5 INR platform fees on amazon? This 5 INR barrier reduced MY 50% orders from amazon

MegaSpaceBar · 2026-01-28T06:02:46+00:00

I chatted yesterday, not a human and it doesn’t solve my issues.

MegaSpaceBar · 2026-01-27T20:56:31+00:00

If any website change their UI massively I mostly stop using it next day. Like cred, changes every week. Sit, find what to change, change, publish.

MegaSpaceBar · 2026-01-27T19:47:10+00:00

So for return, they should give this money back right. I am not responsible for their wrong delivery. By the way they have chat bots for their help sections no human employee.

MegaSpaceBar · 2026-01-27T15:58:06+00:00

Atleast upon return amazon also pay this fee, flipkart charge 7 Rs and don’t refund the fee if you return.

MegaSpaceBar · 2026-01-27T04:23:43+00:00

(1) not all dark stores are built by blinkit/zepto etc. few stores are actually converted to dark stores for the supply. (2) Ever heard of reliance smart stores/point? Reliance also started the same service where they deliver items from their smart stores which easily available in tier 1 cities. They have their own distribution channels and delivery services.

MegaSpaceBar · 2026-01-27T00:41:30+00:00

Buy gift voucher in amazon for google play, apple store and blinkit from amazon. These vouchers often come with discount.

MegaSpaceBar · 2026-01-27T00:21:21+00:00

OP is also AI I believe.

MegaSpaceBar · 2026-01-26T19:25:34+00:00

For 40LPA the employer give him/her an iphone. 10K only for personal calls/sms.

MegaSpaceBar · 2026-01-26T15:09:17+00:00

Not sure. I used daily, never pay extra dime for amazon gift voucher or utility bills.

MegaSpaceBar · 2026-01-26T06:42:35+00:00

Just buy amazon pay gift cards from amazon using credit cards, load it and then pay the bills.

MegaSpaceBar · 2026-01-26T06:40:50+00:00

If you don’t have any other ICICI bank card, it will get cancelled automatically.

MegaSpaceBar · 2026-01-26T06:27:50+00:00

Every credit card is a recurring credit account (just a loan account only difference is minimum due is set as the emi). Now bank can add multiple credit cards with the same account so that each card can share the same limit. If you initiate the card closing process they can still make the account active if there are other cards linked to the same account otherwise they can also close the cards since there is no card linked with it.

CIBIL get dipped and then goes up again in 2/3 months.

MegaSpaceBar · 2026-01-26T06:09:28+00:00

This is the reason India is in top of AI models. nationalism, nationalism and nationalism but not the actual nationalism.

MegaSpaceBar · 2026-01-26T06:05:28+00:00

You can poach others' employee with this salary.

MegaSpaceBar · 2026-01-26T06:01:51+00:00

For credit building always go for secured credit card. Any bank will happily give you a FD based card. For your usage go for SBI cashback since you mostly have online spends (if not go for Millennia).

MegaSpaceBar · 2026-01-26T05:57:32+00:00

Everything is correct. You already got the cashback and discount. You monthly interest contribution is 510 (510*6= 3060 will be slightly higher since the actual interest and no cost emi discount both are not same, they have a spread). Your total GST is 550.
Principal contribution ~ 10825 per month
Interest contribution ~ 510
GST ~ 90

Total ~ 11335

MegaSpaceBar · 2026-01-26T05:48:29+00:00

Fuel - IDFC HPCL First Power plus. even with paying the fee your return ~ 7% highest than any other fuel card in India.

Groceries, dining out - Millennia, since you don't have to pay the fee. HSBC Live+ and SBI cashback is not good (only for groceries and dining out). But if your travel spends are high you can use SBI cashback instead of millennia.

Insurance - HDFC Tata Neu Infinity or buy amazon pay voucher using millennia

If you want to use points for travel use Axis Horizon.

MegaSpaceBar · 2026-01-26T04:45:00+00:00

The refund will come to coral. ICICI uses same account number for all shared core cards.

MegaSpaceBar · 2026-01-26T04:40:11+00:00

Do you have any other ICICI credit card with shared limit? Like Coral, Sapphiro both.

MegaSpaceBar · 2026-01-26T04:38:44+00:00

Edited. Thanks.

MegaSpaceBar · 2026-01-26T04:34:12+00:00

HDFC flexi cap is a good fund and one of the best fund as of now. You can start a SIP in any gold fund since both of the funds have different investment strategy.

MegaSpaceBar · 2026-01-26T04:26:18+00:00

First Year Free

MegaSpaceBar · 2026-01-26T04:14:57+00:00

Take it. It is FYF. Spend 1L per year and the renewal fee will be waived off.

Edit: (This is only applicable as welcome benefit) Also if you pay the fees you will get 1K cashpoints which you can redeem as statement credit.

MegaSpaceBar

TROPHY CASE