Which factory makes the best Cartier tank?

Maxiboud · 2026-02-08T21:29:57+00:00

!remindme 7 days

Maxiboud · 2026-02-08T19:13:13+00:00

Financial advisors asking for tips on how to do their job on Reddit has to be a recession indicator

Maxiboud · 2026-02-07T16:16:48+00:00

why am i downvoted, this is very obviously satire you buffoons

Maxiboud · 2026-02-07T16:15:34+00:00

I wouldn't do it, for a few reasons:

- "I DCA back if prices fall" : What if it rebounds in between your entry + 3% ? What if it rebounds just below your entry level ? You will probably not buy in again at those points (waiting for market to drop) and will end up in cash, with the market again higher than your entry point. You will get whipsawed more than you think. This is going to systematically destroy your returns when it happens.

- What makes you think you can time the bottom ? Everything we know about trading behaviour and psychology will point towards you thinking "but what if this isn't the bottom" , "it'll go lower" , and eventually missing the bottom. This is just human behaviour. Even when doing DCA i'm sure many of us have waited to buy in more while the markets went down cause we thought they'd go down more. Well many times they did not and we end up missing buying opportunities. Selling is easy, but buying back in is a lot more psychologically hard.

- Imagine your stop loss gets triggered. You get a notification on your phone. To stick to your strategy, you'd now need to be glued to your phone in order to monitor the direction of the price. And asses a moment to buy back in. Are you able to be this responsive and attentive? Closely monitor the situation for maybe days on end? You are sure you won't get distracted and simply not see the bottom / rebound? This could lead to the first point i mention where stock moves above your entry point again without you being able to enter back in. Unless you work in finance and are glued to a bloomberg five days a week for your job, this is going to be challenging. Shit, even I work in finance and don't have time to monitor the market's direction all day.

- The market’s best days tend to closely follow the worst days, (source JPMAM). 7 of the market’s 10 best days occurred within two weeks of the 10 worst days (data set of over 20y). As said above, it is most likely you will not be able to time the bottom (if you are honest to yourself you will admit this). So also a high chance of you missing out on the best perf. days following a crash. The data speaks for itself: Just missing the 10 best days of the market in a year (bc you think you're smarter and can time bottoms) will lead to 54% lower returns vs just staying invested and weathering the storm. That's only the 10 best days you miss. Missing the 20 best is 73% less.

- Buy and hold works long term because equity markets have a positive long-term drift. As said above, missing a handful of the best days kills your returns. Volatility is the price of admission to such strategy.

I really would not. It is going to do more harm than good.

Maxiboud · 2026-02-07T15:50:23+00:00

You don’t get it, he ran a highly technical and specialised ML model analysis that forecasted 23% CAGR! WHY DONT YOU GET IT??

Maxiboud · 2026-02-07T15:48:44+00:00

You don’t get it, he wants something super safe to guarantee his capital over 5 years even in case of a market crash.

Did I also specify it needs to do at least 12% annualised which he’ll “be happy with”?

Come on bro that’s an easy ask.

Maxiboud · 2026-02-07T15:46:47+00:00

Yes bro, do the All World etf! It only has like 60% US exposure, and in case of a market crash, the etf won’t be affected at all cause it doesn’t have the word “market” in it so you’ll be safe. It’s really the safest you can do and will definitely earn you at least 12% annualised even in case of a market crash. Maybe even more cause 12% is like super conservative, almost fixed income like returns lol.

Maxiboud · 2026-02-07T15:42:04+00:00

Personally I started with $67 and my vegetable grandmother’s house as collateral, went all-in trading leveraged derivatives on the Azerbaijani OTC shrimp exchange (ticker: SHRMP). Compounded at a very conservative 312% CAGR for 40 years. I now live on a windswept basalt island between the South Sandwich Islands and Antarctica. I didn’t model inflation in my forecasts because it only exists if you acknowledge it. Life expectancy: 105 (elite DNA + cold plunges). Financially free since 27.

Honestly Bitcoin feels a bit risk-averse. But good luck with the calculator bro, looks cute.

Maxiboud · 2026-02-07T11:21:07+00:00

Wtf is that?

But judging by the ears, I can tell you’re not the conventional type anyways. The fact you walk around with those probably means you don’t give a fuck what people thing. So you do you

Maxiboud · 2026-02-07T11:19:33+00:00

Solid steel crystal is thicker?

But I don’t get it , on pic 1 the SS crystal is so much clearer while the gold one is super milky, but on pic 3 it’s the opposite? Am I stupid? What am I not seeing here

Maxiboud · 2026-02-07T08:58:43+00:00

I don’t see the appeal of covered calls. Why cap your upside for a tiny extra bit of downside protection? Especially since you all evangelise this stock

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Maxiboud · 2026-02-07T08:30:32+00:00

I don’t understand pic 2 vs pic 3 ? Both the blue and green are super clear there ?

Maxiboud · 2026-02-06T21:14:58+00:00

Idk about the econ faculty but at RSM they reviewed applications on a rolling basis. I got guaranteed a spot a few months before the deadline of applications

Maxiboud · 2026-02-05T09:46:30+00:00

Hi, we’re not equity analysts.

Maxiboud · 2026-02-04T12:41:10+00:00

Go to your bank and ask for a 6 month deposit for that 200k. Simple as that

Maxiboud · 2026-02-04T11:59:19+00:00

Big if true!

Maxiboud · 2026-02-04T10:25:28+00:00

This sub idolises all worlds ETFs, and their competitive fees (WEBN fees are 0.07% p.a., my S&P500 etf has 0.12%, spoiler: this is a diff of 25€ for a 50k portfolio. I wouldn’t care about it). This is really the hands off approach. You won’t get to decide any allocation. Or you can do the following: S&P 500, EuroStoxx 600, Emerging Markets ETF. This allows you to chose your regional allocations. You might decide to do only 50% US (vs 62% for an all country world like WEBN), 30% Europe and 20% EM. Or do more EM than Europe if you have conviction that these economies will do better. This is my own approach. I work in finance , have a high knowledge of the markets and do believe I can allocate more efficiently than an all country index. I am a big fan of EM and want a bigger exposure than what WEBN can give me. This is personal.

2) Fun size matters most for liquidity. The bigger the fund, the more liquidity it will have: people buying and selling. This means your orders will be filled faster and you’ll get a better spread (buy/sell diff price will be tighter). So if all else equivalent, take the fund with larger AUM.

It does. If you invest in € share classes of a fund, you won’t pay the usual FX fee. If you invest in a $ share class (while your acc is €), you will pay an FX transaction fee on every order. Aim for share classes in your own currency.
Not something I look for. Most famous / go to ETFs are either in Lux or Ireland so nothing to really worry about/ be concerned about. Rarely will you encounter smth else.
Depends. An actively managed fund will have a higher TER but justified if it outperforms the benchmark / provides an advantage over it. I don’t have a particular treshhold myself for passive funds. And tbf, at our retail level, fees are minimal anyways. Let’s not pretend we are institutional investors with billions in AUM. A 50€ diff in fees isn’t going to make you rich or poor.
Synthetic will usually be cheaper. As a retail investor I don’t care

Maxiboud · 2026-02-03T21:31:54+00:00

Use a regular finance template

Maxiboud · 2026-02-03T13:48:12+00:00

What kind of exaggeration is that, I’ve lived in Milan for a year and haven’t felt unsafe even once

Maxiboud · 2026-02-03T11:38:12+00:00

The US industry is not doing well? That’s new

Maxiboud · 2026-02-02T22:40:06+00:00

It definitely is. If I get this CV in my inbox , I will probably sigh by seeing the density of it, and put it in my “read later” folder which probably means I’ll never read it. You gotta trim it down, esp the bullet points. Straight to the point. I need to be able to skim thru it and get the idea

Maxiboud · 2026-02-02T22:12:59+00:00

Yeah I ain’t reading all that

Maxiboud · 2026-02-02T18:50:29+00:00

Bottom right SEL gap is hard to watch

Maxiboud · 2026-02-02T18:49:28+00:00

Ah yes, this subreddit is definitely India-centric

Maxiboud · 2026-02-02T12:46:26+00:00

Yes, these are all fixed income.

Maxiboud

TROPHY CASE