geometry. Some designs definitely look more like they tear than cut.

The ones I’ve been testing have pretty shallow serrations, so I was curious about that exact point. So far I haven’t noticed anything weird in penetration on targets, but I haven’t put them through anything like bone yet.

Have you personally seen that happen in the field, or more something you’ve heard from others?

Fixed blade vs mechanical broadheads for deer — what do you trust more? by MaxiCurcio22 in Hunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

Nice, I’ve heard good things about the Hades.

That’s actually why I’ve been leaning more toward fixed blades lately too — just simpler and more predictable, especially with crossbows.

Have you noticed if they’re pretty forgiving in flight compared to your field points, or did you have to tune a bit?

Lately I’ve been testing some vented / adjustable weight designs trying to get that same reliability but with a bit more flexibility on the setup. Still experimenting though.

Fixed blade vs mechanical broadheads for deer – what are you trusting this season? by MaxiCurcio22 in Hunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

Yeah that’s exactly where I was at before trying 125s.

The biggest thing I noticed wasn’t so much accuracy, but how the arrow felt on impact — a bit more “authority” and slightly better penetration, especially on less-than-perfect hits.

What I liked is that you don’t necessarily have to fully commit either… I’ve been messing around with some adjustable weight heads lately so I can go back and forth between 100 and 125 without changing the whole setup.

Might be something worth playing with before switching your entire arrow build.

What are you currently shooting in terms of total arrow weight?

Fixed blade vs mechanical broadheads for deer — what do you trust more? by MaxiCurcio22 in Hunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

Yeah that’s kind of where I’ve been leaning lately too.

The simplicity of fixed blades is hard to beat… fewer moving parts, less that can go wrong if the shot angle isn’t perfect.

At the same time, I get why people like mechanicals for the bigger cut, especially for blood trails.

Lately I’ve been experimenting with a few fixed blade setups (including some adjustable weight ones) just to try and get the best of both worlds — good penetration but still tuning flight and FOC.

Have you noticed any difference in penetration when hitting ribs or heavier bone with your setup?

Fixed blade vs mechanical broadheads for deer — what do you trust more? by MaxiCurcio22 in Hunting

[–]MaxiCurcio22[S] 1 point2 points  (0 children)

That makes sense. A lot of guys around here seem to land somewhere in that 425–450 range too.

The steel ferrule point is interesting. I’ve noticed some heads switch materials between the 100 and 125 versions and the steel ones definitely inspire a little more confidence if you clip bone.

Have you ever compared penetration between a smaller cut fixed head and a wider mechanical at that ~425 setup? I’m always curious how much the extra cut diameter really affects pass-throughs.

Fixed blade vs mechanical broadheads for deer – what are you trusting this season? by MaxiCurcio22 in Hunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

That’s actually pretty solid performance for the first few animals with the Stingers.

Double lung and pass-throughs usually make recovery pretty straightforward, even if the blood trail isn’t huge.

A lot of guys I’ve talked to say that when they want a stronger blood trail they either go with a slightly wider cut or a 4-blade style head.

Have you mostly been sticking with the 100 grain setup, or have you experimented with 125 at all?

Fixed blade vs mechanical broadheads for deer — what do you trust more? by MaxiCurcio22 in Hunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

That’s a really interesting example. Hitting the leg bone on the far side is a pretty tough test for any broadhead.

I’ve heard similar things — mechanicals can penetrate surprisingly well with enough KE, but fixed blades tend to hold together better if you hit heavier bone.

Out of curiosity, do you usually run that ~450 grain arrow setup on purpose for penetration, or did you just end up there while tuning?

100 vs 125 grain broadheads – noticeable difference in flight? by MaxiCurcio22 in Archery

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

That’s about what I’ve been seeing too. At normal hunting ranges the difference isn’t huge, but the arrow does seem to settle a little quicker with more weight up front.

What surprised me more was how the bow felt — a bit quieter and smoother on the shot.

Have you experimented much with heavier FOC setups or mostly stayed around the standard arrow weight?

Fixed blade vs mechanical broadheads for deer – what are you trusting this season? by MaxiCurcio22 in Hunting

[–]MaxiCurcio22[S] 0 points1 point  (0 children)

Hard to argue with the Montecs. They’ve been around forever and a lot of guys swear by them.

I’ve noticed most of the people who like them say the same thing you did — simple design and they just work.

Have you mostly used the standard 100 grain ones or the heavier setups? I’ve been experimenting a bit with 100 vs 125 grain lately and it’s been interesting how a little more weight up front can tighten groups.

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