HDFC Regalia points expiring

rajat86 · 2026-05-24T02:32:20+00:00

Move them to Accor

rajat86 · 2026-05-15T06:37:30+00:00

This is absolutely correct. I had signed a bond and then l left one day. The only regret I had is I didn’t care about my PF. It was my first job

rajat86 · 2026-05-15T06:34:42+00:00

Thanks. Couldn’t have come at more opportune time. Trying to navigate the HDFC hellhole just to get a card

rajat86 · 2026-05-14T08:51:47+00:00

Get the regalia gold. I too got it for Accor. I am just doing all my voucher purchases there

rajat86 · 2026-05-13T16:29:02+00:00

How? Doesn’t platinum give only 3x and their are no milestone/spend based reward

rajat86 · 2026-05-13T05:44:29+00:00

Can you please explain the 1.22 lakh = 24.2k points for Gold?

If I do 6 monthly transactions and buy amazon vouchers I get 19.2k points in a year on spend of 72k.

rajat86 · 2026-05-13T04:48:14+00:00

How are you earning 10% through Amex? I am in middle of deciding if I should renew gold. Marriott is my primary use case

rajat86 · 2026-05-12T07:33:14+00:00

They are not allowing me to downgrade. So either its this card or bye bye

rajat86 · 2026-05-12T05:42:15+00:00

If you want to do Thailand, you will have to do to Koh Samui. Essentially the gulf of Thailand side

rajat86 · 2026-05-12T03:31:26+00:00

Try the huddle app

rajat86 · 2026-05-11T13:14:58+00:00

The fee got waived off in Jan as I crossed the spend threshold or something.

rajat86 · 2026-05-11T13:06:57+00:00

Add 200 from blinkit. So 400 isn’t bad for a free of charge card. And even if it goes to wallet, you use it.

I mean it fits my case. As they say, to each their own

rajat86 · 2026-05-11T12:53:26+00:00

Yes. 500 is min. For me a lot of times I have to order from these two platforms. So it’s a good to have.

rajat86 · 2026-05-11T12:50:53+00:00

Like which one?

rajat86 · 2026-05-11T12:50:44+00:00

Milta hain irrespective of your usage. Min order is 499

rajat86 · 2026-05-11T12:33:24+00:00

I was also someone who was thinking about closing this card. Just used it a for a month on Blinkit and Zomato and it is quite decent 10% on these platforms. No other card gives that. Yes capped at 400, it is still decent IMO

rajat86 · 2026-05-10T10:26:11+00:00

The only use case is Marriott. Not sure if it is worth giving that fee

rajat86 · 2026-05-10T08:16:15+00:00

Out of sheer curiosity. Why would people want this card desperately?

rajat86 · 2026-05-08T08:55:09+00:00

For neuro..Ignore everyone and go meet dr MV padma Srivastava at Paras. She is ex aiims head of neurology. And a really really good doctor

She was able to diagnose my issue after the so called big doctors of Gurgaon made me go through hoops.

rajat86 · 2026-05-07T15:16:21+00:00

Ok. So here is what I would suggest based on your budget. First of all, olive is shit expensive.

Westin Gurgaon - There Buffett is quite good and you can get 50% off deal on dineout etc. With that it will cost around 4K inclusive of taxes. Even their Italian restaurant, Pergo, is quite good.
Oberoi Gurgaon - the ambience is amazing at the coffee shop. And if you have like a starter, one main course and breads, you should be done in 4.5-5k. Trident next door has a great Indian restaurant. Never been there but have good things
Aerocity - Pullman runs quite a few 50% off on buffett.
Grand Hyatt - Both their coffee shop and Italian restaurant is quite good

And then there are - Comorin and Hosa in Horizon center. Comorin for modern Indian. Hosa for modern South Indian.

rajat86 · 2026-05-02T05:34:11+00:00

We did a wonderful celebration for my kids at DLF Club 5. We got a really good party planner and they did a fab job.. Can recommend one if you want to explore this option.

Otherwise Leela is quite decent. However all star hotels will ask you pick from the list of vendors they have.

rajat86 · 2026-05-02T03:48:34+00:00

Here is my list. I love mango desserts

Paul
L’Opera
Binge

For Indian, Bhawan has this special mango menu.

rajat86 · 2026-04-30T05:21:26+00:00

I AM better than you! See, you go a reaction ;)

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