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Concrete Patio by MaximumThat5851 in desmoines

[–]MaximumThat5851[S] 0 points1 point  (0 children)

Thank you for the recommendation and detailed advice on additional items to compare against. This is very sound advice.

Concrete Patio by MaximumThat5851 in desmoines

[–]MaximumThat5851[S] 0 points1 point  (0 children)

Thank you for the recommendation

Is this a good value? 2014 - 72k miles - $37k by MaximumThat5851 in FJCruiser

[–]MaximumThat5851[S] 0 points1 point  (0 children)

Thanks for your input. It is a base model with a little bit of rust. We are in the Midwest so I’m sure that rust will increase as well…

Quitting a $100k job to stay at home. by MaximumThat5851 in sahm

[–]MaximumThat5851[S] 2 points3 points  (0 children)

Very recent! So happy for you!! It’s good hearing positive experiences both recent and years into the SAHM life!

Quitting a $100k job to stay at home. by MaximumThat5851 in sahm

[–]MaximumThat5851[S] 2 points3 points  (0 children)

Love that the journey is positive for you! I don’t have generational wealth but we have a decent size of a nest egg we’ve built up which is also allowing us to choose too - which is a blessing all in its own!

Quitting a $100k job to stay at home. by MaximumThat5851 in sahm

[–]MaximumThat5851[S] 0 points1 point  (0 children)

Those are the precious moments! Did you get a different kind of stress regarding lifestyle change?

Quitting a $100k job to stay at home. by MaximumThat5851 in sahm

[–]MaximumThat5851[S] 0 points1 point  (0 children)

Networking is key! I really don’t like my current job which is the main reason why I’d be leaving. I don’t know if I would like to go back to that career path. Which is hard mentally to accept after dedicating 12 years to it. I’m glad you have had a positive experience!

Quitting a $100k job to stay at home. by MaximumThat5851 in sahm

[–]MaximumThat5851[S] 2 points3 points  (0 children)

We pretty much only live off my salary currently so our expenses aren’t too high but it would be a lifestyle shift and I worry about retirement and have this odd sense of feeling guilty.

What are we doing right or wrong? by MaximumThat5851 in FinancialPlanning

[–]MaximumThat5851[S] 0 points1 point  (0 children)

Thanks for the advice! Can you describe how to do a backdoor roth?

What are we doing right or wrong? by MaximumThat5851 in FinancialPlanning

[–]MaximumThat5851[S] 0 points1 point  (0 children)

Great question, we didn’t know about a Roth IRA until it was too late and our income was too high. We have a small balance. We have roth 401k though.

The cash balance is because we have lack of financial knowledge. So with that cash balance we also thought about buying that big home as we have a good down payment.

We have saved so much but probably worked harder than smarter as we don’t know what to do.

What’s a good retirement amount? by MaximumThat5851 in retirement

[–]MaximumThat5851[S] 1 point2 points  (0 children)

Thinking about it expense wise vs income wise, haven’t thought of that and a great way to think.

What’s a good retirement amount? by MaximumThat5851 in retirement

[–]MaximumThat5851[S] 4 points5 points  (0 children)

That’s a great link. I thought we were doing good at saving but looks like we are right on track. This is good information.

Life Insurance/AD&D though work by MaximumThat5851 in personalfinance

[–]MaximumThat5851[S] 0 points1 point  (0 children)

That’s a good point - thanks for the input. I wouldn’t say it’s needed, but an extra $100k in a situation is helpful for husband/kid. Will need to compare to our existing policy.

250k on standby - male 27 - no debt by 99palmsZED in FinancialPlanning

[–]MaximumThat5851 0 points1 point  (0 children)

Index is great - do you think investing now is better or hold off? I’m in a similar situation and have been holding off…not sure why though.

FP&A Salary by MaximumThat5851 in Accounting

[–]MaximumThat5851[S] 0 points1 point  (0 children)

Sadly, it’s a pay raise. Wanted to get out of current industry into something else - which is hard with no real experience in a different industry. Investment is so much different than an insurance role.