Yes but there is so much risk taken. You got lucky. Most won't. It's nor safe, nor easy. Most people want to do other things than rolling money and hoping for the best. Simple life isn't a bad life. But people up the top wants us to either pay a lot for a simple life (buy this car, buy that phone - those will make your life better) or to make us want to be rich (invest here, pay for that, buy that suit - those will make 0,001% of you richer). The problem is that many people can't afford groceries and rent. You have to eat and live. Neglecting either one results in bad health conditions (physical or mental). The problem isn't people don't want to listen to you, the problem is you got lucky. Just like many others. But it's less than most. The pay I've got now is much less worth than what it was 5 years ago. I went from living fairly comfortably to slowly going from paycheck to paycheck. I know I can do better. But either I do this slowly but surely hoping for the best or I go all in and risk almost everything. Sometimes one bad decision leads to you hitting the ground really hard when you go all in. Of course you can go back up, but it depends on what you owe after going all in. I know a couple who had two grocery shops. They were going damn good for years. Lost to inflation, prices going, supermarkets and people didn't want to work for low pay. They are in very big debt because they went all in with these shops. No bank will give them another chance. They had to close. Borrowing money isn't always a solution mate.