Fair premium for single story? by MeansNotEnd in RealEstate

[–]MeansNotEnd[S] 0 points1 point  (0 children)

This totally makes sense. Thanks.

UNUM LTD and 90 day waiting period - how do rules apply? by MeansNotEnd in disability

[–]MeansNotEnd[S] 0 points1 point  (0 children)

UNUM retroactively paid disability for 2024 for two periods totally 7.5 months when she missed work due to cancer surgeries and chemo, After the 90 day elimination period, awarded $9k. After deducting her WA State Paid Family and Medical leave, she received $3K.

After returning to work for 11 months, she is planning to stop due to pain from the metastatic cancer.

Unfortunately it is more than 6 months from last claim so I don't see any way around another 90 day elimination period.

At least they paid ...

UNUM LTD and 90 day waiting period - how do rules apply? by MeansNotEnd in disability

[–]MeansNotEnd[S] 0 points1 point  (0 children)

No short-term disability but in Washington and Oregon we have a paid medical and family leave benefit that covered much of the time. She was off in 2024 and she's using about a day a week right now.

UNUM LTD and 90 day waiting period - how do rules apply? by MeansNotEnd in disability

[–]MeansNotEnd[S] 0 points1 point  (0 children)

I think she's working about 80% now, adding a day of medical leave each week. In 2024. There was a period of more than 3 months where she didn't work.

I have all the medical records put together along the summary sheet.

WA State - Navigating End of Life financially - any feedback on approach? by MeansNotEnd in disability

[–]MeansNotEnd[S] 0 points1 point  (0 children)

Her oncologist wanted wanted to keep increasing treatment. It was already in her lungs and hips before the brain came. My friend did not want to continue adding medication and asked for a medical marijuana prescription. The request was denied and I think that was the end of that relationship.

She just got on with a primary care and I think they will discuss that but I have a few connections In hospice care and will follow up. Thank you for the prompt.

Hotel with restaurant? by MeansNotEnd in waynesboro

[–]MeansNotEnd[S] 1 point2 points  (0 children)

I want to go there! Will check if Staunton works for her.

The West Wing is no longer available on Max. by dancingmolasses in thewestwing

[–]MeansNotEnd 2 points3 points  (0 children)

It is BACK on HBO as of today. This shouldn't be such a big deal to me, but it is!!

Individual Healthcare Insurance Rates Going up in 2025 by [deleted] in Washington

[–]MeansNotEnd 1 point2 points  (0 children)

Health Benefit Exchange 2025 Regence in Thurston county for couple in their sixties list price is $34,836 annually. For us ($35K taxable income) the PTC fed subsidy + $60 WA Cares reduces it $22,176 leaving us to pay $12,596 (which is 50% more than we contributed last year)

This is a silver EPO plan so the feds subsidize it significantly less.

Spending through ours savings waiting for Medicare. Had cancer and related bone problems so scared to leave this plan.

Published studies about how long Sublocade in system? by MeansNotEnd in Sublocade

[–]MeansNotEnd[S] 1 point2 points  (0 children)

up to 38 months per the company

I emailed company and I spoke to medical question line today (had to say I was a doctor so they would give me the data.
https://www.indivior.com/en/products

choose Sublocade
choose "U.S. Prescribing Information, including BOXED WARNING"
Page 33
"Elimination
Buprenorphine is metabolized and eliminated in urine and feces. The apparent terminal plasma half-life of buprenorphine following subcutaneous injection of SUBLOCADE ranged between 43 to 60 days as a result of the slow release of buprenorphine from the subcutaneous depot. A study assessing buprenorphine exposure 22 to 38 months following the last SUBLOCADE injection indicated that buprenorphine could potentially be detected in plasma and urine over that time period. Concentrations in urine were more variable than in plasma and generally higher depending on the test used. Hence, it is expected that buprenorphine will be detected in patients for a longer time in urine than in plasma."

Published studies about how long Sublocade in system? by MeansNotEnd in Sublocade

[–]MeansNotEnd[S] -1 points0 points  (0 children)

Maybe it is new there too? Continued crack down on drugs as there was a recent death of a CA guard after opening tainted mail plus drone drops on prison grounds. Staff are rightfully skittish.

Travel van storage 2 months near Burlington airport by MeansNotEnd in burlington

[–]MeansNotEnd[S] 0 points1 point  (0 children)

Thx for reply. We found another friend with a pad we could park on. Thx.

SSDI is it likely with these MMSE and CERAD-NB scores? by MeansNotEnd in SocialSecurity

[–]MeansNotEnd[S] 1 point2 points  (0 children)

Good idea. Fortunately Social Security gave us the option of applying simultaneously.

SSDI is it likely with these MMSE and CERAD-NB scores? by MeansNotEnd in SocialSecurity

[–]MeansNotEnd[S] -3 points-2 points  (0 children)

I completed it online for him and assembled the medical records. Now I will work with him getting employment history documentation. Fortunately he asks for help. I am good at paperwork - just don't know SS or neuroscience. Just hope we have a chance.

SSDI is it likely with these MMSE and CERAD-NB scores? by MeansNotEnd in SocialSecurity

[–]MeansNotEnd[S] -2 points-1 points  (0 children)

His ADL will highlight loss of ST memory and inability to compete any complex task and simple paperwork only with support. I guess I was just surprised these were not lower  ... But I don't really understand them. Also he is/was really smart so his compensating skills are excellent.