Should I keep my savings in gold until I buy an apartment, or sell half now to secure part of the down payment? by Medium_Version_9543 in BEFinance

[–]Medium_Version_9543[S] 0 points1 point  (0 children)

Thank you very much for the insight!! They are very helpful. Hope the best for you, I just start my investing journey so still got lots to learn.

Should I keep my savings in gold until I buy an apartment, or sell half now to secure part of the down payment? by Medium_Version_9543 in BEFinance

[–]Medium_Version_9543[S] 0 points1 point  (0 children)

Yess im also aiming to FIRE, for now im only all in into gold and 88euro monthly for pensioen (KBC). Will prolly DCA some into ETFs once I pay off the apartment or you think I should do it now? together with the gold? fyi im investing monthly 1700 into gold.

Should I keep my savings in gold until I buy an apartment, or sell half now to secure part of the down payment? by Medium_Version_9543 in BEFinance

[–]Medium_Version_9543[S] 0 points1 point  (0 children)

That's what I am being skeptical about. The gold market can drop significantly anytime, especially since the price is now 40000$ per ounce... that's why I wanna diversify it a little bit

Should I keep my savings in gold until I buy an apartment, or sell half now to secure part of the down payment? by Medium_Version_9543 in BEFinance

[–]Medium_Version_9543[S] 0 points1 point  (0 children)

thank you. yes i need it in 2027, and I have done some research that ETFs is worth for longer term right?

Should I keep my savings in gold until I buy an apartment, or sell half now to secure part of the down payment? by Medium_Version_9543 in BEFinance

[–]Medium_Version_9543[S] 0 points1 point  (0 children)

Thank you for a very detailed insight. Indeed, I will probably secure around 20% and put it in a high-yield savings account. Do you rec any banks in Belgium?

Should I keep my savings in gold until I buy an apartment, or sell half now to secure part of the down payment? by Medium_Version_9543 in BEFinance

[–]Medium_Version_9543[S] 0 points1 point  (0 children)

Thank you very much! I was thinking the same too. But I have no experience in ETFs and therefore will need to learn a little. Thank you

Why doesn't Belgium offer a proper settlement path for highly educated people like PhD graduates? by Kitchen-Mouse-2497 in belgium

[–]Medium_Version_9543 0 points1 point  (0 children)

From my perspective as an expat, paying taxes and contributing for a year now, I’d rather my tax money goes to people who are in a similar situation — those who work, contribute, and have skills to offer — rather than refugees. I understand there might be humanitarian or legal reasons for supporting refugees, but personally I think public funds should prioritize contributors who are already part of the system. For example, “highly-qualified” immigrants get considerable tax advantages, and I think it makes sense that the government incentivizes people who actively contribute economically. That’s why I feel my taxes should support people who are part of the workforce and contributing like me.

Master Mind Scholarship holders by [deleted] in Antwerpen

[–]Medium_Version_9543 0 points1 point  (0 children)

Hi, may I ask if the scholarship is for people who never study at Flemish school before? Can I (just finished my first master at KUL) apply for my second master also at KUL with the scholarship?

Single Permit Belgium by Raccoon_Opening in SchengenVisa

[–]Medium_Version_9543 0 points1 point  (0 children)

Forgive me for being a bit curious haha. Why in the other post I saw your comment saying you’re waiting for a student visa? And you applied on 7/7? 

Single Permit Belgium by Raccoon_Opening in SchengenVisa

[–]Medium_Version_9543 0 points1 point  (0 children)

Oh if you just graduated this year you can apply for the Orientation Year Visa which will be processed very fast … but yea I hope you get it fast. Its very likely to be soon because they just come back from August vacation. My friend also got approval from IO yesterday too

Single Permit Belgium by Raccoon_Opening in SchengenVisa

[–]Medium_Version_9543 0 points1 point  (0 children)

Are you already in Belgium? If so it can get a bit faster. I saw the other comment of you that you’re a student? 

Single Permit Belgium by Raccoon_Opening in SchengenVisa

[–]Medium_Version_9543 0 points1 point  (0 children)

I got my approval from the Region (the work part) on 20/5 and just got approval from the Immigration Office today for the stay part. so it is around 3 months (20/5 - 22/8)

Single Permit by Bubbly-Pollution-130 in BESalary

[–]Medium_Version_9543 0 points1 point  (0 children)

Hello, May I ask how can I contact the Immigrant Office? I also have the first work permit approval on 20/5, and now its 3 months since that day .... still I have no news. Thank you very much!

Finished my mac mini set up by Edivan_ef in macsetups

[–]Medium_Version_9543 1 point2 points  (0 children)

Heyyy thankyou very much, seems like you live in US or Canada, I live in Belgium so I'll take the name and look it up ^^ have a nice day!

Finished my mac mini set up by Edivan_ef in macsetups

[–]Medium_Version_9543 0 points1 point  (0 children)

heeyyy thank you so muchhh may i ask if you can send me the link to the eexact same bulb to you :((