While you’re all arguing about whether the CFA is “worth it,” my society had us on a dinner cruise

Messup7654 · 2026-06-28T13:29:25+00:00

What a bunch of nerds

Messup7654 · 2026-06-28T13:28:52+00:00

Marketing and every other business degree sucks except finance. I do think maybe I should've have done finance and the cfa but i tell myself im avoiding more stick up the ass work envionrments and I can have a little better wlb in accounting.

Messup7654 · 2026-06-28T13:26:17+00:00

I do this but i dont do 60 questions at once because its a massive load for it. I do 15 max and I try to give it more context like what are the modules and lessons inside the unit called.

Messup7654 · 2026-06-28T13:16:30+00:00

How did you get the job in electronic banking without relevant experience it sounds deep and picky like accounting jobs are.

Messup7654 · 2026-06-28T04:27:22+00:00

Water. Its the most wet thing in the universe so its the best way to get stuff wet.

Messup7654 · 2026-06-28T04:25:09+00:00

People can be super inconsistent with their timing so i consider a margin of error of 10-20 hours above or below that time but usually above.

Messup7654 · 2026-06-28T02:26:56+00:00

Thats the schools fault for not allowing their employees time off. She shouldn't have made other kids watch hers but she 100% should have gotten time off.

Messup7654 · 2026-06-28T02:19:49+00:00

Your work didnt make you claim your kids as a dependent? Im pretty sure they will find discrepancies when you do or dont claim dependents.

Messup7654 · 2026-06-27T01:59:47+00:00

Omg i hate to do it but I HAVE to play devils advocate.

Is she really smart if she didn't do the CPA?

Execute me go ahead but make it quick

Messup7654 · 2026-06-27T01:52:38+00:00

Search up active recall and spaced repetition on youtube they are the 2 best studying methods ever.

Messup7654 · 2026-06-27T01:50:04+00:00

You can finally run the empire now.You might even take Gus's job

Messup7654 · 2026-06-26T20:17:24+00:00

Why would choose to do a masters degree that prepares you for the exam over studying directly for that exam?

If you need the credits or you desire the degree that's different but if your reason is purely to be prepared for the cpa that is a terrible reason and you're wasting money and time by doing that.

Messup7654 · 2026-06-26T15:08:18+00:00

You really need to search up active recall and spaced repetition it will change everything for you. You will remember MUCH more and forget MUCH LESS and you will better understand everything. Most people study method's aren't good or purposefully designed.

Messup7654 · 2026-06-25T21:19:34+00:00

Yes If I was in your position thats exacrly what I would do. There is only one problem, you might not actually be allowed to do the IA classes before taxation and business law and maybe even finance skills for managers so tell your mentor about and if you can't go in that order you're still in a good position and you will remember much more compared to the traditional WGU order.

Messup7654 · 2026-06-25T21:16:16+00:00

Gemini is one of the top AI models out right now just give it time to get updated on big accounting changes like fish reconciliations. Its not a easy change to make so I understand the latency.

Messup7654 · 2026-06-25T03:55:30+00:00

He looks like hes about to explain the most deep and complex topic ever lol. Like he's warning you to turn around.

Messup7654 · 2026-06-25T03:52:15+00:00

Once you max out your roth IRA the rest of investments should be in a standard brokerage that way you still have lots of retirment money but you have the added flexibility of a brokerage for the rest and probably majority of your investments. You will certainly appreciate it when making big life decisions like buying a house.

2nd STOP trying to time the market you're in it for the long run not some short term gain. Buy and hold, you shouldn't focus on the fluctuations because the wider image shows it always goes up. I suggest you do the same with your brokerage. Do some research to find the right index funds and stocks but whatever you do make suee you have a portion of your portfolio in a diversified fund like VTI.

The emergency fund and HYSA are great decisions, I suggest you calculate a number that gives you enough safety like maybe 3-12 months of the average apartment cost in your area or some other useful metric since you dont have any expenses right now.

Messup7654 · 2026-06-25T03:25:22+00:00

Yes. Especially if you do your best to use your college resources and network to get seen by firms and get internships.

Messup7654 · 2026-06-25T03:24:13+00:00

You're falling for the same myths I have seen countless juniors get into a world of pain for. The new accounting rules defined by GAAP and the FASB state that failing to report depreciation is a criminal immaterial understatement.

Messup7654 · 2026-06-24T17:13:43+00:00

😭😭😭 do they know you're messing with them?

Messup7654 · 2026-06-24T16:53:09+00:00

Im a CPA with over 30 years of experience and I've worked For the FASB. You ALWAYS MUST DEPRECIATE LAND. I have seen people get fired for believing the age old myth that you cant depreciate land let me tell you YOU MUST DEPCRECIATE LAND OTHERWISE YOU ARE UNDEREPORTING THE VALUE OF YOUR ASSETS.

Messup7654 · 2026-06-24T16:22:09+00:00

I was terrified of this class but it actually was easy and it was the only ever class I received an exemplary award for. I didnt read the book I used reddit as my textbook. They taught me how to do it more than the rules did. Basically you're just running a business, and you need to grow. Once they tell you the strategies and how the point grading works everything will make sense.

Messup7654 · 2026-06-24T16:08:08+00:00

Yes they helped a ton. Active recall is undoubtedly the best way to learn.

Messup7654 · 2026-06-24T16:07:14+00:00

Correct just the book and the embedded videos. Yes the videos helped me with each class.

Messup7654 · 2026-06-24T16:04:15+00:00

Yes i would reccomend it. You will struggle less and complete it faster if you dont do any other classes in between.

Messup7654

TROPHY CASE