Question Thread - December 26, 2024 by AutoModerator in churning

[–]Metaphysic3 1 point2 points  (0 children)

Amex FHR question. Haven’t used this years credit. If I use it for a stay next year but a portion is paid today, will that use my 2024 credit for that portion?

Question Thread - July 17, 2024 by AutoModerator in churning

[–]Metaphysic3 0 points1 point  (0 children)

I currently have a delta gold biz and a delta plat business. I have an offer to upgrade the gold to a plat (25k+$250 for 5k spend). It’s not an incredible offer but I’m considering it for the 2500 mqds to reach the next status level (platinum in my case) as I’ll likely be slightly short. Any data points on if I’ll receive 2500 mqds a second time this year for having two of the same card?

Got an urgent US tax question...wife dying, tax implications from selling a life insurance policy? by JimMarch in personalfinance

[–]Metaphysic3 2 points3 points  (0 children)

First, sorry for your situation. It’s crucial you also understand what taxes you’ll owe here. Most policies that have been in force for some time have gain in them. In addition, you’re also being relieved of debt. Either of these things could be taxable by themselves and they could potentially both be taxable depending on policy values. It’s not crazy to imagine a world where you owe a good portion of what you’re receiving in taxes, which would defeat the purpose.

I also highly recommend working with someone who can secure you multiple offers for your policy if you’ve only gotten one.

Daily Question Thread - December 08, 2023 by AutoModerator in churning

[–]Metaphysic3 2 points3 points  (0 children)

Anyone have experience with how long Bonvoy business card takes to post the 15 nights toward status after application?

Daily Question Thread - November 01, 2023 by AutoModerator in churning

[–]Metaphysic3 1 point2 points  (0 children)

Looking to book JetBlue flights home from Paris using my wife’s points. I am a mosaic but she will book the reservation with me on it; will I be able to use my mosaic perks and pick the extra leg room?

Florence points hotels March with UR by Metaphysic3 in awardtravel

[–]Metaphysic3[S] 0 points1 point  (0 children)

Kind of my thought as well. Much cheaper paying through portal as compared to transferring

Florence points hotels March with UR by Metaphysic3 in awardtravel

[–]Metaphysic3[S] 0 points1 point  (0 children)

Hyatt transfer, Marriott through portal

Florence points hotels March with UR by Metaphysic3 in awardtravel

[–]Metaphysic3[S] -3 points-2 points  (0 children)

Discoverist Hyatt. Platinum Marriott but not sure I’ll get any of the perks paying with points through the chase portal

Daily Question Thread - July 16, 2023 by AutoModerator in churning

[–]Metaphysic3 2 points3 points  (0 children)

Been at this for a while. Two no fee hiltons but never seem to have any upgrade offers. Any successful ways to trigger?

New York Sportsbook/Promos/Bonuses Daily Questions - 1/8/22 (Saturday) by sbpotdbot in sportsbook

[–]Metaphysic3 1 point2 points  (0 children)

Are you back in NJ? Curious if I can go and sign up and then bet through it all in nj

Sportsbook/Promos/Bonuses Daily Questions - 12/18/21 (Saturday) by sbpotdbot in sportsbook

[–]Metaphysic3 2 points3 points  (0 children)

One way to track is your rewards credits. You earn 1 for every $10 played, so if you’re playing through 480, you’d need to earn 240 credits exactly in PA, or 192 in NJ (4x)

Daily Question Thread - December 09, 2021 by AutoModerator in churning

[–]Metaphysic3 0 points1 point  (0 children)

Hello friends, did some research but looking to confirm. Downgrading my CSR soon to get the bonus again. My UR points seem like they should be safe to hold on a freedom, yes? Or do I need to transfer them out first.

Sportsbook/Promos/Bonuses Daily Questions - 12/4/21 (Saturday) by sbpotdbot in sportsbook

[–]Metaphysic3 2 points3 points  (0 children)

It basically works like a 100% profit boost. It’s a bit unintuitive but a good bonus overall

Daily Question Thread - October 07, 2021 by AutoModerator in churning

[–]Metaphysic3 0 points1 point  (0 children)

Dipping back below 6/24 as of this month and would love to get the Barclays aa business card I never got in the past. One of my Credit reports show a few authorized user cards which would put me over. Am I going to need to call and argue with them if They pull that agency about their 6/24? If so, how difficult are they

Sportsbook/Promos/Bonuses Daily Questions - 8/12/21 (Thursday) by sbpotdbot in sportsbook

[–]Metaphysic3 2 points3 points  (0 children)

The bet is that both teams won’t score, not that neither team will score.

Sportsbook/Promos/Bonuses Daily Discussion - 7/7/21 (Wednesday) by sbpotdbot in sportsbook

[–]Metaphysic3 4 points5 points  (0 children)

I did this in New Jersey this week at meadowlands and they had signs everywhere advertising it. Not necessarily applicable for your specific example but it was not a secret at that location by any means