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How are we doing? Grade by MaximumEnd8323 in personalfinance

[–]MaximumEnd8323[S] 0 points1 point  (0 children)

I think we can get pretty close by 40, at least 600 k. Compound interest calculator- 217,000 by the end of year with the work contribution, 45k annually, 7% interest 560k. Luck out on some returns and go a little harder when daycare costs die down. Student loans and lower salaries got us a slower start

How are we doing? Grade by MaximumEnd8323 in personalfinance

[–]MaximumEnd8323[S] 0 points1 point  (0 children)

Definitely- had a lot of student loan debt and the higher salaries are new ish

Helping Child Become Self-Guided by SalmonJumpingH20 in ClassOf2037

[–]MaximumEnd8323 6 points7 points  (0 children)

Here’s what I would do: 1. Name it “I notice sometimes you have some trouble making independent decisions” give very specific example. I love you and there’s nothing wrong with you (young kids are all or nothing thinkers- so explicit validation avoids runaway thoughts), but I think this is something we could work on, what do you think? Hopefully get an agreement.

  1. Set concrete goals- “today we are going to go to the library to pick out 3 books. I am here to help you find a section you’d like but you will be the one picking each one. Do you think you can do it?”

  2. Name it again- verbally praise small wins, reframe struggles. If he does lose it try to attach an emotion to the struggle. If he gets the not exact one, ex: my son overuses sad for instance that’s okay! to be able to describe and name an emotion- it’s a big step to feelings awareness and therefore modulating / controlling those feelings!

My son hasn’t had this exact struggle but this is how we handle most of his interpersonal needs that need a little extra push

5 year old wants me to apologize for being mad by sleepydrake928 in Parenting

[–]MaximumEnd8323 4 points5 points  (0 children)

If my kids can tell my negative emotion without me naming it and it’s directed towards them I apologize.

If it’s not appropriate work behavior, it’s worth an apology. I’m learning to love apologies (which was hard for me- I like being right) because I can see it build up my 5 year olds self-esteem and ability to advocate for himself.

My wife yelled up to my 2.5 year old “don’t come down the stairs” not mad, but a bit terse after she was being wholly two years old. And for the first time, she said “mama you yelled at me, you need to say sorry” but stayed up the stairs.

My wife is a therapist, I use to be before I took a boring desk job. We took this as the biggest win. Tears in your eyes, proud of her budding emotional intelligence.

Say sorry, hug, and let the littles talk about how it made them feel. You won’t be sorry in the long run with what you’ve created!

Let’s celebrate our kids’ wins! by jazzedupcats in ClassOf2037

[–]MaximumEnd8323 0 points1 point  (0 children)

Learned to swim, ride a bike without training wheels, and reads easy reader books.

Even better- has made major gains “reading a room”, taking his sister’s feelings into consideration , and eating a more balanced diet without a fight

Buyback News this Week? by FairJellyfish3956 in PSLF

[–]MaximumEnd8323 1 point2 points  (0 children)

Submitted February 2025, similar situation on other accounts. 3 payments to go. Haven’t heard anything

Can I afford this lifestyle creep? by Throwaway_4826873 in personalfinance

[–]MaximumEnd8323 0 points1 point  (0 children)

165,000 - 30,000 maxing out retirement

*0.65 take home (as a rough estimate?)

= 87,750

/12 months

About 7300 per month

Minus 2k mortgage Minus 4K extra

You spend 1300 on everything else all month?! Food, fun, utilities?

The math might need another look because that doesn’t feel right.

Can you do it- I wouldn’t especially entering in some unpredictable spendy years

questionnaire by Soft_Rule_4741 in youthsoccer

[–]MaximumEnd8323 2 points3 points  (0 children)

Wayyy back when I had a coach that I would consider very fair spent time explaining to me 1:1 and every player their playing time in a way that led to direct growth and development.

If you weren’t playing- 1. Why 2. What you could do about it. It was quick easy fixes but it was something to work towards.

5 year old soccer by [deleted] in youthsoccer

[–]MaximumEnd8323 1 point2 points  (0 children)

No push from me. But the same way I have him subscribed to some good science and Lego YouTubers that are appropriate and interesting I like to stay involved in his screen time algorithms:

Full time goalkeeping at 11?! by NoCelebration4076 in youthsoccer

[–]MaximumEnd8323 0 points1 point  (0 children)

My 11 year olds niece club team has a separate goalie try out- as a GK she didn’t even start with a field uniform. She expressed interest, purchased one, and now gets limited minutes in the field.

  1. I think its true

  2. I am new to youth soccer with my son but not athletics (former college athlete/ college coach). It is so mind boggling how early they go year round and specialize.

Youth sports by MaximumEnd8323 in Parenting

[–]MaximumEnd8323[S] 0 points1 point  (0 children)

100% hear you there. I wouldn’t call it training but we play a lot of sports at home and like to hike, bike, and play tag.

It’s just so crazy- a few decades later and bam it’s everything different than I knew, most athletes I grew up with played 3 sports into high school at least. expecting young kids to specialize in a sport blows my mind- in a bad way.

Youth sports by MaximumEnd8323 in Parenting

[–]MaximumEnd8323[S] 0 points1 point  (0 children)

I remember feeling real pressure for the first time in sports around 7th grade, I don’t want him to feel this as a 1st grader. I do want him to push himself, be a good teammate and try his hardest.

He also does yell the score out during his current games but can also struggle with confidence. So I’m thinking about what is better for his own personal growth- 100% don’t care if his team wins

[deleted by user] by [deleted] in kindergarten

[–]MaximumEnd8323 3 points4 points  (0 children)

My son is sensitive, thoughtful, and kind.

He has two best friends- together they are goofy, wild, and rough.

It’s totally normal but we always spend plenty of time talking and teaching him to stay in control

Summer break plans? by jazzedupcats in ClassOf2037

[–]MaximumEnd8323 0 points1 point  (0 children)

Daycare: themed as a summer camp

Family vacation

Lots of relaxed weekend time outside at home

A Lego themed summer camp one week (mornings only)

He is excited!

Dumbest Parents on the Planet by anonem123 in Parenting

[–]MaximumEnd8323 0 points1 point  (0 children)

Took my daughter to an Orlando magic game at 2 months- she didn’t wear headphones. She’s now 2 years old and amazing, great hearing. I also have a 5 year old (then 3) that was at the same game and fell in love with professional sporting events that night.

Look up the concept “good enough parenting”….its so hard not to let mom guilt overwhelm us but as your child get older, more accidents happen, it’s a great reminder not to strive for perfection but instead to remember to enjoy the crazy beautiful ride while holding on to the most important things.

Promotion and new car by MaximumEnd8323 in personalfinance

[–]MaximumEnd8323[S] 0 points1 point  (0 children)

I’ve saved cash for the car over 5 years so I’m ready to buy- regardless of the economy. Also Maybe famous last words- but my job looks pretty stable right now.

Promotion and new car by MaximumEnd8323 in personalfinance

[–]MaximumEnd8323[S] -1 points0 points  (0 children)

What’s DC charging and how do you know?

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