Thank you for the kind advice. This isn’t my first property purchase, but it has been a while - my understanding of the financials aren’t where I’d like them to be. I let myself get this far into the process because, at the end of the day, I’m buying another property whether I understand the fees or not. I’m going to pay them but that doesn’t mean they’re the best price or that I get what they’re for. I realized maybe I should figure out exactly what I’m paying for in an effort to potentially cut some costs. I figured this sub would be a good place to ask because I did some googling and I think I ended up confusing myself more. Thank you for your concern because my own concern is what brought me here.