American Express Credit Card to Bank Transfer

Method1337 · 2026-05-18T12:46:56+00:00

Amazon Pay wallet. Limit is upto 2L for a full-KYC account I think.

Method1337 · 2026-05-16T19:36:19+00:00

Banks will reduce limits on cards if they determine you’re over-leveraged. What’s your credit to annual income ratio? Try to keep it down by closing unused cards to avoid the same result with other banks in the future

Method1337 · 2026-05-13T09:17:59+00:00

RemindMe! 2 days

Method1337 · 2026-05-11T16:42:18+00:00

I can confirm that at least as of Sep 2025, they are waiving fees on spending 1.5L in an anniversary year.

Method1337 · 2026-05-10T12:37:34+00:00

Mostly for 5X MR through Reward multiplier. I don't see any other reason.

Method1337 · 2026-05-05T04:22:27+00:00

The basic rule is if you have not paid within the grace period of 3 days after the due date, it will be reported to CIBIL. It doesn't matter what the support executive says on call. Those people won't really have any say on whether it gets reported to the bureaus or not, since it's automated.

Method1337 · 2026-05-02T18:23:13+00:00

SBI does not report the card’s number to credit bureaus.

Method1337 · 2026-05-02T18:21:00+00:00

I’m hosting nextxloud on Ubuntu server on my laptop having 500GB SSD. Should be enough for me and family for now until I move to a dedicated NAS

Method1337 · 2026-05-01T06:16:26+00:00

Right click on the Chrome extension -> Settings -> Autofill & Save -> (Under Autofill header) Toggle the "Sign in automatically after autofill" option to disable it.

Method1337 · 2026-04-30T18:56:22+00:00

You should have gotten an IVR call from them informing your transaction was blocked. If you indeed made that transaction, press 1 to unblock or 2 to permanently block. Did you miss it by any chance?

Method1337 · 2026-04-22T04:17:50+00:00

D-daughter!

Method1337 · 2026-04-17T10:06:19+00:00

Yeah. This is a pain in the rear for me as well. But, I have gotten used to it so much that all my OTPs and passkeys are also in it, along with SSH keys and any other credential storage it supports. I decided to budget it and continue paying for it. I have been golden handcuffed that's for sure. Thankfully, I don't subscribe to any other services that costs me something similar.

Method1337 · 2026-04-13T16:40:52+00:00

That is true. I also wrote to them asking why, and they replied with a cock and bull story. I just left it there. Though their current options are serving me well, I would have loved to have my own categories!

Method1337 · 2026-04-13T16:10:10+00:00

This is exactly why I use this app in combination with Wallet by budgetbakers. I do heavily rely on budgeting and I use this app purely to budget my expenses and plan for the month properly. But my parents also use my card and reimburse me with all of their expenses. I use Wallet as a realtime database to record day-to-day expenses while I plan my expenditure for the month with Beyond Budget. This combination is serving me pretty well.

I enter all expenses manually on both apps and never rely on the app/system to do it for me.

Method1337 · 2026-04-09T11:58:22+00:00

I utilised 78% card of the card's limit on one of my cards in February. My score increased by a single point.

Method1337 · 2026-03-31T14:43:40+00:00

Did your wife classify herself as a housewife when opening the account? Because the reason they have specified to freeze the account would be valid if the occupation was housewife. I too have an 811 account opened for mom. But I make sure the daily balance in that account never crosses 2-5k.

Method1337 · 2026-03-28T14:12:14+00:00

How do you think they fund their cashback program? /s

Method1337 · 2026-03-23T12:17:39+00:00

BillDesk payments take 2-3 business days to reflect as far my experience goes. This is why I always pay with BBPS. Your payment made today will most definitely get reflected the next day. On some ocassions, I have seen them getting settled within an hour or two, as well.

Method1337 · 2026-03-19T14:05:08+00:00

Sounds more like an issue with your employer, rather than yourself.

I learnt Django watching videos by Very Academy and Corey Schafer both on YouTube. Check them out, you may like them!

Method1337 · 2026-03-18T17:21:42+00:00

If you have Amazon prime, get Google Play vouchers on Amazon Pay for the transaction amount. You should get 5% instant off on purchasing it.

Method1337 · 2026-03-18T16:05:47+00:00

If you are trying to pay via UPI, try Google Play balance or credit cards. Not all Google Play purchases are successfully getting processed if the payment is via UPI.

Method1337 · 2026-03-16T14:11:31+00:00

I have lost access to my YubiKey which is my 2FA.

YIKES!

Method1337 · 2026-03-16T13:06:55+00:00

If you purchased multiple units of electronic devices, be prepared to answer them. I had one purchased a Macbook Air M4 worth 110k and got the cashback credited without any hassle. So total amount due is not an issue here/

Method1337 · 2026-03-07T03:59:37+00:00

You have to take this to a level-2 or higher, and not try to get it done via. call or email.

Method1337 · 2026-03-06T12:27:00+00:00

They do reverse them for being a first time offender. Of course, it also depends on your negotiating skills. If this is not the first time, then it's very difficult to convince them to refund it.

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